Citi PremierMiles Visa Card
Citi PremierMiles Visa Card is the best travel card available for people who travel often–and would like a few perks–but aren't willing to pay a high fee for them. Cardholders earn a respectable rewards rate of 1.2 miles per S$1 local spend, 2 miles overseas, and up to 10 miles with select travel booking sites. And, unlike some competitors, miles earned never expire and can be flexibly redeemed with over 60 airlines and 8,000 hotels.
Citi Rewards Card
Citi Rewards Credit Card is the best credit card you can get for rewards. It is very ideal for smart shoppers and for those who would like to get huge returns whenever they spend. If you normally shop online or you are an in-store shopper, this is highly recommended. The credit card entails 10X rewards for every S$1 spent online and also cardholders would enjoy 10X rewards for every S$1 spent on retail shopping worldwide and 1X reward for all other spend.
Citi Cash Back Visa Card
Citi Cash Back Visa card offers up to 8% cash back for Dining, Petrol and Grocery purchases. It also boasts .25% cash back for all other retail purchases with no cap. It is very ideal for cardholders who tend to use their cards for Dining, Petrol and Grocery purchases as apart from the fact that you get 8% cashback for these purchases, you can also save up to 20.88% savings on fuel purchases at Esso and Shell stations worldwide.
Citi Prestige Card
Citi Prestige Card is a top contender among the ranks of luxury travel cards. It offers a wide range of benefits including Complimentary Night Stay, Privileged access in golf courses in Singapore, Malaysia, Indonesia and China, VIP access for airport lounges, priority pass and limousine transfers, Concierge services and up to 30% ThankYou points and it also provides Personal and Accidental benefits when you use your Citi Prestige Card for travel fares and Overseas Medical Benefits.
Citibank SMRT Card
Citibank SMRT Card is a great deal if you want to shop and save at the same time. These savings are set aside in the form of SMRT$ which can be exchanged for cash rebate or vouchers. It also offers NO CONVENIENCE FEE for EZ-Relaod Auto Top-up transactions.
HSBC VISA Platinum Credit Card
HSBC Visa Platinum Credit Card paved way for a flexible program that allows cardholders to save from dining, groceries and fuel purchases while at the same time enables cardholders to earn cashback. As their slogan goes: "Make family time more fulfilling", it truly empower cardholders to spend more quality time with their loved ones, apart from the 5% cashback for Dining, Groceries and Fuel purchases,it also offers a wide variety of benefits for Leisure, Dining,Travel, Enrichment, Shopping and more offers that the cardholder and family can enjoy.
HSBC Advance Credit Card
HSBC Advance Credit Card provides a delightful deal for cashback lovers. You can get S$1500 and more cashback annually. The program entails 3.5% cashback for purchases local and overseas for all merchant categories. The great thing about the cashback is that it relies on the total amount that you spend per period rather than select-merchant-categories only. Additional feauters of the card includes: Apple Pay, Visa payWave, SimplyGo, HSBC Virtual Card and Travel Insurance Coverage.
HSBC Revolution Credit Card
HSBC Revolution Credit Card gives an offer you cannot resist by giving you a credit card with no minimum spend required but allows you to gain five times the reward points. Not only that it gives more reward points when it comes to dining and entertainment, but also helps you to do things without leaving home. It permits the user to purchase things online.The best thing about having these reward points is the fact that you can redeem any of the rewards using those points. More reward points will give you more chance to redeem a reward. This includes HSBC’s jewellery vouchers,
HSBC VISA Infinite Credit Card
HSBC Visa Infinite Credit Card will make you experience the extraordinary by giving the most exclusive travel and dining privileges you need. These are based on your own preference that will suit your style. Do not be afraid to travel because there is automatic travel insurance not only for you but also for your whole family. Be rewarded with 15,000 HSBC Reward points for successful card referrals whether a family member or other. Also, for every S$1 spent, 2.25 miles will be gained, which is the best way to gain miles.
Citibank Singapore Limited is a branch bank of Citibank, N.A. headquartered in New York, U.S.A. and was present in Indonesia in 1918 through its previous company, The International Banking Corporation in Batavia and Surabaya. In 1989 Citibank started its credit card business in Indonesia. Citibank is one of the pioneers of the credit card business in Indonesia by always presenting quality products and making innovations for the satisfaction of its customers. This privilege then continued in the following years by introducing various other banking services online. Until now, Citibank Bank has issued a variety of banking service products, including credit card products that offer various facilities and ease of transactions for its users, as well as various attractive promo offers.
HSBC Bank Singapore
HSBC, a bank that came into existence over a simple idea- a local bank catering to international needs, is now one of the largest banking and financial services organizations in the world. HSBC is one the earliest banks to be established in Singapore with its history dating back to 1877 when its founding members' The Hongkong and Shanghai Banking Corporation Limited, inaugurated its first branch on the island. For more than 150 years HSBC has been connecting customers to opportunities, enabling businesses to thrive and helping people to realize their ambitions by offering a comprehensive range of banking and financial services such as Retail Banking and Wealth Management, Commercial Banking, Global Banking and Markets, and Global Private Banking. HSBC today is an integral part of the financial sector of Singapore by serving more than 40 million customers, covering over 65 countries and territories in Europe, Asia, North America, and Latin America. Shares in HSBC Holding plc are held by around 200,000 shareholders in 125 countries or territories and it is listed on the London, Hong Kong, New York, Paris, and Bermuda Stock exchanges.
