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Latest Products

Citi PremierMiles Visa Card

Credit Card

Citi PremierMiles Visa Card

Citi PremierMiles Visa Card is the best travel card available for people who travel often–and would like a few perks–but aren't willing to pay a high fee for them. Cardholders earn a respectable rewards rate of 1.2 miles per S$1 local spend, 2 miles overseas, and up to 10 miles with select travel booking sites. And, unlike some competitors, miles earned never expire and can be flexibly redeemed with over 60 airlines and 8,000 hotels.

5 reviews
Citi Rewards Card

Credit Card

Citi Rewards Card

Citi Rewards Credit Card is the best credit card you can get for rewards. It is very ideal for smart shoppers and for those who would like to get huge returns whenever they spend. If you normally shop online or you are an in-store shopper, this is highly recommended. The credit card entails 10X rewards for every S$1 spent online and also cardholders would enjoy 10X rewards for every S$1 spent on retail shopping worldwide and 1X reward for all other spend.

5 reviews
Citi Cash Back Visa Card

Credit Card

Citi Cash Back Visa Card

Citi Cash Back Visa card offers up to 8% cash back for Dining, Petrol and Grocery purchases. It also boasts .25% cash back for all other retail purchases with no cap. It is very ideal for cardholders who tend to use their cards for Dining, Petrol and Grocery purchases as apart from the fact that you get 8% cashback for these purchases, you can also save up to 20.88% savings on fuel purchases at Esso and Shell stations worldwide.

7 reviews
Citi Prestige Card

Credit Card

Citi Prestige Card

Citi Prestige Card is a top contender among the ranks of luxury travel cards. It offers a wide range of benefits including Complimentary Night Stay, Privileged access in golf courses in Singapore, Malaysia, Indonesia and China, VIP access for airport lounges, priority pass and limousine transfers, Concierge services and up to 30% ThankYou points and it also provides Personal and Accidental benefits when you use your Citi Prestige Card for travel fares and Overseas Medical Benefits.

6 reviews
Citibank SMRT Card

Credit Card

Citibank SMRT Card

Citibank SMRT Card is a great deal if you want to shop and save at the same time. These savings are set aside in the form of SMRT$ which can be exchanged for cash rebate or vouchers. It also offers NO CONVENIENCE FEE for EZ-Relaod Auto Top-up transactions.

4 reviews
HSBC VISA Platinum Credit Card

Credit Card

HSBC VISA Platinum Credit Card

HSBC Visa Platinum Credit Card paved way for a flexible program that allows cardholders to save from dining, groceries and fuel purchases while at the same time enables cardholders to earn cashback. As their slogan goes: "Make family time more fulfilling", it truly empower cardholders to spend more quality time with their loved ones, apart from the 5% cashback for Dining, Groceries and Fuel purchases,it also offers a wide variety of benefits for Leisure, Dining,Travel, Enrichment, Shopping and more offers that the cardholder and family can enjoy.

4 reviews
HSBC Advance Credit Card

Credit Card

HSBC Advance Credit Card

HSBC Advance Credit Card provides a delightful deal for cashback lovers. You can get S$1500 and more cashback annually. The program entails 3.5% cashback for purchases local and overseas for all merchant categories. The great thing about the cashback is that it relies on the total amount that you spend per period rather than select-merchant-categories only. Additional feauters of the card includes: Apple Pay, Visa payWave, SimplyGo, HSBC Virtual Card and Travel Insurance Coverage.

5 reviews
HSBC Revolution Credit Card

Credit Card

HSBC Revolution Credit Card

HSBC Revolution Credit Card gives an offer you cannot resist by giving you a credit card with no minimum spend required but allows you to gain five times the reward points. Not only that it gives more reward points when it comes to dining and entertainment, but also helps you to do things without leaving home. It permits the user to purchase things online.The best thing about having these reward points is the fact that you can redeem any of the rewards using those points. More reward points will give you more chance to redeem a reward. This includes HSBC’s jewellery vouchers,

4 reviews
HSBC VISA Infinite Credit Card

Credit Card

HSBC VISA Infinite Credit Card

HSBC Visa Infinite Credit Card will make you experience the extraordinary by giving the most exclusive travel and dining privileges you need. These are based on your own preference that will suit your style. Do not be afraid to travel because there is automatic travel insurance not only for you but also for your whole family. Be rewarded with 15,000 HSBC Reward points for successful card referrals whether a family member or other. Also, for every S$1 spent, 2.25 miles will be gained, which is the best way to gain miles.

5 reviews
Citi Personal Loans

Loan

Citi Personal Loans

(Note to Editor: - Citi Personal Loans, redirects to Citi Quick Cash) Citi Quick Cash offers a flexible way for clients to convert your Citi Credit Card or Citi Ready Credit limit into cash which can be payable in monthly installments and monthly payments. It can be used for almost anything you would like, from home improvement, ticket purchases and even urgent expenses such as medical bills or unexpected repairs and much more!

1 reviews
HSBC Personal Loan

Loan

HSBC Personal Loan

HSBC offers a personal loan of up to 4X or 8X of your monthly income with a fixed repayment amount or you can also have it on an installment basis. A wide variety of application channels and provides a low processing fee of *1% of the approved loan.

1 reviews
UOB Car Loan

Loan

UOB Car Loan

UOB Car Loans is great for individuals looking for a easy, secure, swift and problem-free process. UOB provides petrol, parking and fees and also insurance, it also boasts a wide variety of partnerships.

1 reviews
Standard Chartered Auto Financing

Loan

Standard Chartered Auto Financing

Auto financing has attractive features for your own satisfaction. Auto financing features provide a flexible repayment plan, attractive interest rate, wide distribution network, and you can pay your bills with ease. User-friendly car loan calculator.

1 reviews
DBS Car Loan

Loan

DBS Car Loan

Are you searching for a simple and cheap auto loan, DBS Car Loan gives you simply that. Brief tips for used cars. User-friendly Car loan promotion. Find out about your affordability with the online calculator.

1 reviews
Maybank Car Loans Singapore

Loan

Maybank Car Loans Singapore

Maybank takes you one step closer to your dream car with our fascinating interest rates. Enjoy great savings with one of the most competitive rates in town. Great benefits to be acquired. Financing for up to 7 years.

1 reviews
Asia Carz Credit Car Loan

Loan

Asia Carz Credit Car Loan

Asia Carz Credit Car Loan presents a great vary of reliable pre-owned cars, cars for short/long term rental and motoring services such as scraping, insurance renewal and vehicle loans. Asia carz will present to you a list of pre-approved loans and the respective interest rates for your selection so you can be assured of the most competitive rates available in the market.

1 reviews
OCBC Car Financing

Loan

OCBC Car Financing

Ocbc Car financing offers the cheapest car loan refinancing option in Singapore. The bank additionally presents loans for the purchase of new and used cars. The bank allows borrowers to refinance their existing car loans for a very competitive rate.

1 reviews
U Credit Car Loan

Loan

U Credit Car Loan

U Credit will enlighten you on the true cost of owning a car in Singapore, and applying for a car loan. Rather than that, U Credit gives you the cost of getting a Singapore driver's license. If you ever asked Why Singaporeans Take Out Car Loans, they have an answer for you.

1 reviews
UOB Debit Card

Bank

UOB Debit Card

The UOB Debit Card is one of the basic debit cards out there which serves as a stepping stone if you intend to switch from cash to plastic. You'll also enjoy up to 10% SMART$ rebate with up to 3.88% p.a. on your savings with UOB One Account.

1 reviews
UOB Direct VISA Debit Card

Bank

UOB Direct VISA Debit Card

UOB Direct Visa Debit Card is ideal for individuals who frequently uses Grab as you get 1% rebate on Grab-transactions and you also get up to 3.88% p.a. on your savings when you spend S$500 monthly. And one of the best offer they have is Travel Perks and the ability to withdraw cash overseas with no additional charges

1 reviews
KrisFlyer UOB Account

Bank

KrisFlyer UOB Account

The UOB KrisFlyer Account offers a debit card account which provides you KrisFlyer miles and an interest when you transact and save up on your KrisFlyer Card and Account with lodaded travel benefits you'll enjoy.

1 reviews
UOB Lady’s Debit Card

Bank

UOB Lady’s Debit Card

UOB higly acknowledges that every woman's individuality hence the UOB Lady's Card is the credit card that gives you the freedome to choose and define your rewards, from Beauty & Wellness, Dining, Family, Fashion, Transport & Entertainment and Travel.

1 reviews
UOB Delight Debit Card

Bank

UOB Delight Debit Card

UOB Delight Debit Card has partnerships with Cold Storage, Market Place, Jasons, Giant and Guardian that provides cardholders with a 0.5% rebate and an additional 10% off house brands at Cold Storage, Giant and Guardian.

1 reviews
UOB Mighty FX

Bank

UOB Mighty FX

UOB MightFX gives you the ability to exchange currencies within your hands with a very simple process to help you with your currency conversion. It is a multi-currency account and card that you can use for online shopping , travel spend and many more.

1 reviews
DBS Visa Debit Card

Bank

DBS Visa Debit Card

The DBS Visa Debit card provides you local and global access to making payments in a simple and easy, Tap and SimplyGo option and with a no foreign exchange fee. It also provides a rewarding cashback amount for every time you tapo your card using Visa Contactless to make payments.

2 reviews
DBS UnionPay Platinum Debit Card

Bank

DBS UnionPay Platinum Debit Card

The DBS UnionPay Platinum Debit card offers a very rewarding program for their cardholders. It provides you with up to 5% cashback for shopping, dining and much more all year round which even counts foreign transactions.

1 reviews
PAssion POSB Debit Card

Bank

PAssion POSB Debit Card

POSB's very own PAssion Debit Card lets you enjoy a 5% cash rebate and 1-for-1 tickets at selected family attractions and also offers a free PAssion membership which is an exclusive member-only privileges and gives you a hassle-free experience when making transactions using the Tap and SimplyGo program.

1 reviews
Etiqu ePROTECT travel Basic Plan

Insurance

Etiqu ePROTECT travel Basic Plan

EProtect travel lets you fulfil your dreams to the highest level while making sure you are always. Just like what they name stands for, protecting you with the use of electronics that is hassle-free. EProtect offers a free in-flight plan including the personal accident coverage.

1 reviews
Tiq Travel Insurance

Insurance

Tiq Travel Insurance

Tiq Travel Insurance makes you believe that nothing can stop you from exploring the world. Not even the pre-existing medical conditions you have or any unwanted events. Tiq Travel Insurance makes you experience a once in a lifteime opportunity by giving you a stress-free travel experience.

1 reviews
Citi Travel Insurance

Insurance

Citi Travel Insurance

Citi Travel Insurance will make you travel happily by offering comprehensive protection against different inconvenient situations. Some examples of these situations include baggage loss, flight delay, and medical emergencies.

1 reviews
Allianz Travel Protect  Single Trip Gold Plan - Standard Chartered

Insurance

Allianz Travel Protect Single Trip Gold Plan - Standard Chartered

allianz Travel Protect also helped in easier passing of your claim online through a portal. There is also a mobile app that can make it even easier to ask for help during emergencies.

1 reviews
HSBC SmartTraveller (Essential Plan)

Insurance

HSBC SmartTraveller (Essential Plan)

SmartTraveller gives the best of both world by giving you exactly what you want and that is exploring new places with no fear of something. They will get you covered and also your loved ones. One of the offers is by giving you 30% when you purchase any single trip travel insurance. Also, up to 52% discount and S$100 shopping voucher when purchasing any comprehensive annual muti-trip travel insurance plan.

1 reviews
Travel Guard Direct Basic

Insurance

Travel Guard Direct Basic

This travel insurance will surely make you say wow by thinking ahead of you on what might be the possible unwanted events and getting it covered. Some examples are giving a broad range of assistance anytime, anywhere. Also, they deliver faster and hassle-free travel claim payments through Paynow.

