Best Citibank Singapore Products & Service Information 2021
No. 1 U.S. bank with about 200 million accounts
Citibank Singapore Limited is a branch bank of Citibank, N.A. headquartered in New York, U.S.A. and was present in Indonesia in 1918 through its previous company, The International Banking Corporation in Batavia and Surabaya. In 1989 Citibank started its credit card business in Indonesia. Citibank is one of the pioneers of the credit card business in Indonesia by always presenting quality products and making innovations for the satisfaction of its customers. This privilege then continued in the following years by introducing various other banking services online. Until now, Citibank Bank has issued a variety of banking service products, including credit card products that offer various facilities and ease of transactions for its users, as well as various attractive promo offers.
Citi Cash Back Visa Card
Citi Cash Back Visa card offers up to 8% cash back for Dining, Petrol and Grocery purchases. It also boasts .25% cash back for all other retail purchases with no cap. It is very ideal for cardholders who tend to use their cards for Dining, Petrol and Grocery purchases as apart from the fact that you get 8% cashback for these purchases, you can also save up to 20.88% savings on fuel purchases at Esso and Shell stations worldwide.
Citi PremierMiles Visa Card
Citi PremierMiles Visa Card is the best travel card available for people who travel often–and would like a few perks–but aren't willing to pay a high fee for them. Cardholders earn a respectable rewards rate of 1.2 miles per S$1 local spend, 2 miles overseas, and up to 10 miles with select travel booking sites. And, unlike some competitors, miles earned never expire and can be flexibly redeemed with over 60 airlines and 8,000 hotels.
Citi Rewards Card
Citi Rewards Credit Card is the best credit card you can get for rewards. It is very ideal for smart shoppers and for those who would like to get huge returns whenever they spend. If you normally shop online or you are an in-store shopper, this is highly recommended. The credit card entails 10X rewards for every S$1 spent online and also cardholders would enjoy 10X rewards for every S$1 spent on retail shopping worldwide and 1X reward for all other spend.
Citi Prestige Card
Citi Prestige Card is a top contender among the ranks of luxury travel cards. It offers a wide range of benefits including Complimentary Night Stay, Privileged access in golf courses in Singapore, Malaysia, Indonesia and China, VIP access for airport lounges, priority pass and limousine transfers, Concierge services and up to 30% ThankYou points and it also provides Personal and Accidental benefits when you use your Citi Prestige Card for travel fares and Overseas Medical Benefits.
Citibank SMRT Card
Citibank SMRT Card is a great deal if you want to shop and save at the same time. These savings are set aside in the form of SMRT$ which can be exchanged for cash rebate or vouchers. It also offers NO CONVENIENCE FEE for EZ-Relaod Auto Top-up transactions.
Citibank Debit Mastercard
The Citibank Debit Mastercard gives you banking convenience locally and even globally. It provides access to cash withdrawals, daily purchases and even for bill payments. It's the only card you'll need for these types of transactions.
Citi Personal Loans
(Note to Editor: - Citi Personal Loans, redirects to Citi Quick Cash) Citi Quick Cash offers a flexible way for clients to convert your Citi Credit Card or Citi Ready Credit limit into cash which can be payable in monthly installments and monthly payments. It can be used for almost anything you would like, from home improvement, ticket purchases and even urgent expenses such as medical bills or unexpected repairs and much more!
Citi Quick Cash
Citi Quick Cash offers a flexible way for clients to convert your Citi Credit Card or Citi Ready Credit limit into cash which can be payable in monthly installments and monthly payments. It can be used for almost anything you would like, from home improvement, ticket purchases and even urgent expenses such as medical bills or unexpected repairs and much more!
Citi Debt Consolidation Plan
Citi Bank Debt Consolidation Plan wants you to take charge of your finances and consolidate all of your debts into a single loan with Citi Debt Consolidation Plan without any processing fee and get S$500 cash rebate when you apply for a Citi Debt Consolidation Plan or if you intend to refinance your plan with Citibank.
Citi MaxiGain Savings Account
Citi MaxiGain Savings Account has a base and bonus interest rate of 2.2% p.a. and in order to earn the base interest rate, you just need to maintain a S$70,000 daily balance and the end of each day. The base rate is at 1% p.a. with a bonus rate of 1.2% p.a which sums to 2.2% p.a.
Citibank InterestPlus Savings Account
Citibank InterestPlus Savings Accounts enables individuals to spend, insure and invest in order to gain a bonus interest. Insuring gets you up to 1.2% p.a. bonus interest, spend and earn 0.1% p.a. bonus interest and invest to earn a 1.2% p.a. bonus interest which sums up to 2.5% p.a which is paid over a 12-month period for investments and insurance, every month if you spend S$25, on the first S$50,000 in your account or on top of your base interest.
Citibank MaxiSave Account
The Citibank Maxisave Account offers an attractive interest rate and only requires $1 minimum in order to earn interest and provides checking facilities where the first checkbook upon account opening will be issued upon request at no charge. Online, mobile and phone banking is also available.
Citibank Step-Up Account
The Citibank Step-Up Account allows you to star saving your salary from a base rate of 0.01% p.a. and step up to 0.13% p.a. when you save more each month and allows easy access to ATMs and SMRT stations islandwide and over 2 million ATMs globally.
Citibank Tap and Save Account
With Citibank Tap and Save Account, you'll enjoy 2% cash rebate with every EZ-Link Reload top up and the competitive interest rate of up to 0.13% p.a and if you love saving money and spending money, you'll get 1% of cash rebate on everything, from coffee purchase to shopping!
Citibank Junior Savings Account
The Citibank Junior Savings Account is best suited for juniors aged 18 years old below but can also be for parents/adults. It provides cardholders an easy way of tracking funds with separate monthly statement and also earn interest as your child grow his/her savings.
Citibank Basic Banking Account
Citibank Basic Banking Account, like other Citibank savings account allows cardholders easy tracking of funds with separate monthly statement, online banking where you can pay anyone using the online cheque payment service and direct transfer of funds between accounts.
Citibank Money Market Account
The Money Market Account provides you with a potential to earn a higher interest than an ordinary savings account based on the daily prevailing Singapore Dollar Interbank Bid Rate and easy tracking of funds with separate monthly statement.
Citi Travel Insurance
Citi Travel Insurance will make you travel happily by offering comprehensive protection against different inconvenient situations. Some examples of these situations include baggage loss, flight delay, and medical emergencies.