HSBC Advance Credit Card provides a delightful deal for cashback lovers. You can get S$1500 and more cashback annually. The program entails 3.5% cashback for purchases local and overseas for all merchant categories. The great thing about the cashback is that it relies on the total amount that you spend per period rather than select-merchant-categories only. Additional feauters of the card includes: Apple Pay, Visa payWave, SimplyGo, HSBC Virtual Card and Travel Insurance Coverage.