1 reviews
Allianz Annual Multi-Trip Travel Insurance

Insurance

Allianz Annual Multi-Trip Travel Insurance

Secure your travel insurance with Travel insurance in Singapore that makes you safe from events we try to avoid. They offer medical assistance 24/7 with the help of their multilingual assistance that is present at all times. And to get an instant qoute, simply go to their quotation page. Get your price and purchase online.

1 reviews
Allianz Single Trip Travel Insurance

Insurance

Allianz Single Trip Travel Insurance

Allianz' Single Trip Travel Insurance is ideal for those who travel at least once per year. It offers an economic value at an affordable price as the policy includes a comprehensive coverage for you and the persons you are traveling with.

1 reviews
Allianz Family Travel Insurance

Insurance

Allianz Family Travel Insurance

A family that travels together is a happier family. If you and your family love traveling abroad, either to the Great Wall of China, a fly-drive to Malaysia or a tour n Thailand, then, Allianz' Family Travel Insurance provides 39 benefits and a 24/7 emergency medical assistance which is a great offer for you and your family.

1 reviews
CMC Markets Forex

Investment

CMC Markets Forex

CMC Markets provides Forex pairs, Indices, Cryptocurrencies, Commodities, Shares & ETFs and Treasuries. As per 2018 award, they received 2018: 'Highest Overall Client Satisfaction', 'Best Customer Service', 'Best Value for Money', 'Best Educational Materials/Programs' - Investment Trends Singapore CFD & FX Report 2018.

1 reviews
IG Forex

Investment

IG Forex

IG affords traders an exquisite choice of fine market research from both in-house and third-party providers. IG provides Forex, Indices, Cryptos, Shares, Commodities, and All markets. They also provide you an Up-to-the-minute analysis. IG helps you a platform by traders, for traders.

1 reviews
KGI Forex

Investment

KGI Forex

KGI, the forex portfolio of KGI is comparable in size, however this is not the case when compared with world retail brokers present on the market. KGI gives you the latest announcement, products, research, platforms, webinars, and events.

1 reviews
Maybank Forex

Investment

Maybank Forex

Maybank forex provides a wide explanation and needs in handling forex market. They elaborate the terms like Over-the-Counter Market (OTC),Spot FX Contract Specifications, Leverage Ratio/Margin Requirement, Margin Call, Stop Out Level, Swaps, Minimum Lot Size and Trading Hours

1 reviews
OANDA Forex

Investment

OANDA Forex

OANDA Forex has a wide range of markets. There trade is over 100 instruments, including currency pairs, indices, commodities, bonds and metals. You can easily trade your way. OANDA has wide partnerships, including Metatrader4, Beeks FX VPS, Multicharts, Motivewave, Seer, and other more.

1 reviews
iOCBC FX Platform

Investment

iOCBC FX Platform

iOCBC FX Platform provides the Benefits and Risks of leveraged of FX. OCBC FX has their own mobile app that can be used, available on IOS and Android. They provide features such as Competitive spreads and aggressive pricing, High leverage, Easy-to-use platform, Comprehensive technical tools, Live market news update and analysis, and Execute trades with just 1 click.

1 reviews
Phillip Futures Forex

Investment

Phillip Futures Forex

Phillip Futures provides the FX Pairs Minimum Spread. The FX Trading Platforms offers MetaTrader 5 (MT5), FX365, and POEMS. Phillip Futures offers a 24-hour broking and execution services for a full vary of alternatives, futures, and OTC products. It is also known as a pioneer in offering online trading services in Singapore.

1 reviews
Saxo Markets Forex

Investment

Saxo Markets Forex

Saxo market has Industry-leading prices, Client-focused execution, Award-winning FX trading platforms, and 24/5 expert service. They also gives Ultra-competitive FX and Spot Metal pricing. They have something like Best-in-class forex execution

1 reviews
UTRADE FX Elite

Investment

UTRADE FX Elite

Utrade has feature called Leveraged Foreign Exchance(LFX). The benifts of LFX are Low cost, High leverage, Deep liquidity, 24-hour market, Hedging risk, advanced strategies. Utrade FX provides a MT4 system.

1 reviews
AliPay

Others

AliPay

Alipay has over 1M users. Alipay is compatible with the following payment channels: Visa, Mastercard, Maestro, American Express, Qiwi Wallet, Boleto, bancontact, iDeal, AliExpress Pocket, TEF, Sofort Banking, Carte Bancaire, MTC, MegaFon, Beeline, TELE2, WebMoney, and Western Union.

1 reviews
Just PayLah!

Others

Just PayLah!

The Just PayLah has benefits from ComfortDelGro Taxi, Golden Village, GOJEK,Skip the Queue!,CapitaStar, and TravellerShield Plus. You can use Scan and pay Merchants. The eligibity of this ranges from 16 and above.

1 reviews
Dash

Others

Dash

Dash offers you a lot of options to with, you can pay with visa, pay at the dash retailers, pay on buses, taxis and trains, pay overseas, send money locally, remit money oversesas, deals, top up singtel prepaid account, and top up on-the-go.

1 reviews
WeChat Pay

Others

WeChat Pay

WeChat Pay has up to date announcements that benefits the users. It is being used by hundred of millions of user everyday. WeChat Pay has multiple payment methods. You can easily access their Cross-boarder settlement. The user can connect every chinese customer for business overseas.

1 reviews
NETSPay

Others

NETSPay

The NETSPay's Sending money to your family or friends, just got easy. With over 7.5 million UnionPay QR code accepting merchants globally, you can pay globally. They have Best-in-class Security. You can easily learn how to use NETPay with their guide online.

1 reviews
OCBC Pay Anyone

Others

OCBC Pay Anyone

OCBC Pay Anyone has a vast content that provides a satisfaction of consumer. It's easy to use for beginners. You can pay a lot using OCBC Pay Anyone. You can pay your portion with the new “bill splitting” option.

1 reviews
YouTrip

Others

YouTrip

Youtrip offers a 0% transaction fees in 150+ currencies. You can spend overseas without fees using YouTrip MasterCard. With Youtrip, you can withdraw all overseas Mastercard, Maestro or Cirrus ATMs outside Singapore at wholesale exchange rates. Theres gonna be SGD5 or foreign currency equivalent will apply for the withdraw fee.

1 reviews
CardUp

Others

CardUp

CardUp accepts all major credit card, Visa, MasterCard, and American Express. You can Maximise your card rewards, Free up your cash on hand, Digitise and automate your payments, and Accept card payments for your business.

1 reviews
FlexM

Others

FlexM

Flex has four simple steps to begin your journey with them. You just need to sign up, verify, activate, and use. FlexM does not require a minimum balance charge. FlexM is available at Apple store, Google play, and you can use it at Web app.

1 reviews

Latest Providers

Citibank Singapore

Bank

Citibank Singapore

Citibank Singapore Limited is a branch bank of Citibank, N.A. headquartered in New York, U.S.A. and was present in Indonesia in 1918 through its previous company, The International Banking Corporation in Batavia and Surabaya. In 1989 Citibank started its credit card business in Indonesia. Citibank is one of the pioneers of the credit card business in Indonesia by always presenting quality products and making innovations for the satisfaction of its customers. This privilege then continued in the following years by introducing various other banking services online. Until now, Citibank Bank has issued a variety of banking service products, including credit card products that offer various facilities and ease of transactions for its users, as well as various attractive promo offers.

40 reviews
HSBC Bank Singapore

Bank

HSBC Bank Singapore

HSBC, a bank that came into existence over a simple idea- a local bank catering to international needs, is now one of the largest banking and financial services organizations in the world. HSBC is one the earliest banks to be established in Singapore with its history dating back to 1877 when its founding members' The Hongkong and Shanghai Banking Corporation Limited, inaugurated its first branch on the island. For more than 150 years HSBC has been connecting customers to opportunities, enabling businesses to thrive and helping people to realize their ambitions by offering a comprehensive range of banking and financial services such as Retail Banking and Wealth Management, Commercial Banking, Global Banking and Markets, and Global Private Banking. HSBC today is an integral part of the financial sector of Singapore by serving more than 40 million customers, covering over 65 countries and territories in Europe, Asia, North America, and Latin America. Shares in HSBC Holding plc are held by around 200,000 shareholders in 125 countries or territories and it is listed on the London, Hong Kong, New York, Paris, and Bermuda Stock exchanges.

30 reviews
Oversea-Chinese Banking Corporation

Bank

Oversea-Chinese Banking Corporation

Oversea-Chinese Banking Corporation, Limited (OCBC), is consistently ranked amongst the World's Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker, was formed in 1932 by the merger of three local banks, oldest of which was founded in 1912. It is one of the highest-ranked banks as it is the second-largest financial services group in Southeast Asia by assets and is recognized for its financial strength and stability. OCBC Bank and its subsidiaries are widely acclaimed all throughout Singapore, Malaysia, Indonesia, and Greater China. It has more than 560 branches and representative offices in 19 countries and regions. OCBC Bank and its subsidiaries offer a comprehensive range of specialist financial and wealth management services and are listed on the SGT-ST as one of the largest listed companies in Singapore by market capitalization. It is also one of the largest listed banks in Southeast Asia by market capitalization and has more than 29,000 employees globally.

73 reviews
DBS Bank

Bank

DBS Bank

DBS Bank Ltd, earlier known as The Development Bank of Singapore Limited and "people's bank" respectively, is a multinational banking and financial services corporation. DBS Bank is a technological forward bank that beliefs in continuously reinventing itself to provide simple, fast and contextual banking solutions and experiences. DBS is highly acclaimed for its leadership in digital and has garnered more than 20 global accolades. It was titled "World's best bank" by Euromoney in 2019 and also won Global Bank of the year from The Banker and Best Bank in the world from the Global Finance in 2018. All these victories make it the first bank in the world to hold three of the most prestigious global best bank honors at the same time. DBS operates in 18 markets globally, including six priority markets in Asia, namely Singapore, Hong Kong, China, India, Indonesia, and Taiwan. Hence it is the only Asian bank which operates in the three key axes of growth - Southeast Asia, Greater China

37 reviews
Standard Chartered Bank Singapore

Bank

Standard Chartered Bank Singapore

Standard Chartered Bank in Singapore is an integral part of an international Banking group as it is where the bank opened its first branch in 1859. After about 150 years, the bank is still adherent to its purpose which was to drive commerce and prosperity through its unique diversity. In October 1999, Standard Chartered Bank was amongst the first international banks to receive a Qualifying Full Bank (QFB) license which is an endorsement of the Group's long-standing commitment to its commitment in the business. The Bank has won numerous accolades in the financial sector including the Singapore Quality Class (SQC) certification and certification for Innovation and Service which represents its sustainable business performance and robust management system. Standard Chartered banking system is present in 60 markets having has 1,026 branches worldwide and employ more than 86,000 people around the world. It is also among the top 100 largest companies listed on the London Stock Exchange and also listed on two of Asia's largest stock exchanges.

24 reviews
CIMB Bank Berhad Singapore Branch

Bank

CIMB Bank Berhad Singapore Branch

CIMB (Commerce International Merchant Bankers) Group Holding Berhad is a leading ASEAN (The Association of Southeast Asian Nation) Universal Bank operating in high growth economies. The group operates under several entities including CIMB Bank, CIMB Investment Bank, CIMB Islamic, CIMB Niaga, CIMB Securities International, and CIMB Thai. It is the second-largest bank in Malaysia comprising of 534.1 billion Malaysian Ringgits worth of total assets. The group provides vasts variety of banking and financial services to its customers, whether they be a natural person or an artificial person, with its primary activities being Commercial banking, Islamic banking, investment banking, and Asset management just to name a few. The group operates with over 100 Commercial Centres and around 850 branches with co-located Trade Service Centres to its 16 global markets. The group also has a staff strength of over 36,000 located in 18 countries, covering ASEAN and major global financial centers as well as countries as in which its customers have significant business and investment dealings.