American Express International
American expressway, also known as Amex, commenced as a freight forwarding company in 1850. The company soon earned its customers' trust by safely transporting their valuable possessions to distant places during unscrupulous times. Today the company is an American multinational financial services corporation based in Three World Financial Centre in New York City, titled as the 23rd most valuable brand in the world in by Forbes in 2017 and is estimated to be worth US $24.5 billion. It is the largest global payment method and is reputed as a forward-looking and customer-focused company. In 2018, the company was ranked as the 14th most admired company worldwide by Fortune and the 23rd best company to work for. The company primarily focuses on providing its customers' facilities in regards to finance, insurance and travel. The company is widely celebrated for its charge cards, credit cards, and traveler's cheque businesses. It is a heritage built on services and sustained on innovation.
Oversea-Chinese Banking Corporation
Oversea-Chinese Banking Corporation, Limited (OCBC), is consistently ranked amongst the World's Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker, was formed in 1932 by the merger of three local banks, oldest of which was founded in 1912. It is one of the highest-ranked banks as it is the second-largest financial services group in Southeast Asia by assets and is recognized for its financial strength and stability. OCBC Bank and its subsidiaries are widely acclaimed all throughout Singapore, Malaysia, Indonesia, and Greater China. It has more than 560 branches and representative offices in 19 countries and regions. OCBC Bank and its subsidiaries offer a comprehensive range of specialist financial and wealth management services and are listed on the SGT-ST as one of the largest listed companies in Singapore by market capitalization. It is also one of the largest listed banks in Southeast Asia by market capitalization and has more than 29,000 employees globally.
DBS Bank Ltd, earlier known as The Development Bank of Singapore Limited and "people's bank" respectively, is a multinational banking and financial services corporation. DBS Bank is a technological forward bank that beliefs in continuously reinventing itself to provide simple, fast and contextual banking solutions and experiences. DBS is highly acclaimed for its leadership in digital and has garnered more than 20 global accolades. It was titled "World's best bank" by Euromoney in 2019 and also won Global Bank of the year from The Banker and Best Bank in the world from the Global Finance in 2018. All these victories make it the first bank in the world to hold three of the most prestigious global best bank honors at the same time. DBS operates in 18 markets globally, including six priority markets in Asia, namely Singapore, Hong Kong, China, India, Indonesia, and Taiwan. Hence it is the only Asian bank which operates in the three key axes of growth - Southeast Asia, Greater China
Standard Chartered Bank Singapore
Standard Chartered Bank in Singapore is an integral part of an international Banking group as it is where the bank opened its first branch in 1859. After about 150 years, the bank is still adherent to its purpose which was to drive commerce and prosperity through its unique diversity. In October 1999, Standard Chartered Bank was amongst the first international banks to receive a Qualifying Full Bank (QFB) license which is an endorsement of the Group's long-standing commitment to its commitment in the business. The Bank has won numerous accolades in the financial sector including the Singapore Quality Class (SQC) certification and certification for Innovation and Service which represents its sustainable business performance and robust management system. Standard Chartered banking system is present in 60 markets having has 1,026 branches worldwide and employ more than 86,000 people around the world. It is also among the top 100 largest companies listed on the London Stock Exchange and also listed on two of Asia's largest stock exchanges.
CIMB Bank Berhad Singapore Branch
CIMB (Commerce International Merchant Bankers) Group Holding Berhad is a leading ASEAN (The Association of Southeast Asian Nation) Universal Bank operating in high growth economies. The group operates under several entities including CIMB Bank, CIMB Investment Bank, CIMB Islamic, CIMB Niaga, CIMB Securities International, and CIMB Thai. It is the second-largest bank in Malaysia comprising of 534.1 billion Malaysian Ringgits worth of total assets. The group provides vasts variety of banking and financial services to its customers, whether they be a natural person or an artificial person, with its primary activities being Commercial banking, Islamic banking, investment banking, and Asset management just to name a few. The group operates with over 100 Commercial Centres and around 850 branches with co-located Trade Service Centres to its 16 global markets. The group also has a staff strength of over 36,000 located in 18 countries, covering ASEAN and major global financial centers as well as countries as in which its customers have significant business and investment dealings.
