Can someone run me through the complimentary privileges and access that come with the Citi Prestige Card?

The Citi SMRT card is a pretty decent card for spending but they unfortunately exclude travel related online merchants. This to me is the downside of the card and may be a reason to get another card for travel websites.

I think Citi Prestige is a very unique credit card that fits perfectly with my needs and rewards banking relationships. The card rewards with additional Citi ThankYouSM Points for your relationship with Citibank Singapore Limited, based on your spending and depth of relationship. So essentially you can earn unlimited Citi ThankYou points.

Nothing beats earning 3.25 Points for every dollar you spend locally and a cool 5 Points for every dollar you spend overseas. There is also no limit to how many Points you can accrue and interestingly still they never expire, so you can keep saving for a reward you really want.

The cards global acceptance is enhanced by the Chip-based technology, which basically ensures that you can use your Citi Prestige Card with confidence wherever you are in the world. An embedded microchip turns your account information into a unique code that is difficult to duplicate or clone thereby ensuring you enhanced fraud protection.

Citi Prestige card affords users unlimited complimentary access to hundreds of VIP airport lounges in cities around the world through Priority Pass. The icing on the cake is that there are no membership fees, no lounge pass fees, you simply just present your Priority Pass membership card at the desk and gain unlimited access to airport lounges around the world.

Lodging a dispute with my bank in regards to my card was stress-free with express processing. I contacted the bank’s 24-hour customer service hotline to lodge my dispute and was advised on the process required to submit a dispute resolution form. The time taken to resolve a disputed transaction may vary depending on the complexity of the case. Generally, resolution on a dispute may range between approximately 4 weeks for simple cases to about 12 weeks for more complex ones, assuming all required documentation has been promptly provided upon request.

I would recommend the card for use by people who frequently purchase clothing and electronics and also in particular from known on online merchants like AliExpress, Amazon, Lazada, Shopee and Taobao.You get 10X points when you shop at retails for babies and children's wear, clothes, bags and shoes, department stores, electronics and gadgets; which cover almost all retails. Also the OCBC Reward is a $10 rebate for 3600 points which I think is fare.

This card offers a few thrills if you are one for accumulating miles as you can earn 1.3 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases up to S$3,800 each month. On such purchases above S$3,800 each month, you can earn 2 KrisFlyer miles. Furthermore the card allows earnings of 1.3 KrisFlyer miles for every S$1 spent locally in Singapore dollars on eligible purchases up to S$3,800 each month. On such purchases above S$3,800 each month, earnings are 1.4 KrisFlyer miles. Highly recommended for those who seek to accumulate miles.

So it is really convenient that I can get and use my card instantly when I apply via MyInfo. And the cards instant digital card that can be used for mobile wallets, online and mobile app purchases. Now aside from the same day physical credit card issuance for online applications you also get S$50 cash rebate upon approval with no minimum spend required. However that is only for new OCBC Credit Card applications.

In my opinion, this card is one of the best cards in the market especially as there are no expiry date to miles earned and an amazing 2 VIP airport lounge access. I love the fact that the card can be used for major big ticket items and to clock mileage. Redemption can be done easily without hassle and customer service staff are very helpful

I have held this card for quite a long time and one thing I like about the card is the fact that it is used for CapitaLand malls and they are almost everywhere. So I enjoy dining taking advantage of the 10x rewards merchants to accumulate the points faster. Imagine getting close to 6.5% rebates on dining. Not to forget their sign up bonus of $60 rebates in vouchers when you spend $1,500. That's a 4% rebate excluding the points you will earn which will convert into vouchers too.

OCBC Voyage Card is perfect for well-off consumers with a shifting travel schedule, who want to earn high miles locally and overseas. Consumers earn 2.4 miles per S$1 spend overseas and 1.2 miles on general local spend, which aligns with similar cards. Consumers are most likely to benefit from OCBC voyage card if they spend most of their budget locally, with at least 25% of local spend on dining.