12 reviews
Maybank Singapore

Bank

Maybank Singapore

Maybank is among Asia's leading banking groups and is South East Asia's fourth-largest bank by assets comprising of 765.3 billion Malaysian Ringgits. It has an international network of 2,600 branches in 18 countries including all 10 ASEAN countries, chiefly focusing on its "home market" of Malaysia, Singapore, Philippines, and Indonesia. Mayback offers an extensive range of products and services to its customers including Commercial Banking, Investment Banking, and Insurance. Singapore is one of Maybank groups largest overseas operations and for the provision of more value to its customers Maybank Singapore Limited was created, one of the subsidiaries of Mayback groups, to carry its wide-ranging operations in Singapore. It has been effective since 5 November 2018 and operates with Qualifying Full Bank (QFB) privileges in more than 25 service locations. As of 31 December 2018, Maybank's total assets in Singapore were approximately $73.3 billion and had a staff strength of over 2000 employees

20 reviews
United Overseas Bank

Bank

United Overseas Bank

United Overseas Bank (UOB), a Singaporean Multinational Organisation, was established on 6 august 1935 in Singapore by the name of United Chinese Bank (UCB), to Emphasise its link to the Chinese population in Singapore. The bank catered mainly to the Fujian community in its initial stages. However the bank grew immensely within a few years and in 1965, the bank was renamed to United Overseas Bank as it inaugurated its first overseas branch in Hong Kong. Today UOB is the third largest bank in Southeast Asia by total assets, having a market capitalization of $32.9 Billion. It is recognized as an excellent and professionally managed financial institution. It provides a wide range of financial services including personal financial services, wealth management, private banking, commercial and corporate banking, transaction banking, and investment banking. It has a network of more than 500 offices in 19 countries and territories in Asia Pacific with a strong foothold in Singapore, Malaysia, Thailand, and China.

27 reviews
Bank of China

Bank

Bank of China

Bank of China, the Bank with the longest continuous operation among Chinese banks, is one of the four biggest state-owned commercial banks in China. It was founded in 1912 by the Republican government and as of 31 December 2009, was the second-largest lender in China overall. Bank of China Limited provides banking services to individuals, enterprises, and other clients. The Company offers deposits, loans, foreign currency transaction, fund settlement, and other services. As China’s most globally active bank, Bank of China has a well-established global service network with institutions set up across the Chinese mainland as well as in 57 countries and regions. It has established an integrated service platform based on the pillars of its corporate banking, personal banking, financial markets, and other commercial banking business, which offers investment banking, direct investment, securities, insurance, funds, aircraft leasing, and other areas, thus providing its customers with an extensive range of financial services.

7 reviews
FWD Singapore

Insurance

FWD Singapore

FWD is a trusted and reliable insurance company based in Quarry Bay, Hong Kong which beliefs in making insurance as simple as possible. It came into existence in 2013 with a focus on forging a delightful and convenient customer experience substantially backed by digital technology. FWD Groups are distinguished across Asia with its key markets being Hong Kong & Macau, Thailand, Indonesia, the Philippines, Singapore, Vietnam, and Japan providing a vast range of specialized services such as Life insurance, General Insurance, Employee Benefits, Financial Planning, Group Insurance, Broker Management, Bancassurance, Tied Agency, Alternative Distribution, digital commerce, insurance tech, intermediaries, travel insurance. The company aspires to be a leading Pan-Asian insurer and reconstruct the way people view insurance through its customer-friendly approach and easy to use products. It has a staff strength of about 5,000.

3 reviews
Etiqa Insurance

Insurance

Etiqa Insurance

Etiqa Insurance Pte, Ltd is a life and general insurance company authorized by the Republic of Singapore and regulated by the Monetary Authority of Singapore ( MAS), it is administered by the Insurance Act. Etiqa is a subsidiary of Maybank Ageas Holdings Berhad which is a joint venture company that combines local market knowledge with global international prowess and is owned by Maybank and Ageas in a percentage of 69% and 31% respectively. Maybank is the fourth largest banking group in Southeast Asia and has a clientele of more than 22 million people in 20 countries and Ageas, a global insurance brand is a legacy with a history of over 190 years and has 33 million customers across 16 countries. Etiqa started operations in 1962 as United General Insurance Co. Sdn. Bhd. and has been safeguarding Singaporeans ever since with a vast variety of general insurance solutions that continuously evolve to accommodate their dynamic requirements. It was the delegated insurer for the Housing Development Board (HDB) Fire Insurance Scheme in Singapore for 10 consecutive years and has safeguarded more than 550,000 homes. Atiqa consistently seeks to establish a more technologically advanced and innovative system to deliver a customer-centric experience to facilitate its customers in an enhanced way in these ever-changing times.

2 reviews
AIG Asia Pacific Insurance

Insurance

AIG Asia Pacific Insurance

AIG Asia Pacific Insurance Pte. Ltd. is one of the largest general insurance companies in Singapore which provides an extensive range of creative and innovative solutions to the ever-changing needs of individuals and corporate clients. The company has been providing insurance facilities since 1953 and operates in more than 80 countries and jurisdictions. The company has received numerous accolades during its years of service including which are titles "general insurance company of the year" by the Asia Insurance Industry Awards and "Insurance In-house Team of the year" by the Asian legal business southeast Asia law awards in and was ranked 60th on the Fortune 500 list in 2018. The company's insurance policies span over Auto, Home, Travel, Personal Accident, Professional Liability, Employer Liability, Marine Cargo and Small Business, just to name a few. On December 31, 2017, AIG had $65.2 billion in shareholder equity and the company also employs around 56,400 people.

4 reviews
Allianz Global Assistance Singapore

Insurance

Allianz Global Assistance Singapore

Allianz Global Assistance Singapore, currently known as Allianz Travel, is a globally renowned travel insurance and assistance provider. With a vast range of policies, the company provides cover for individuals or families with single-trip travel insurance or multi-trip travel insurance cover options. It has a network prevalent all throughout the world which offers covers for its customers 24/7, no matter where they are in the world. The company not only provides insurance facilitates to Singaporean citizens, it also facilitates holders of permanent residents, employment pass, S-pass, work permit, student pass, or dependent pass. It also has a top-notch customer service which makes 1 mediation every 2 seconds to secure its customers on their vacations from unforeseen circumstances. The company also covers in cases of medical expenses due to sickness or accident, need hospitalization and evacuation, encounter travel inconvenience such as luggage delay, trip cancellation or theft and carry out more than a million medical assistance and restoration interventions annually by their multilingual, travel, and medical assistance specialists who work around the clock, all across the world.

3 reviews
HL Assurance

Insurance

HL Assurance

HL Assurance is a licensed general direct insurer and also a member of the General Insurance Association in Singapore. It is a member of Hong Leong Financial Group Berhad which is a conglomerate established as a trading company in 1963 in Malaysia. Hong Leong Financial Group is a preeminent provider of financial services, manufacturing, distribution, property, and infrastructure development through its subsidiaries and associate companies which are listed on stock exchanges of Malaysia, Singapore, Hong Kong, Manila, and Europe. HL Assurance accommodates both its customers and intermediaries through an extensive range of insurance policies for both personal and commercial purposes functioning as Travel Insurance, Home Contents Insurance, Car Insurance, Mobile Phone Insurance, Fire Insurance, Personal Accident Insurance, Maid Insurance, Property Insurance, Casualty Insurance, Engineering Insurance, Business Packages.

2 reviews
ERGO Insurance

Insurance

ERGO Insurance

ERGO Insurance Pte. Ltd. is a Singapore based registered general insurer which is a wholly-owned subsidiary of ERGO Group AG, one of the leading insurance groups in Germany and Europe. The company offers an extensive range of personal insurance products from private motor to travel and personal accident; and commercial insurance coverage for commercial motor, work injury compensation, bonds, engineering, property, health, corporate personal accident and corporate travel, financial lines and marine, and endeavors to offer the best distribution facilities to its customers. It is also the chief insurance arm of Munich Re,one of the major reinsurers and risk carriers worldwide. The group's asset manager and fund provider, MEAG, regulates the investments aggregating a total of 127 billion euros. It is also regulated by the Monetary Authority of Singapore. ERGO is constantly aiming to tailor its policies in accordance with the wishes and needs of its intermediaries and customers and hence it also seeks to forge a close bond with its intermediaries and customers.

3 reviews
MSIG Insurance Singapore

Insurance

MSIG Insurance Singapore

One of Asia’s leading insurers, MSIG Insurance has had a strong presence in Singapore for over 100 years. The expertise involved in this stable company is a result of many successful mergers that are a wholly-owned subsidiary of MSIG Holdings (Asia) Pte. Ltd. The parent company of MSIG Insurance, Mitsui Sumitomo Insurance Company (MSI) has an impressive profile with total assets of over US$59 billion. The company is also a member of the MS&AD Group, a world-renowned general insurance group that operates in more than 40 countries. MS Amlin, the second-largest Lloyd’s syndicate was taken over by the company in 2015. MSIG Insurance is one of the few foreign‑based general insurers of Singapore that offer a wide variety of financial, banking and insurance solutions to individual consumers and companies. The company’s deeply rooted global networks and partnerships with top-notch agencies, financial firms, and Japanese corporate clients have made them a trust-worthy name in the banking industry.

3 reviews
Tokio Marine Insurance Singapore

Insurance

Tokio Marine Insurance Singapore

Tokyo marine, the first insurance company to be incorporated in Japan more than 130 years ago, now provides a comprehensive selection of General and Life insurance products and solutions. It has a network in over 38 countries and expanding. Tokio Marine is a renowned insurer all across the world and ranks as one of the world’s most globally diversified and financially secure insurance groups. It is presumed to be Japan’s largest insurance group, with over USD 206 billion in assets, USD 31 billion of market capitalization (as at end of March 2018) and has a staff strength of over 38,000. Tokio Marine is a customer-friendly organization and put its customers' contentment before everything else. It has concocted a potent system and infrastructure in the way it operates, establishing a prevalent distribution network based on various partnerships, joint ventures, and collaborations with agency channels, brokers, intermediaries, and banks. It uninterruptably works to make secure that its policies offer full-on coverage with nominal variations. A few of its sought after insurance products are marine cargo insurance, engineering, personal lines, and life insurance.

1 reviews
Aviva

Insurance

Aviva

Aviva Ltd is a well known multifarious insurer with a venerable global reputation. Singapore is one of its leading markets where it is one of the biggest providers of employee benefits and healthcare, which includes being the appointed provider for the Ministry of Home Affairs and safeguarding Singapore Armed Forces servicemen since 1983. It is also the delegated insurer for all eligible public officers and their families and insures about 1.3 million customers and administers approximately S$10.8 billion in assets. Aviva limited proceeds with an objective to offer its customers a view to their self assured future, defying all uncertainties. Aviva Limited provides its customers an extensive concatenation of insurance solutions in fields of Protection & health, General Insurance, Savings & Investments, and Group insurance. All of its products are sold through financial advisers, brokers, corporate partners, direct and online and it also provide facilities such as Integrated Shield health insurance plans, ElderShield and ElderShield Supplements, Wide range of life cover including Term, Whole Life, Critical Illness and Disability, Travel, Car, Home, and Personal Accident plans for individuals, Commercial solutions for businesses.