Maybank is among Asia's leading banking groups and is South East Asia's fourth-largest bank by assets comprising of 765.3 billion Malaysian Ringgits. It has an international network of 2,600 branches in 18 countries including all 10 ASEAN countries, chiefly focusing on its "home market" of Malaysia, Singapore, Philippines, and Indonesia. Mayback offers an extensive range of products and services to its customers including Commercial Banking, Investment Banking, and Insurance. Singapore is one of Maybank groups largest overseas operations and for the provision of more value to its customers Maybank Singapore Limited was created, one of the subsidiaries of Mayback groups, to carry its wide-ranging operations in Singapore. It has been effective since 5 November 2018 and operates with Qualifying Full Bank (QFB) privileges in more than 25 service locations. As of 31 December 2018, Maybank's total assets in Singapore were approximately $73.3 billion and had a staff strength of over 2000 employees
United Overseas Bank
United Overseas Bank (UOB), a Singaporean Multinational Organisation, was established on 6 august 1935 in Singapore by the name of United Chinese Bank (UCB), to Emphasise its link to the Chinese population in Singapore. The bank catered mainly to the Fujian community in its initial stages. However the bank grew immensely within a few years and in 1965, the bank was renamed to United Overseas Bank as it inaugurated its first overseas branch in Hong Kong. Today UOB is the third largest bank in Southeast Asia by total assets, having a market capitalization of $32.9 Billion. It is recognized as an excellent and professionally managed financial institution. It provides a wide range of financial services including personal financial services, wealth management, private banking, commercial and corporate banking, transaction banking, and investment banking. It has a network of more than 500 offices in 19 countries and territories in Asia Pacific with a strong foothold in Singapore, Malaysia, Thailand, and China.
TIPS WHEN PLANNING FINANCES IN SINGAPORE WITH YOUR COUPLE2020.04.07
A Beginner’s Guide on How to Apply for a Credit Card2020.04.07
What is the Process to Receive a Personal Loan?2020.04.07
What Documents Do You Need To Get a Personal Loan?2020.04.07
8 Mistakes to Avoid When Taking Out a Personal Loan2020.04.07
5 Reasons Why Your Personal Loan Application Is Rejected2020.04.07
How to Repay Your Personal Loan2020.04.07
Top 5 Useful Tips That You May Not Know About How to Choose The Best Credit Cards For You2020.04.07
Citi PremierMiles Visa Card / Citibank Singapore
In my opinion, this card is one of the best cards in the market especially as there are no expiry date to miles earned and an amazing 2 VIP airport lounge access. I love the fact that the card can be used for major big ticket items and to clock mileage. Redemption can be done easily without hassle and customer service staff are very helpful
Poor Customer Service
Citi Rewards Card / Citibank Singapore
I am quite very disappointed with this card as I have never received the vouchers for all the points I have accumulated so far. I have on several occasions made complaints via the phone and even in person, but all to no avail. I would not recommend this card to anyone for this reason, i have to say unfortunately.
Complimentary Night Stay a Success
Citi Cash Back Visa Card / Citibank Singapore
Very impressed by the complimentary night stay I got after I made bookings for a five nights stay at a resort I spent my birthday at in Malaysia. Even more pleasing was the complimentary golf games at a high quality golf courses in Malaysia. As a matter of fact, I had as much as six complementary golf games.
Zero Travel Related Online Merchants
Citi Prestige Card / Citibank Singapore
The Citi SMRT card is a pretty decent card for spending but they unfortunately exclude travel related online merchants. This to me is the downside of the card and may be a reason to get another card for travel websites.
HSBC VISA Platinum Credit Card
A 5% cash rebate on fuel purchases and a 16% instant discount is a great deal for me I must say, the HSBC VISA Platinum Credit Card indeed makes driving more fun for me as i always look forward to the 16% instant discount plus 5% cash rebate on all fuel spend at Caltex and Shell stations
Family Package Rewards
HSBC VISA Platinum Credit Card / HSBC Bank Singapore
My family had a really fun time with the 10% off Siam Adventure Club Family Package Booking which came with breakfast for 2 adults and up to 2 kids with a Kids room setup in room and full access to kids activities. We even enjoyed daily evening drinks for whole family on selected menu from 5pm to 6pm.
Too bad it is not an unlimited cashback card
HSBC Advance Credit Card / HSBC Bank Singapore
Unfortunately, the HSBC advance card is not an unlimited cashback card as they have a cap on the cashback per month, even for advance banking clients. Furthermore, if you are not an advance banking client, you would not get subsequent card fee waiver if you do not get to spend at least $12,000 in a year.
Poor and upleasant hotline
HSBC Revolution Credit Card / HSBC Bank Singapore
I am a fresh graduate and just started my first job, I signed up for this card due to the onetime $150 cash back reward for $800 spend within the first two months. However for its main monthly rewards, it is nothing to be pleasant about and the hotline is very bad, I even had to hold more than 20 minutes during non-peak hour.
Looking to maximize on the number of priority pass visits and other privileges
HSBC VISA Infinite Credit Card / HSBC Bank Singapore
If you are like me an HSBC Premier client and also a frequent traveller that can maximize the number of priority pass visits, limo and meet-and-assist services as well as your supplementary cardholders too, then this is the card for you. The reduced general mile earn rate is worth the trade-off for the unlimited priority pass memberships, as well as the high number of limo and meet-and-assist services that you can use.