Citi Cash Back Visa Card

Actually your ability to dispute a transaction due to poor or unsatisfactory product quality will depend on the sales agreement between the cardholder and the merchant. For example, you purchased a pair of sneakers from a physical store and the terms of sale stated a no-return policy which you have sighted, signed and acknowledged. If so, you will have no rights to dispute the transaction. However, if you made an online purchase like you say and the merchandise you received was not as described or it arrived damaged, you can file a dispute as you have a right to do so. In such a case, you should first make efforts to contact and resolve the dispute with the merchant to either get an exchange or a refund upon returning the merchandise. If the merchant refuses, you can then file a dispute with your card-issuing bank. You will however need to provide documentary proof that the wrong or defective product was delivered in order for the bank to initiate a chargeback.

You get rewarded when your friends apply as new Citi Card members and spend 62,500 Points when they apply as a new Citi Prestige Card member by S$50 + Up to S$1,500 Bonus cash when your friends successfully apply as a new card member. You basically generate your unique referral link and share your unique referral link with your friends, your friends have to click on the unique referral link and complete a credit card application online. You can get up to S$1,500 Bonus cash when you refer up to your 15th referral.