3 reviews
CMC Markets Singapore

Investment

CMC Markets Singapore

CMC markets is an online Singaporean based market place to trade in Forex pairs, indices, Cryptocurrencies, commodities, Shares, and treasuries, etc. It provides the best trading experience by constantly innovating and improving the user experience to best invest in financial markets. CMC Markets is regulated by FCA and strictly adhere to all its rules and regulations. In case of any default or financial obligation, the client can claim up to $85000 worth of funds by financial service compensation scheme (FSCS).CMC Markets offer a convenient platform that allows you to trade from anywhere, manage risk effectively, control execution and sharpen your skills. It provides the best CFD trading by offering best spreads regardless of market ups down and high competition. It has dedicated customer support and client service team to offer the best help to its customers in case of any technical fault.

1 reviews
IG Asia

Investment

IG Asia

IG Asia private limited was established in 1974 with a mission to create a world-class trading platform for investors. Today, it has more than 178,500 clients worldwide with penetration over 16000 markets. It offers the best trading platform for investors to offer multiple trading opportunities through its financial apps and platform. It allows you to trade in forex, shares, indices, commodities and many other options. It is regulated by the Australian Securities and Investment Commission (ASIC) and fully adhere to all the rules and regulations. It offers personalized services to make sure that you are very well familiar with all products. It has a friendly team to offer you support in case of any technical fault at any time. At IG Asia, your money is kept into a separate bank account and the investment process is completely transparent and secured. IG is regulated by financial conduct Authority (FCA) to keep client money secured and invest in profitable manners.

1 reviews
KGI Securities Singapore

Investment

KGI Securities Singapore

KGI securities is world top leading brokerage house with experience of more than 140 years. It started its Singapore operations on 2nd October 2017 mainly named KGI Securities (Singapore) Pvt limited. It offers several services such as investment banking, fixed income, insurance services, and wealth management, etc. It has a wide range of network and number of services in its portfolio. KGI Securities have earned several awards “Outstanding ETF market leader” No 1 in liquid securities”, “No 1 in IPO fundraising” KGI Securities(Singapore) aims to be number 1 in Asia and offer one window solution to all financial needs in Asia. It not only aims to serve individual investors but also to financial institutions and corporations.It offers 24/7 client servicing to best guide clients about its products and investment opportunities.

1 reviews
Maybank Kim Eng Securities

Investment

Maybank Kim Eng Securities

May bank Kim Eng. end was founded in 1972 in Singapore and was previously known to be Kim Eng. holdings. In 1990, It is the first stockbroker company to register into the Singapore stock exchange. Many bank Kim Eng. is the subsidiary and sister company of many banks. My bank is one of the top leading companies and investment groups in Asia. It has been serving for decades and maintains the quality service to different local and international clients. It offers innovate products and marks its name to be the leader in the industry. May bank Kim Eng. has access to many international markets such as Thailand, Malaysia, US, and Hong Kong. It offers personalized trading experience through its award-winning mobile app. It has an award-winning research analyst team to help you make the best investment decision. It offers real-time quotations and innovate trading tools to offer you the best-personalized experience and trading opportunities.

1 reviews
OANDA Asia Pacific

Investment

OANDA Asia Pacific

Oanda is an award company and offering its services to financial investors since 2001. Oanda is an online trading platform that offers financial investors to trade in financial products with forex in the US, Japan, Canada, and Australia, etc. It also offers trading in CFD, bitcoin, indices, metal, and commodities. It has a variety of advanced analytical tools for investors to best analyze and understand the investment options. It has a wide network of partners such as Airbnb, Deloitte, Expedia, Tesla, Twitter, etc. which make OANDA the most trustable platform for forex trading. It also provides the gold standard in foreign exchange through historical currency converter and exchange rate Api. It has dedicated customer support and client service team to offer the best help to its customers in case of any technical fault.

1 reviews
OCBC Securities

Investment

OCBC Securities

OCBC Securities is one of the top leading firms to offer innovative trading products and personalized experience. It offers a variety of products to invest in such as company shares, exchange-traded funds, American depositary receipts, warrants, real estate investment trusts, bonds, etc. Along with so many products, it also gives you a choice to trade through a broker or manage it yourself. That means it’s up to you to use a broker for your trading or do it yourself with a mobile app or portal. To make investment decisions more accurate, it offers OCBC Investment research portal to help investors analyze the different investment plans. It also conducts different seminars such as market & strategy seminars, products & platforms seminars, YIP seminars to best help investors to understand its products and market volatility. It has a 24/7 dedicated team to offer help and support in case of any technical fault or emergency. It has several promotions available on its website to attract the investors.

1 reviews
Phillip Futures

Investment

Phillip Futures

Philip's future is a subsidiary of Philip capitals and was established in 1983 to bring global markets at one platform. Philip's future is one of the founding members of Singaporean exchange derivatives trading (SGX-DT). It is one of the leading companies to offer services in Forex, exchange commodities and global futures. It has partnerships with 21 different stock exchanges of the world such as APEX, SGX, TOCOM, ICE, CME group exchanges. It offers unique trading experience and innovative trading platforms such as Phillip Nova and Philip Meta trader 5 suite. It offers a variety of unique products such as futures, gold & silver, forex & NDF’s and OTC derivatives. As a client, you can enjoy exclusive services and client benefits such as special discounts on different webinars and events, promotions on new products offering, expert advice from experienced strategists and analysts, SMS and email alerts, etc.

1 reviews
Saxo Capital Markets

Investment

Saxo Capital Markets

Saxo capital markets Pte Ltd is the sister company of Saxo Bank and was established in 2006 in Singapore. It is a multi-investment platform to provide investment opportunities in trading and investing, investing and partnerships. It offers numerous products to trade and invest in such as CFD, forex, stocks, bonds, mutual funds, commodities, and ETF’S. Saxo capital offers trust and transparent investment solutions by registering into 15 jurisdictions such as the UK, Singapore, Australia, and Denmark, etc. It has clients network in more than 170 countries and funds of USD 17billion. It processes almost one million transactions every day. Over 25 years, Saxo capital has served numerous customers and received multiple awards for its global services. The awards include best prime of prime provider, Best banks awards 2017, readers’ choice awards 2018, etc. It also offers different webinars, videos, courses, guides to best educate the customer before investing in its financial products.

1 reviews
UOB Kay Hian

Investment

UOB Kay Hian

UOB kay Hain is the sister company of UOB Group, one of the largest investment groups of Asia with more than 80 branches across Asia, China, Africa, and North America. It has been serving the nation for almost 100 years and has a great reputation and network in the world’s leading corporate organization. UOB kay Hain is based in Singapore and offers multiple products to invest in such as Equities, Bonds, Contracts for difference (CFD’S), Daily leverage certificates (DLC’S), Exchange-traded funds (ETF’S), Future and options, etc. Its services include acquisition finance, Robo advisory, Unit trust, structured financing, margin trading, and wealth management, etc. It has a strong team of experienced and award-winning research analysts to help you make the best investment decisions in complex trading scenarios. It offers great help and 24/7 support to the customer service team to guide you in the best possible manner. With almost serving more than a century, it has created a great trust and reputation within thousands of induvial and corporate clients.

1 reviews
American Express International

Credit

American Express International

American expressway, also known as Amex, commenced as a freight forwarding company in 1850. The company soon earned its customers' trust by safely transporting their valuable possessions to distant places during unscrupulous times. Today the company is an American multinational financial services corporation based in Three World Financial Centre in New York City, titled as the 23rd most valuable brand in the world in by Forbes in 2017 and is estimated to be worth US $24.5 billion. It is the largest global payment method and is reputed as a forward-looking and customer-focused company. In 2018, the company was ranked as the 14th most admired company worldwide by Fortune and the 23rd best company to work for. The company primarily focuses on providing its customers' facilities in regards to finance, insurance and travel. The company is widely celebrated for its charge cards, credit cards, and traveler's cheque businesses. It is a heritage built on services and sustained on innovation.

64 reviews
Asia Carz Credit

Credit

Asia Carz Credit

Asia Carz credit Pte limited was established in 2016 as Singapore's most trusted and reliable used car dealer. It offers a comprehensive range of transport-related services such as providing reliable pre-owned cars for purchase, cars for short/long term rental and motoring services such as scraping, insurance renewal, and vehicle loans. The fleet of cars for rental or sales are carefully selected to ensure reliability when sold. their associates are also continuously available to facilitate its customers throughout the process. Asia Carz Credit has a notable reputation among its customers for providing a high-quality service by helping and serving each and every customer according to their requirements. Asia Carz credit Pte ltd cherishes its relationship with its customers and hence believes in being honest in their dealings with every customer. It does not believe in compromising its service quality and often drives that extra mile, making every transaction a pleasant experience.

1 reviews
U Credit

Credit

U Credit

U Credit (Pte.) Ltd is the no. 1 licensed moneylender in Singapore, registered with the Ministry of Law. It is considered one of the most trusted and reliable companies to receive financial assistance from, in terms of short term or long term loans. It offers a comprehensive range of financial loans with the most affordable interest rates in Singapore in accordance with its customer's requirements. The company enshrines its customer's satisfaction above all and hence it also facilitates all kinds of unique loan requests. Their loan officers cater to each customers' individual requirements by discussing the best personal loan plans based on the customers' finances, ensuring they pick the best rates in accordance with their income and financial situation. U Credit is always willing to provide aid in case of financial emergency and all loan applications are always treated with the utmost privacy. This is where you can enjoy several loan packages that will help you get through any difficulties you might encounter.

1 reviews
Alipay Singapore E-Commerce

Payment

Alipay Singapore E-Commerce

Ali pay is leading online and mobile payments solution with almost 1 billion users. It is part of the Alibaba Group, the world’s largest online b2b chain. Ali pay was established in 2004 in Hangzhou by Jack Ma, the founder and Ex CEO of Alibaba. It makes the payment process very easy with world-class payment security, real monitoring, and privacy features. Ali pay started its operation in Singapore in 2017 by partnering with a startup company in Singapore. It offers fast experience, reliable services, and quick payments solution for everyday transactions. The best part about Ali pay is its member protection feature. It offers 100% cash back in case of any unauthorized transaction, 90 days payment protection and fast response time. With its help center, you can quickly resolve all the queries and find a quick solution for any issues in transactions. It has partnerships with the world’s leading payment channels such as visa, master card, web money, western union, etc.

1 reviews
PayPal

Payment

PayPal

PayPal is a leading company that provides financial and online payment solution services worldwide. It was founded in 1998 by Ken Howery, Luke Nosek, Max Levchin, and Peter Thiel. The headquarters of the company are located in San Jose, California. The millions of users of this digital payments platform can connect and safely carry out transactions in numerous ways as it offers high security and protection. Money is managed smoothly and effectively while users benefit from the flexible payment solutions offered. Millions of stores offer payments through PayPal and this platform is offered in more than 200 markets around the world. PayPal account holders can receive money in more than 100 currencies and withdraw cash in 56 currencies. They can also hold their balances in 25 currencies. The company was acquired by eBay in 2002 and has itself acquired 19 organizations so far. The estimated annual revenue of PayPal is $15.8 billion. The easy to manage payment method is drawing more and more consumers each year.

1 reviews
Gpay Network S

Payment

Gpay Network S

The Company came into existence in 2012 by a group of friends, Anthony Tan and Tan Hooi Ling in Malaysia who were keen to provide hassle-free and safe ride-hailing services. The company has now expanded its services and is providing numerous earning opportunities to millions of people across Southeast Asia. The ‘Grab’ app is a multifunctional app through which consumers can avail of several services including in-store purchases, GrabRides, GrabFood deliveries, GrabFamily, JustGrab, GrabNow, GrabRental, and fund transfers. It is a cashless payment method that is directly linked to your credit/debit card. It provides services in Singapore, Thailand, Philippines, Myanmar, Indonesia, Vietnam, and Malaysia, with its headquarter situated in Singapore. The company has offices in Seattle, Beijing, Bangalore, Jakarta, and Vietnam. The company has acquired 2 organizations, iKaaz, and Kudo. The company has successfully expanded its reach over the years and is constantly trying to push its limits through tireless efforts.

