Bank of China
The second largest lender in China
Bank of China, the Bank with the longest continuous operation among Chinese banks, is one of the four biggest state-owned commercial banks in China. It was founded in 1912 by the Republican government and as of 31 December 2009, was the second-largest lender in China overall. Bank of China Limited provides banking services to individuals, enterprises, and other clients. The Company offers deposits, loans, foreign currency transaction, fund settlement, and other services. As China’s most globally active bank, Bank of China has a well-established global service network with institutions set up across the Chinese mainland as well as in 57 countries and regions. It has established an integrated service platform based on the pillars of its corporate banking, personal banking, financial markets, and other commercial banking business, which offers investment banking, direct investment, securities, insurance, funds, aircraft leasing, and other areas, thus providing its customers with an extensive range of financial services.
- Formal Name
- Bank of China Limited
- 4 Battery Road, Bank of China Building Singapore 049908
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Financial Products Provided by Bank of China
BOC Chinese Cultural Debit Card
Bank of China's Chinese Cultural Debit Card is a Platinum Mastercard. The convenience of making payments through the Mastercard network gives you access to use the card at local shops or even use the card globally at millions of merchants worldwide that accepts Mastercard.
BOC Zaobao Debit Card
Zaobao is Singapore's first media to co-brand a card. Bank of China offers this Zaobao Debit Card which gives you a card with dual currency that you can use for transactions in SGD and RMB for easy access around the world.
BOC UnionPay Dual Currency Debit Card
Bank of China's UnionPay Dual Currency Debit Card presents a limited edition of the BOC UnionPay Debit Card in SGD and RMB that you can conveniently use and access at anywhere you might want to use your card at, all across the globe.
Bank of China Great Wall International Debit Card
Bank of China's Great Wall International Debit Card is a debit card that allows you to enjoy fast, convenient and better services such as global ATM access/withdrawals, processing payments at participating merchants both online and in-store. The BOC's Great Wall International Debit Card is a Platinum MasterCard.
Bank of China $martLoan
Bank of China $martLoan offers a great repayment structure that you can get up to 7 years. It has one of the lowest interest rate in the market and they also provide a complimentary MoneyPlus Line of Credit with lowest interest rate for your daily needs.
BOC Debt Consolidation Plan
The BOC or Bank of China understands that having to keep an eye on multiple repayments for your individual unsecured facilities is strenuous and much of a hassle, that's why they offer a Debt Consolidation Plan which aims to help you address these concerns at a lower interest rate.
BOC SG eWallet
Bank of China SG eWallet is welcomed by over 1,000 merchants displaying the UnionPay Logo which includes supermarkets, shops, car parks and even the government. It allows an easy top-up option to allow users a flexible way of reloading and at the same time real-time payment system.
Reviews of Bank of China
A great contender for the 7-year personal loans provider
Bank of China $martLoan / Bank of China
This card is a great contender for the 7-year personal loans lead yet is the relative newcomer on the block. This does not stop them from being very aggressive in Singapore these past few years. Although Bank of China $martLoan’s interest rates are on the high side, Bank of China is generally more lenient than most other banks in Singapore and have a lower minimum annual income.
With interest rate as low as 0.59% per month and a repayment period up to 10 years
BOC Debt Consolidation Plan / Bank of China
BOC Debt Consolidation Plan (DCP) helps you pay off high interest balances with interest rate as low as 0.59% per month and a repayment period up to 10 years. You can consolidate all your credit cards/unsecured loans balances with no tiered interest, no lock-in period for your funds and no monthly conditions to meet, you have flexibility on hand while your account balance expands.
Allows you free access to the library services
BOC Chinese Cultural Debit Card / Bank of China
Enjoy exclusive Privileges at China Cultural Centre such as free access to over 17,000 arts and cultural books in the library of China Cultural Centre using the new BOC Chinese Cultural Debit Card. At the back of the card, you should find a barcode which allows you to have free access to the library services.For the first visit, you are required to bring along your BOC Chinese Cultural Debit Card with your NRIC/Passport to the library in China Cultural Centre for activation
Earn unlimited cash rebate of 0.3% for all local and overseas retail transactions
BOC Zaobao Debit Card / Bank of China
Earn unlimited cash rebate of 0.3% for all local and overseas retail transactions when using your BOC Zaobao Debit Card.This offer is valid for a monthly spend of at least S$100 with a minimum deposit of S$1,500 and/or a monthly spend of at least RMB 500 with a minimum deposit of RMB 7,500 in the account.Other privileges allow you to use your new BOC UnionPay Dual Currency Debit Card at any UnionPay's merchants to enjoy 0.3% cash rebate and/or exclusive offers
No transaction fee for your cash withdrawal via 24,000 BOC ATMs in Mainland China
BOC UnionPay Dual Currency Debit Card / Bank of China
With this card there are no currency exchange fees for all RMB transactions through RMB account. Plus enjoy convenience via UnionPay, the largest payment network in China. Interestingly, if the balance on your RMB sub-account is insufficient, the card will deduct from your SGD sub-account based on BOC’s real time exchange rate. There are no transaction fee for your cash withdrawal via 24,000 BOC ATMs in Mainland China for a limited time however.
Cash rebate is capped at a maximum of S$10 per calendar month.
Bank of China Great Wall International Debit Card / Bank of China
The Bank of China is now officially part of the atm5 shared network and in effect you can now check your account balance and enjoy cash withdrawals with your BOC Great Wall International MasterCard Debit Card at over 230 ATMs with atm5 Logo Island wide without any transaction fees. You should know that cash rebate is capped at a maximum of S$10 per calendar month.