1 reviews
1st Credit SG

Money Lender

1st Credit SG

The Company was incorporated in 1989 by the name of Arishka Moneylender in Singapore. The licensed money lender later changed to 1st Credit SG.The Company provides loans to permanent residents and foreign nationals working in the country besides Singaporeans. The types of loans offered by the company include personal loans, monthly loans, foreigner loans, payday loans, business loans, bridging loans, wedding loans and debts consolidate loans, besides others. The company is constantly striving to solve the financial needs of its clients by coming up with better loan solutions and helping them get a suitable loan as per their requirements in the lowest possible interest rates. The company is now open 7 days a week to better serve its clients. It prides itself on the highly skilled staff that provides appropriate financial advice. Over the years, 1st Credit has developed a sound reputation in terms of customer satisfaction leading to the company’s steady growth.

1 reviews
1st LG Credit

Money Lender

1st LG Credit

Established in 1991, 1st LG Credit Pte Ltd is a licensed money lender that was formerly known as Lekshmi Moneylender. It is one of the oldest money lenders in Singapore that has served thousands of clients. Some of the loans the company offers include Payday Loan, Personal Loan, Monthly Loan, Business Loan / SME Loan, Wedding Loan, and Debt Consolidation Loan. The loan plans are also customizable as per the client’s needs. The company offers excellent customer service policies. It is open to new ideas and all feedback is taken into account to come up with better loan solutions for their customers. The well- trained loan consultants provide their expert advice as per the customer’s needs. The one to one consultation helps the customers decide what course of action is best to take. 1st LG Credit Pte Ltd has thrived so far by keeping its customers’ satisfaction a priority. The company is now open for all days of the week including weekends to serve its existing and potential clients.

0 reviews
Telecom Equipment

Others

Telecom Equipment

Dash SingTel is Singaporean based all in one wallet used to send money locally, book trains and tickets, pay electricity bills, etc. it is a subsidiary and sister company of telecom equipment private limited.It offers one window solution to pay for all digital transactions to enjoy safe and easy payments. It is used to pay for all daily day purposes such as grocery shopping, commute, essentials, food, and ecommerce. Not only locally, but you can also pay for some of the best brands in the world such as Netflix, Amazon, Spotify, etc. It has partnered with the biggest payment channels of the world to perform day to day transactions easily and reliably. Currently, it has various deals online to attract new customers and give the best shopping experience for current customers.

1 reviews
Tencent Holdings

Others

Tencent Holdings

Tencent Holdings Limited is a technology-driven service provider based in Shenzhen China. It was founded in 1998 to improve people’s quality of life by offering technology-based innovative online services. Tencent holdings limited offers various valuable services in the areas of social network, entertainment, payments, information, artificial intelligence, etc. WeChat, WeChat pay, are some of its very famous platforms to offer services in social network and payment systems. Tencent’s vision is to be the most respected internet enterprise by enhancing the quality of people through the use of the internet. Tencent holdings limited has a wide range of innovative products and customer base to help the company to achieve its vision. Tencent holdings limited is listed at the stock exchange of Hongkong and maintains a trustful relationship with its investors.Tencent Holdings limited offers great career development opportunities and a productive work environment to help employees develop their careers.

1 reviews
Electronic Transfers Singapore

Others

Electronic Transfers Singapore

Nets group is one of the leading digital payment solution provider based in Singapore. It provides various payment solutions to merchants, banks, consumers and local traders. It aims to create a cashless society by enabling the digital wallet for everyday transactions such as groceries, commute, ecommerce, etc. This group is the pioneer of Singapore national debit card scheme which enables the customers of various banks to pay through their card or mobile wallet at more than 102000 acceptance points. NETS Group’s network comprises of various digital wallets such as NETS pay, union pay, etc. Nets group holds the leading position in the market by performing transactions worth $1 trillion every year. The group also provides its services to Singapore clearing house association by managing its clearing infrastructure. Today, Nets play a very important role in day to day transaction of Singaporean. From groceries to commute, shopping to paying taxes it is everywhere!

1 reviews
You Technologies Group

Others

You Technologies Group

Youtrip is Singaporean based multi-currency wallet specifically designed to help travelers to pay abroad without any transaction charges in more than 150 countries. It aims to provide easy and fuss-free travel experience to almost everywhere in the world. It has MasterCard that allows you to swipe into 10 currencies of the world. It has a cloud-based highly secure technology infrastructure to make payments secure and reliable. It also ensures the spot wholesale exchange rates by cooperating foreign currencies trading capabilities to perform different transactions. It’s also very easy to create account in your trip all you have to do is to create an account, top-up and spend anywhere. Youtrip is the part of you technologies limited group limited, based in Singapore and Hongkong. Launched in 2018, it has raised the funding of $35 Million in Series A round. It is associated with MasterCard and holds a remittance licensee authorized by the monetary authority of Singapore.

1 reviews
CardUp

Others

CardUp

CardUp is a private company that was founded by Nicki Ramsay in 2015. It is an online card payment service that manages cash and enables cash payments made via bank transfer, cash or cheque, to be transferred to credit cards even where credit cards aren’t accepted. Big payments can be digitized and paid/received via credit cards. This provides the benefit of getting credit card rewards and interest-free credit. The company is funded by Global FinTech Hackcelerator, Sequoia Capital and SeedPlus and has an annual estimated revenue of $6 million. MatchMove Pay, Soft Space, and AsiaPay are competitors of CardUp. CardUp supports the payment of rent, insurance, taxes, education fees, condominium fees, payroll, business services, suppliers, car loans, electricity bills, and other miscellaneous payments. CardUp serves clients in Singapore and accepts all credit and debit cards issued in Singapore and overseas that are issued by Visa, MasterCard and AMEX networks.

1 reviews
FlexM

Others

FlexM

FlexM is a Singaporean company that was founded by A. Georg E. Dokken and Naveed Weldon in 2015 to provide financial services that are accessible through mobile devices to the underbanked populations in Asia. FlexPay is a service provided by the company that offers a ‘mobile wallet’. This ‘mobile wallet’ provides multiple banking and payment solutions. It also includes a virtual prepaid MasterCard with its four physical copies. The remittance rates it offers claim to be more affordable than the established services like Western Union. Users can transfer money online, make online purchases, manage finances, and much more. The company is based in Singapore and this service is only available for residents of Singapore. FlexM has collaborated with Singapore’s MatchMove and has announced a digital partnership with the renowned Asian Development Bank (ADB) to co-create a digital payment solution. The company has a promising future as it has already expanded to 3 countries.

1 reviews
Fave Group

Others

Fave Group

The Company was founded in 2015 by Jeremy Tan. It is a mobile payment services group that is based in Singapore with offices in Thailand, Malaysia, and Indonesia. It has collaborated with regional payment operators to build a regional payment network to provide local and cross-border services for banks, merchants, and e-wallet operators. It offers a variety of payment options and can be used at 100 Hawker Centers located across Singapore. Liquid Group offers four solutions: Liquid Wallet, Liquid Net, Liquid Life, and Liquid Plus. These solutions are customizable to improve products or services of users. The company’s mission is to improve the mobile payment capabilities of its partners and merchants. The top priority of the system is to protect the data and payment through a security code. To enable cross-border payments between Singapore and Taiwan, the company has recently partnered with E.SUN Bank and with JETCO to enable the same between Hong Kong and Singapore. It has also expanded to 10 markets for the same cause in Asia.

1 reviews
Revolut

Others

Revolut

Revolut was founded by Nikolay Storonsky and Vlad Yatsenko in 2015. It is an alternative to traditional digital banking comprising of currency exchange, a pre-paid debit card, and peer-to-peer payments. Its mission is to develop a smooth platform to manage money around the globe. This platform has enabled users to transfer and spend money with a card that is recognized and accepted globally. The company supports cash withdrawals and spending in 150 currencies at a small cost.26 different currencies can be sent directly from a user-friendly mobile app. Azimo, TransferWise, and WorldRemit are the main competitors of Revolut. The company is based in Wharf, London and is looking to expand its operations globally in the near future. The annual revenue of Revolut is estimated to be $85M mainly due to its appealing exchange rates. An estimated 8M+ customers have made an estimated 350+ transactions.The net worth of the company that is funded by 28 investors is currently around £40B+.

1 reviews
Fave Group

Others

Fave Group

Founded in 2015 by Joel Neoh, Fave Group Pte Ltd is a rapidly growing O2O company in Southeast Asia that is funded by 6 investors. Merchants can connect with their customers and grow their businesses offline through this Digital platform in a technology innovative way. The mission of this company is to empower merchants and provide cost-effective products to consumers. It provides a smooth payment experience to merchants and consumers and helps merchants draw more customers through proper operations, financing, and marketing. The company has expanded its operations to multiple cities in Malaysia, Singapore, and Indonesia. So far, Fave has taken over 4 organizations:cutQ, Groupon Singapore, Groupon Indonesia, and Groupon Malaysia. Fave has estimated to produce a revenue of $100M annually in a competition against Cashback, GuavaPass, LivingSocial, and MilkADeal. This is all made possible by an increased level of customer satisfaction through great discounts.

1 reviews

Latest Articles

Latest Reviews

Pleasant Rewards

Citi PremierMiles Visa Card / Citibank Singapore

In my opinion, this card is one of the best cards in the market especially as there are no expiry date to miles earned and an amazing 2 VIP airport lounge access. I love the fact that the card can be used for major big ticket items and to clock mileage. Redemption can be done easily without hassle and customer service staff are very helpful

Poor Customer Service

Citi Rewards Card / Citibank Singapore

I am quite very disappointed with this card as I have never received the vouchers for all the points I have accumulated so far. I have on several occasions made complaints via the phone and even in person, but all to no avail. I would not recommend this card to anyone for this reason, i have to say unfortunately.

Complimentary Night Stay a Success

Citi Cash Back Visa Card / Citibank Singapore

Very impressed by the complimentary night stay I got after I made bookings for a five nights stay at a resort I spent my birthday at in Malaysia. Even more pleasing was the complimentary golf games at a high quality golf courses in Malaysia. As a matter of fact, I had as much as six complementary golf games.

Zero Travel Related Online Merchants

Citi Prestige Card / Citibank Singapore

The Citi SMRT card is a pretty decent card for spending but they unfortunately exclude travel related online merchants. This to me is the downside of the card and may be a reason to get another card for travel websites.

Fantastic Rewards

HSBC VISA Platinum Credit Card

A 5% cash rebate on fuel purchases and a 16% instant discount is a great deal for me I must say, the HSBC VISA Platinum Credit Card indeed makes driving more fun for me as i always look forward to the 16% instant discount plus 5% cash rebate on all fuel spend at Caltex and Shell stations

Family Package Rewards

HSBC VISA Platinum Credit Card / HSBC Bank Singapore

My family had a really fun time with the 10% off Siam Adventure Club Family Package Booking which came with breakfast for 2 adults and up to 2 kids with a Kids room setup in room and full access to kids activities. We even enjoyed daily evening drinks for whole family on selected menu from 5pm to 6pm.

Too bad it is not an unlimited cashback card

HSBC Advance Credit Card / HSBC Bank Singapore

Unfortunately, the HSBC advance card is not an unlimited cashback card as they have a cap on the cashback per month, even for advance banking clients. Furthermore, if you are not an advance banking client, you would not get subsequent card fee waiver if you do not get to spend at least $12,000 in a year.

Poor and upleasant hotline

HSBC Revolution Credit Card / HSBC Bank Singapore

I am a fresh graduate and just started my first job, I signed up for this card due to the onetime $150 cash back reward for $800 spend within the first two months. However for its main monthly rewards, it is nothing to be pleasant about and the hotline is very bad, I even had to hold more than 20 minutes during non-peak hour.

Looking to maximize on the number of priority pass visits and other privileges

HSBC VISA Infinite Credit Card / HSBC Bank Singapore

If you are like me an HSBC Premier client and also a frequent traveller that can maximize the number of priority pass visits, limo and meet-and-assist services as well as your supplementary cardholders too, then this is the card for you. The reduced general mile earn rate is worth the trade-off for the unlimited priority pass memberships, as well as the high number of limo and meet-and-assist services that you can use.

A no-no for individuals seeking the cheapest car loan

UOB Car Loan / United Overseas Bank

This car loan is a no-no for individuals seeking the cheapest car loan or borrowers seeking to refinance their existing car loan as interest rates of 2.78% and 2.98% don’t come cheap. Irrespective, UOB could be a good backup source of car financing for individuals that are not approved for loans from other banks. Additionally, the bank is unique because it offers flexible car loan repayment schemes and Certificate of Entitlement (COE) loans for used cars.

Car loan calculator that allows for the calculation of monthly payments

Standard Chartered Auto Financing / Standard Chartered Bank Singapore

The Standard Chartered car loan calculator allows for the calculation of monthly payments you’ll need to make if you take up a car loan. Simply indicate the car type, enter the required loan amount, loan term and click “Calculate”. You should remember to always consider if you’ll be financially comfortable to meet up payment for the projected monthly instalments while still meeting your basic needs before committing to a car purchase.

Lowest rates for new and used car loans in Singapore

DBS Car Loan / DBS Bank

DBS charges interest rate of 2.28% for its car loans to individuals that apply online and that is the lowest rate offered for both new and used car loans in Singapore. In my opinion this makes DBS the most affordable option for those that require financing in order to purchase a vehicle. It is also worth noting that DBS is currently offering an even lower rate for the purchase of used cars (1.99% p.a.) in a promotion.

Islamic auto financing

Maybank Car Loans Singapore / Maybank Singapore

Maybank charges a much higher interest rate of 3.25% for its car loans than other lenders in Singapore, making it a less affordable option however, borrowers that are unable to obtain a car loan from other banks may want to keep Maybank in mind as a an alternative to other lenders. It is also worth noting that Maybank offers Islamic auto financing, which may be of interest to prospective borrowers.

On both occasions the customer service has been phenominal

Asia Carz Credit Car Loan / Asia Carz Credit

Even as it was my first time dealing with them the customer service staff were very friendly and helpful delivering on a fast and smooth transaction processing time. On my second time using them I was not disappointed too as I had a very pleasant transaction and would gladly recommend them to my friends and family. Trusted dealer!

This may be the cheapest car loan refinancing option in Singapore

OCBC Car Financing / Oversea-Chinese Banking Corporation

This may be the cheapest car loan refinancing option in Singapore as the bank allows borrowers to refinance their existing car loans for a very competitive rate of 2.08%, which is much cheaper than most rates for new loans. While the bank also offers loans for the purchase of new and used vehicles, these rates of 2.78% and 2.98% are not the cheapest available. If you are approved to refinance your existing car loan from another bank, you may be able to save thousands of dollars by switching to OCBC due to its refinance rate of 2.08%, which is significantly cheaper than those of most car loans offered by lenders in Singapore.

Apply for a loan in just 3 minutes

U Credit Car Loan / U Credit

What makes Auto Credit Express unique is that they have created one of the largest networks of auto dealers that specialize in financing auto loans for different types of credit profiles. You can get an auto loan for a new or used car by getting funding within a few days by applying for a loan in 3 minutes and enjoy phone support is fast and friendly

Quick Cash has the lowest published interest rates on the market and no processing fees

Citi Personal Loans / Citibank Singapore

HSBC personal loan offers the longest loan tenure of 7 years in Singapore

HSBC Personal Loan / HSBC Bank Singapore

If you need to borrow a large amount but cannot afford a big monthly repayment, then you should give consideration to the HSBC Personal Loan. This HSBC personal loan offers the longest loan tenure of 7 years in Singapore which means you’ll be paying 7 years’ worth of interest. HSBC is also great for those who need cash urgently as you can get approval-in-principle within one minute and receive the money the next working day. Isn’t that just wonderful?

MoneySmart exclusive rate of 3.5% (7.27% p.a.) for new loan customers with only 1% processing fee

OCBC ExtraCash Loan / Oversea-Chinese Banking Corporation

The OCBC ExtraCash Loan is a true personal loan as it allows you to borrow up to 6X your monthly salary. However, I must warn that the interest rate is kinda high. If you don’t require that much money, I recommend that you consider the OCBC Cash-on-Instalments loan which is slightly cheaper. However currently with OCBC personal loan, you can get a MoneySmart exclusive rate of 3.5% (7.27% p.a.) for new loan customers with only 1% processing fee. For existing loan customers, you pay an interest of 4.7% p.a. (EIR 9.46% p.a.).

DBS personal loans are based on either your credit card or personal line of credit

DBS Personal Loan / DBS Bank

DBS personal loans are based on either your credit card or personal line of credit. Thus if you have DBS credit card or DBS Cashline and a DBS deposit account, you can apply through internet banking and get your loan processed immediately and credited instantly into your account. However if you don’t have a DBS credit card you can still get this loan, but you will have to furnish your income documents and obviously you won’t get the funds right away

You can actually apply for a credit card and personal loan at the same time

UOB Personal Loan / United Overseas Bank

To apply for a UOB Personal Loan, you’ll need either a UOB CashPlus account or UOB credit card as UOB draws from your credit card limit. If you’re new to UOB, you can apply for a credit card and personal loan at the same time but note that terms & conditions like the fee schedule of the credit card will also apply to your UOB Personal Loan. UOB bank is one of the few banks that provide instant approval for personal loans for submissions between 7am to 8pm by new UOB customers.

$199 cashback for loans of $1,000 and above if you apply through MoneySmart

Standard Chartered CashOne Personal Loan / Standard Chartered Bank Singapore

Although standard Chartered personal loan’s published rates aren’t that awesome, you still get a much lower interest rate as well as $199 cashback for loans of $1,000 and above if you apply through MoneySmart for your loan amounts of $1,000 to $250,000. Like most of its competitors, Standard Chartered Bank promises next-day cash. You can apply via MyInfo via MoneySmart to get instant approval and loan disbursement

One other good thing CIMB credit cards have is that there are no annual fees

CIMB CashLite / CIMB Bank Berhad Singapore Branch

The CIMB CashLite personal loan is based on your available credit card credit limit therefore you have to be a CIMB cardholder to apply for it. One other good thing CIMB credit cards have is that there are no annual fees but CIMB doesn’t publish their interest rates online. The actual interest rate is personalised based on your risk profile and credit history so you might very well end up with a higher interest rate than advertised.

Sign up for CreditAble in order to cash your credit line using the Maybank CreditAble Term Loan

Maybank Personal Loan / Maybank Singapore

Maybank does not exactly offer a proper personal loan in itself but its term loan is linked to its personal credit line product. You just need to sign up for CreditAble in order to cash your credit line using the Maybank CreditAble Term Loan but note the terms & conditions and annual fee however. In my personal opinion, the loan amount is small while the interest is high, so it may be best to avoid this one.

Apply for a Citi Quick Cash to pay for urgent expenses such as medical bills and business expenses,

Citi Quick Cash / Citibank Singapore

One can us the Citi Quick Cash for big ticket purchases and projects like home renovations while you can basically use the Citi Quick Cash for any type of expenses. On the other hand, you can also apply for a Citi Quick Cash to pay for urgent expenses such as medical bills, business expenses, unexpected repairs and much more. With Citi Quick Cash, the possibilities are in fact endless. You can also convert your unutilised credit limit to cash in your Citi Deposit Account in 60 seconds. A major plus is that you can get the cash on your terms and anytime on your mobile phone and repay with plans up to 60 months. No documents required and no hidden fees.

They charge a joining fee and early redemption fee

Standard Chartered Debt Consolidation Plan / Standard Chartered Bank Singapore

Debt consolidation loans from Standard Chartered are a part of a debt consolidation plan. The plan consists of the loan and a Platinum MasterCard. Effective interest rate of 7.70% and loan lengths can stretch from three years all the way through to ten years with regular fees for the Platinum MasterCard charged. They charge a joining fee of S$199 and S$250 for early redemption fee

Enjoy the convinence of merging debts into one account with a fixed interest rate.

Citi Debt Consolidation Plan / Citibank Singapore

Debt consolidation loans from Citibank allow you to merge debts into one account with a fixed interest rate. Citibank bundles the debt consolidation loan into the Citibank Debt Consolidation Plan. This plan also provides you with a capped revolving credit facility, to be used as a payment method for daily expenses. If you need to get your debts organised, consider a debt consolidation plan from Citibank.

UOB's debt consolidation plan is an effective yet expensive alternative to other plans

UOB Debt Consolidation Plan / United Overseas Bank

UOB's debt consolidation plan is best viewed as an expensive alternative to other plans because the bank advertises interest rates that are higher than those of its competitors. Borrowers that have not previously used UOB's services are however eligible for slightly better rates but it is unclear what rates these borrowers will receive in due to the vague wording on the UOB's website

Offering material savings for those with a significant amount of debt.

DBS Debt Consolidation Plan / DBS Bank

POSB and DBS are offering the most significant promotional deal for debt consolidation loans. This promotion provides a cashback of 3% of the approved loan amount to borrowers. This can result in material savings, especially for those with a significant amount of debt. While the banks charges S$99 for processing fee, it is rather insignificant for applicants that receive the cashback promotion. Additionally POSB and DBS advertise flat interest rates as low as 3.98% (7.23% EIR). These rates are among the lowest available in our review of debt consolidation plans in Singapore however, they are not guaranteed.

Low interest rates and awesome cash rebates

Maybank Debt Consolidation Plan / Maybank Singapore

Maybank's promotional interest rates for its debt consolidation loans are as low as 3.88%; EIR 6.92% making it an affordable option for borrowers that are able to obtain the bank's best rates. Additionally, Maybank is offering a cash rebate of S$388 to approve applicants. Maybank's current promotions for its debt consolidation plans make these loans a competitive option.

HSBC stands out as one of a few lenders that provides details regarding its interest rates

HSBC Debt Consolidation Loan / HSBC Bank Singapore

HSBC offers the lowest guaranteed flat and effective interest rates for debt consolidation loans in Singapore. Additionally, it is currently waiving its application fee for online applicants, which is normally S$88 or 1% of the loan amount. While other lenders advertise lower rates than HSBC, they use vague language such as "as low as" that indicates that borrowers may actually be offered substantially higher rates. For this reason, HSBC stands out as one of a few lenders that provides details regarding its interest rates. Additionally, it offers the lowest rates among banks that guarantee interest rates published online.

Lowest debt consolidation plan interest rates in Singapore with effectivly low interest rates

CIMB Debt Consolidation / CIMB Bank Berhad Singapore Branch

CIMB advertises the lowest debt consolidation plan interest rates in Singapore, with effective interest rates as low as 7%. This is a great rate for some borrowers that are actually able to secure it; however it is difficult to assess the total cost of CIMB's debt consolidation loan compared to a loan from another bank.Additionally, because POSB, DBS and Maybank are offering cashback promotions and HSBC is offering S$100 cashback and waived processing fees, CIMB's lack of promotions and 1% processing fee make it a less appealing source for debt consolidation loans. It also offers loans with shorter durations of up to 8 years than many other DCP lenders in Singapore.

Unlike its competitors, OCBC does not charge a processing fee

OCBC Debt Consolidation Plan / Oversea-Chinese Banking Corporation

OCBC's debt consolidation loans charge slightly higher interest rates compared to those of other lenders in Singapore. For this reason, the bank's product is not the most affordable. On the other hand, individuals who are unable to obtain the most affordable debt consolidation loan offers could consider applying for OCBC's Debt Consolidation Plan as a backup option. Unlike its competitors, OCBC does not charge a processing fee and it does not list rates "from X%", which suggests that its rates are more transparent and accessible. Another drawback of OCBC's debt consolidation loans is that they are only offered for tenures of 3 to 8 years, which is restrictive for individuals that would prefer a longer or shorter term debt consolidation plan.

With interest rate as low as 0.59% per month and a repayment period up to 10 years

BOC Debt Consolidation Plan / Bank of China

BOC Debt Consolidation Plan (DCP) helps you pay off high interest balances with interest rate as low as 0.59% per month and a repayment period up to 10 years. You can consolidate all your credit cards/unsecured loans balances with no tiered interest, no lock-in period for your funds and no monthly conditions to meet, you have flexibility on hand while your account balance expands.

The habit to save regularly and grow a steady stream of income

UOB Stash Savings Account / United Overseas Bank

I like that with UOB Stash Savings Account one can make it a habit to save regularly, to grow a steady stream of income for times to come, plan ahead and save to ensure one can have a security blanket for the future. With this bank account you get to save as and when you have any extra cash or lump sums from your bonuses or investment

The best high interest account in the market!

UOB One Account / United Overseas Bank

This is perhaps the most competitive salary crediting account that earns sizeable interest rate. Only low point is that you need to hit the minimum spent of $500 a month on debit or credit card and must pair up with one/yolo/lady’s card. Best high interest account in the market! Reliable and efficient travel insurance claim, highly recommendable and easy to claim. Your one stop solution for all travel insurance needs.

Make use of your UOB Personal Internet Banking to track your account balances

UOB Passbook Savings Account / United Overseas Bank

This is a savings account with a stylish passbook provided entirely free of charge. Despite this being a passbook savings account, you can still make use of UOB Personal Internet Banking and use it to track your account balances. Internet Banking will provide you the banking convenience where you can make banking transactions anytime at anywhere, banking conveniences literally at your fingertips.

Gain great benefits while remitting money abroad

DBS Multi-Currency Account / DBS Bank

For fellow expats working in Singapore, this current promotion is great for those who need to remit USD overseas. This is where good planning is necessary. You don’t only benefit from exchanging money at your desired rate, but earn even more at the same time with the 2.5% p.a. interest. Plus, when you do transfer after the 4 months, you’ll get to enjoy same-day transfers at S$0 when doing so online with DBS Remit!

Good for new to workforce adult with minimal saving.

DBS eMySavings Account / DBS Bank

The interest is quite low on this card as compared with other saving plan. It deducts 2 dollars per month on your account balance if it is lower than $500. The interest rate is minimal and there are no incentive to save each month. Super good account as they do not need initial deposit to open the account. Good for new to workforce adult that have not much saving.

A competitive 3% interest rate and $50,000 insurance

Maybank SaveUp Account / Maybank Singapore

I use Maybank SaveUp for their 3% interest very competitive rate plus $50,000 insurance. I also use it for savings and not so much for transactions, so I'm ok with the user interface & lack of ATMs. Plus, their Maybank Platinum Visa Card has no annual fee, provided there is at least 1 transaction every quarter, and gives 3.33% cashback on almost any category of $300 spending free.

A higher interest rate per annum as compared to other banks

Maybank iSAVvy Savings Account / Maybank Singapore

Maybank I savvy account offers a higher interest rate per annum as compared to other banks offerings. I believe that it is worth it to use them as a savings account where money accumulated is able to get higher interest.

Rewards account holders with a high base rate according to their balance size

Maybank iSAVvy Savings Plus Account / Maybank Singapore

Maybank iSAVvy Plus Savings Account is a great option for consistent savers who can comfortably make large monthly deposits and no withdrawals at that for a period of 6 month. To begin with, Maybank iSAVvy Plus Account rewards account holders with a high base rate according to their balance size, reaching up to 0.38% p.a. for consumers with S$50k+ balance. Considering the market standard is just 0.05% p.a., this base–which comes without any requirements or criteria–is remarkably competitive. Additionally, consumers earn a substantial 1.56% p.a. bonus rate on their incremental growth after 6 months, assuming consistent deposits with no withdrawals.

Only an initial deposit ofy $10 with no fall below fee

Maybank Youngstarz Savings Account / Maybank Singapore

The initial deposit is only $10 and there are no fall below fee, while the account offers other kid-related perks such as birthday privileges, hand foot and mouth disease hospitalisation and outpatient insurance and personal accident insurance for you and your child. They’ve also got frequent promotions designed to attract kids. For instance, when opening a Youngstarz Savings Account, your kid gets a $20 POPULAR bookstore voucher.

The first bank in Southeast Asia to launch Near Field Communication

UOB Debit Card / United Overseas Bank

With contactless cash withdrawals, you can now withdraw cash easily and quickly with a tap of your phone instead of inserting your ATM card. UOB is perhaps the first bank in Southeast Asia to launch Near Field Communication (NFC) enabled Automatic Teller Machines (ATM) that allows you to truly go digital. Now to enjoy the convenience of Contactless Cash Withdrawals, add your UOB Visa or MasterCard Debit Card to your mobile phone on MightyPay for Android users or ApplePay for iPhone users.

Enjoy up to 10% off on travel related bookings with participating merchants

UOB Direct VISA Debit Card / United Overseas Bank

With this card, you’ll be able to get cash rebates of up to 10% when you use your card to make purchases at participating merchants such as Cathay Cineplexes and Cold Storage.If you’re one for travelling and adventure, you can also enjoy up to 10% off on travel related bookings with participating merchants.There is no minimum income and annual fee required for this card.You only need to be 16 years or older with a UOB Savings Account or Current Account

Transact in multiple currencies without incurring foreign currency exchange fee

KrisFlyer UOB Account / United Overseas Bank

The KrisFlyer UOB Debit Card and Account has definitely changed for the better. With the introduction of Mighty FX, it now makes even more sense for a frequent traveller to take advantage of the enhanced ability of the KrisFlyer UOB Debit Card to transact in multiple currencies without incurring a foreign currency exchange fee. If you want to earn KrisFlyer miles and don’t want to get or don’t qualify for a credit card, then the KrisFlyer UOB Debit Card and Account are the way to go.

Annual fee waiver triggered with at least 12 MasterCard transactions per calendar year

UOB Lady’s Debit Card / United Overseas Bank

The principal UOB Lady’s Debit Card is entitled to the first 3 years card fee waived while thereafter, annual fee waiver will be triggered with at least 12 MasterCard transactions per calendar year. By the way annual fee waiver shall not apply to applicants who have cancelled and reapplied for the same principal UOB Lady’s Debit Card. For eligibility, applicant must be female and be at least 16 years old and no minimum income is requirement.

Charging annual fees on a debit card,

UOB Delight Debit Card / United Overseas Bank

UOB has several debit cards in its stable, but I would urge you to ignore the crowd and quantity and go for quality like the UOB Delight Debit Card. But I think it’s quite absurd that they are charging annual fees on a debit card, yes that is right, yes, believe it or not, UOB charges annual fees on their debit cards – and some are not that easy to waive.

Greater control over foreign currency exchange rates that you get

UOB Mighty FX / United Overseas Bank

With UOB Mighty FX, you not only save on additional foreign exchange (FX) conversion fees when you shop on overseas websites, but you also have greater control over the foreign currency exchange rates that you get. UOB Mighty FX allows you to view and exchange with real-time foreign exchange (FX) rates for popular currencies including USD, GBP, Euro, Australian Dollar (AUD) and Japanese Yen (JPY). Some exchange rates offered by UOB Mighty FX are even better than those at popular money changers, so clearly, this can help you save some money.

3% cashback for contactless payments like Visa PayWave, Apple Pay transactions

DBS Visa Debit Card / DBS Bank

The DBS Visa Debit Card has my vote for being the one of the best debit cards in Singapore. You get 3% cashback for contactless payments like Visa PayWave, Apple Pay transactions with a few conditions to be met like spend at least $400 a month on your debit card and limit cash withdrawals to $400 or less a month. Cashback is capped at $50 a month while you should note that PayWave transactions are capped at $200 per transaction. You should also know that the card can be used overseas with no foreign transaction fee if paired with a DBS Multi-Currency Account

24-hour Concierge and minimum of 16 years of age eligibility

DBS UnionPay Platinum Debit Card / DBS Bank

Major highlights with this card has got to be the 24-hour Concierge, minimum of 16 years of age eligibility, 1% cashback on overseas and online transactions with minimum spend of SGD $1,000 per quarter, 0.3% cashback on local transactions with minimum spend of SGD $1,000 per quarter and enables contactless payment with maximum spend of SGD $100 under UnionPay QuickPass.

Spend at least $400 a month and get 4% rebate

PAssion POSB Debit Card / DBS Bank

This debit card comes with free PAssion membership of up to $12 for 5 years. Don’t know what’s so great about that but it adds up for some people. Plus when you spend at least $400 a month on the POSB PAssion Card, you get 4% rebate at Giant, Cold Storage and Guardian. If you have a family, you also get 5% rebate at popular Singapore places of attractions and 1-for-1 tickets on the 10th of every month.

Generally FWD offers decent coverage for a safe travel destination

FWD Travel Insurance Premium / FWD Singapore

I must say that the FWD Travel Insurance Premium is very easy to apply and also avails competitive rates as well. Generally FWD offers decent coverage for a safe travel destination however if you’re going somewhere with a higher risk involved like a ski trip for instance, you might want to consider specialized plans. But generally, the application process and ease of getting a quote upfront is great with competitive prices too.

On-line cliams process was very easy and fast

Etiqu ePROTECT travel Basic Plan / Etiqa Insurance

I made a claim for flight delay and the on-line process was very easy and fast. The claim was actually approved within a day and the claimed amount credited into my e-wallet the following day.Your credit in the e-wallet is best cashed out using Paynow as it is very simple and convenient.

Claims resulting from pre-existing medical conditions while overseas

Tiq Travel Insurance / Etiqa Insurance

In case you were not aware, most travel insurers do not cover claims resulting from pre-existing medical conditions while you are overseas, but thankfully Tiq Travel Insurance does so you can go right ahead and opt for one of their Pre-Ex plans to adequately cover yourself on your travels.Some common examples of pre-existing medical conditions are Diabetes, Stroke, Asthma, Cancer and Epilepsy

If you plan to buy travel insurance with Citibank, be prepared to pay a premium

Citi Travel Insurance / Citibank Singapore

With Citibank, you have a choice between complimentary travel insurance with a Citi PremierMiles, Citibank Cash Back or Citibank Rewards Card or paying for a premium insurer. If you take a closer look at the coverage limits on the complimentary insurance plans, you’ll realise that the limits fall way short of industry standards for paid travel insurance. Which essentially means that you take it up on your own risk. If you plan to buy travel insurance with Citibank, you’ll have to pay a premium however as it is expensive and the coverage doesn’t quite fit what you pay for but if good emergency assistance is your top priority, then you might find Citibank travel insurance worth your money.

A golf advantage cover that provides coverage for damaged or lost golf equipment in your checked luggage

Allianz Travel Protect Single Trip Gold Plan - Standard Chartered / Standard Chartered Bank Singapore

Unfortunately, Allianz has pretty strict restrictions when it comes to sports coverage as you won't be covered for sailing, hunting, playing polo, mountaineering, skiing, rock climbing, parachuting or hang gliding. You do however, have a golf advantage cover that provides coverage for damaged or lost golf equipment that is in your checked luggage. Allianz has an efficient online claim portal allows customers to submit and file their claims online easily and if you have problems uploading your claim you can call or email them for assistance. If you are claiming for medical or dental expenses, you will still have to send original copies of your supporting documents and an acknowledgement email to the address in the table below.

Personal accident cover starts 3 hours before departure with a high medical coverage of up to S$600,000

HSBC SmartTraveller (Essential Plan) / HSBC Bank Singapore

This card allows you to pays up to $S20,000 under Trip Curtailment even if you have to remain overseas for medical treatment and pays up to S$12,000 for the unrecoverable deposits under Trip Cancellation. Your Personal Accident cover starts 3 hours before departure with a high medical coverage of up to S$600,000 for medical and accidental dental treatment whilst overseas with an automatic extension of policy for up to 30 days if you are hospitalized or placed under compulsory quarantine while overseas upon the written advice of a Doctor. You receive up to S$10,000 for lost personal effects and reimbursement to replace the essential items and an automatic extension of policy for up to 72 hours if you are unable to complete your trip as planned due to Public Transport delays that are not your fault

AIG seems to concentrate all their resources on the upper tier plans

Travel Guard Direct Basic / AIG Asia Pacific Insurance

In all honesty, the AIG Travel Guard plans offer really poor value on their Basic plan, and only step up on the Standard plan. So if you’re looking for a cheap and good deal, you can skip AIG completely. The basic plan may be cheap but it is most definitely not good. The only reason you might want to get the low- to middle-tier AIG travel insurance is if you booked your trip via a travel agency and they have some kind of exclusive discount that’ll put it back in the competition.That said, the upper-tier travel insurance plans have surprisingly good coverage, so if you want to buy from AIG, go big or go home. AIG seems to concentrate all their resources on the upper tier plans. Plus, in terms of turnaround time, AIG is not bad – they’re willing to commit to a 10 working day turnaround time from claim to settlement. They’re not the only ones who do this, but it’s better than nothing.

$18 for the cheapest one week coverage plan in ASEAN countries.

FWD Travel Insurance Business / FWD Singapore

This is definitely one of the affordable brands and their prices are often competitive with ongoing promos particularly if you’re travelling beyond Southeast Asia. Don’t you think that $27 for a week’s coverage in expensive countries like Australia and New Zealand is really quite a good deal? Now with such low prices you’d think they’d hold out on discounts but not at all, as they currently offer 20% off with the promo code TRAVEL20. That’s $18 for the cheapest one week coverage plan in ASEAN countries.

Get $300 limit on delays, $300 for missed connections and another $500 for diversions

FWD Travel Insurance First / FWD Singapore

The FWD policy wording doesn’t mention any sporting exclusions, with the exception of competitive sports and hiking/trekking above 3,000m. Considering that most outdoor activities are covered, their lowest tier plan (Premium) is very good value for money. For the basic plan, FWD Premium has quite a high trip cancellation claim limit of $7,500 which applies for haze-related cancellation or infectious diseases like Zika and dengue too. Where FWD loses out is in the below-average travel inconvenience benefits. For example, for travel delays, you get $300 limit on delays, another $300 for missed connections and another $500 for “diversions”. It is very hard to claim the full benefit.

UOB UTRADE FX Elite is unregulated

UTRADE FX Elite / UOB Kay Hian

Configuration options and tools for traders to customize the platform to meet their needs

CMC Markets Forex / CMC Markets Singapore

CMC Markets is a great choice for forex and CFD traders. The company’s Next Generation platform is powerful and versatile, with plenty of configuration options and tools for traders to customize the platform to meet their needs. With nearly 10,000 instruments to choose from across nearly every asset class and global market, CMC Markets is a great choice for traders looking for a multi-asset solution and broad range CFDs and forex pairs at competitive prices.

I keep missing my entry points in trades due to the error message and connection issues

IG Forex / IG Asia

Since I signed up with them a little over a week ago it’s been issue after issue. From the pairs malfunction to the system always being offline, not connected to MT4. I keep missing my entry points in trades due to the error message "Not Connected" & "Off Quotes" indicating they have connection issues. I'm very pissed off and I want my money back in order to find a new broker because this is beyond ridiculous.

Offers trading of currencies, indices, stocks, futures, options and commodities

KGI Forex / KGI Securities Singapore

KGI Futures is a Forex Broker offering Forex Trading services via MetaTrader 4, MT4 Mobile, MaxxTrader, CQG, TT and KGI Futures trading platforms. Regarding orders execution model, KGI Futuresis an A-book broker. KGI Futures offers trading of currencies, indices, stocks, futures, options and commodities. KGI Futures is unregulated and that perhaps may be the only dark grey area.

The commission is a minimum $1

Maybank Forex / Maybank Kim Eng Securities

I signed up for a pre-funded account last year, commission rate were very low. But if I can share a little hack as it were, indicate an amount higher than $100 for MIP because if you do so your commission rate would be more than 1%.For example, if you indicate $100 for a stock priced at $25, they would purchase 3 units for you as they take into consideration their fees in that $100. The commission is a minimum $1, thus your commission rate is approx. 1.33% instead of 1%

Forex Trading services via MetaTrader 4, MT4 Mobile, Oanda Desktop and Web trading platforms

OANDA Forex / OANDA Asia Pacific

OANDA is a Forex Broker offering Forex Trading services via MetaTrader 4, MT4 Mobile,Oanda Desktop and Web trading platforms. Regarding orders execution model, OANDA is a b-book broker that is a market maker. OANDA offers trading of currencies, indices, bonds, CFDs and commodities. OANDA is regulated by the CFTC (USA), the FCA (UK), the Monetary Authority of Singapore and the ASIC (Australia). This information should help to put your mind to rest knowing they are regulated.

Offers better trading conditions for retail clients

iOCBC FX Platform / OCBC Securities

iOCBCfx is a properly regulated Singaporean forex broker. Despite having a somewhat limited forex portfolio, when compared to other local forex brokers, it still offers better trading conditions for retail clients; lower deposit, higher leverage, even though much lower than that of larger international brokers, and tighter spreads. In some respect they are comparable to those of the global players present in Singapore and can turn out to be very helpful for those who wish to do business with a local broker.

They also offer free investment classes monthly at their different outlets

Phillip Futures Forex / Phillip Futures

The offer a good prepaid account fees as compared to other platforms. I have been using it for a while to buy dividend stocks (ie. STI index), as it is simple to put in orders. They also offer free investment classes monthly at their different outlets where you can learn more about how to use the Phillip POEMS platform, or other beginner investment knowledge.

Saxo Bank offers trading of currencies, indices, equities, options, futures, ETFs, bonds, CFDs and commodities

Saxo Markets Forex / Saxo Capital Markets

Saxo Bank is a Forex Broker offering Forex Trading services via SaxoTrader Desktop, Mobile and Web trading platforms. Regarding orders execution model, Saxo Bank is a b-book broker (a market maker). Saxo Bank offers trading of currencies, indices, equities, options, futures, ETFs, bonds, CFDs and commodities. Saxo Bank is regulated by the Danish Financial Supervisory Authority. I have been using it for overseas equity and the fees are fair enough as per transaction was $4 for most of my trades. Nice mobile app, trades are executed faster, with a nice interface.

Top up your Alipay account and use it both in China and Singapore

AliPay / Alipay Singapore E-Commerce

Technically, you can open an Alipay account in Singapore, but you need a Chinese mobile number and credit card in order to transfer funds to your Alipay mobile wallet. If you’re a Singaporean who lives in China, you’ll be able to top up your Alipay account and use it both in China and Singapore. The following merchants in Singapore accept payment using Alipay; ComfortDelGro, Prime Taxis, Universal Studios, Resorts World Sentosa, Singapore Zoo, Metro and Robinsons. Now you can ask your friends to transfer money via HitPay to you instead of getting them to part with physical money.

A robust application built with simplicity and fast payments in mind

Yoyo Wallet / Yoyo Wallet

Yoyo Wallet is a robust application built with simplicity and fast payments in mind. You connect your cards (debit and credit) or Apple Pay once and start using your smartphone to make payments. It allows you to keep all your financial detail in a centralized place, gain no additional wallet weight and take only your smartphone on your shopping experiences. The solution is ultra-secure; your financial details are stored by a trusted payment service provider and not in your smartphone or by Yoyo.

Instant Peer to Peer Payment

Just PayLah! / DBS Bank

Unlike other banks with limits set at $999 or thereabout, if you’re a DBS/POSB customer you can set your daily transfer limit up to S$2,000. There’s also a wallet limit, which caps the amount you can hold in your PayLah! Wallet at any one time, which is up to S$2,000 for DBS/POSB account holders, and S$999 for other users.PayLah! Is a mobile wallet, for making peer to peer payments and spending money in participating stores, restaurants and taxi. You’ll need to have an eligible smartphone and download the PayLah! app to get started

Dash all the way from Singapore to Thailand

Dash / Telecom Equipment

Singtel Dash is an e-wallet, so once you download the Singtel Dash app and log in, you can top up your dash account. It also works as a virtual visa account, so the account comes with its own unique 16-digit Dash Visa virtual account number and security code. Singtel Dash is can be used in Thailand in as well as in Singapore, making it more attractive to Singaporeans who frequently travel to Thailand. The app also lets you transfer money to another account, remit money overseas and, if you have an NFC-enabled phone, tap in and out of train and bus rides.

The most common and easiest, method for person-to-person payments

WeChat Pay / Tencent Holdings

The most common, and easiest, method for WeChat payments is person-to-person. The person to whom you’re sending money must already be a WeChat friend of yours. You start by composing a message to them and then add a “transfer” to them. When you click on the “transfer” button, you’ll be asked how much money you want to send to them. Enter an amount in RMB. You’ll then be asked to enter your password. Do that, and you’ll see a reddish-orange “transfer” icon appears.The recipient will see this in their WeChat app, and will then have to accept the transfer. Once they do, they will receive it.

No refunding from wallet if there is an error in the process of toping up an amount

NETSPay / Electronic Transfers Singapore

This platform provides zero flexibility of refunding from wallet if there is an error in the process of toping up the amount. Been told by Customer service that the only way is to terminate the account and the refund will be credited after 2 weeks. The UI as well have to be clear at the home screen on which default payment mode are we on as I've been told that the payment mode might switch every time after updating the app

You don’t need to top up credits to send a transfer

OCBC Pay Anyone / Oversea-Chinese Banking Corporation

OCBC PayAnyone works in the same way as DBS PayLah. The main difference however, is that while you can still register an account with DBS PayLah without a DBS/POSB account, OCBC Pay Anyone is connected to your bank account so you need an OCBC account to use Pay Anyone. The transactions are then credited to and deducted from OCBC savings or current accounts. You don’t need to top up credits.The good thing is that the recipient you are sending money to via Pay Anyone doesn’t need the app to receive the funds. They will receive an email link whereby they can click and key in their bank information to receive the money. However, if you already bank with OCBC, you will have the option of using OCBC PayAnyone to directly pay from your OCBC savings or current accounts.

Hassle free overseas usage with good rates as compared to the rest of the competitors

YouTrip / You Technologies Group

YouTrip is actually a god-sent card for those who are conscious of amount spent especially when travelling overseas. With predetermined exchange rate, there is no shock and surprises after a well-deserved holiday trip with all the shopping and nice food. Hassle free overseas usage with good rates as compared to the rest of the competitors. One suggestion is to avail your card into digital card wallet like apple pay or Samsung pay so that it will afford you a fully hassle free usage without the need of bringing the physical card. Use it anytime anywhere with just your phone.

CardUp charges you a transaction fee for each payment made.

CardUp / CardUp

Every transaction you complete using CardUp will incur a 2.6% transaction fee. This can actually add up over time, especially if you’re relying heavily on CardUp. That being said, if your card offers cash rebates or frequent flyer miles, you may easily be able to offset the transaction fee. CardUp works by being a middleman in your transactions. Instead of directly transferring funds from your account to a vendor, you pay CardUp via credit card. CardUp will then transfer the funds to your designated vendor. CardUp charges you a transaction fee for each payment made.

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