Oversea-Chinese Banking Corporation
The second-largest financial services group in Southeast Asia by assets
Oversea-Chinese Banking Corporation, Limited (OCBC), is consistently ranked amongst the World's Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker, was formed in 1932 by the merger of three local banks, oldest of which was founded in 1912. It is one of the highest-ranked banks as it is the second-largest financial services group in Southeast Asia by assets and is recognized for its financial strength and stability. OCBC Bank and its subsidiaries are widely acclaimed all throughout Singapore, Malaysia, Indonesia, and Greater China. It has more than 560 branches and representative offices in 19 countries and regions. OCBC Bank and its subsidiaries offer a comprehensive range of specialist financial and wealth management services and are listed on the SGT-ST as one of the largest listed companies in Singapore by market capitalization. It is also one of the largest listed banks in Southeast Asia by market capitalization and has more than 29,000 employees globally.
- Formal Name
- Oversea-Chinese Banking Corporation, Limited
- 63 Chulia Street #10-00 OCBC Centre East Singapore 049514
Financial Products Provided by Oversea-Chinese Banking Corporation
OCBC Titanium Rewards Credit Card
OCBC Titanium Rewards Credit Card is the card the rewards you more than you deserve. You can be easily approved when you avail your card and use it instantly. OCBC Titanium now gives you more rewards points in more places. Only OCBC Titanium Rewards Card gets you 10X OCBC$. It supports and gives you 10x OCBC$ on any purchases when you shop at their supported merchants.
OCBC 365 Credit Card
OCBC 365 Credit Card gives you an offer to an earn cashback 7 days a week, 365 days a year, everywhere. OCBC 365 Credit Card is one of the best everyday cashback cards on the market for average shoppers spending about S$2,000/month.
OCBC Cashflo Credit Card
OCBC Cashflo Credit Card gains the customers who frequently spend more than they can afford right now through supplying a handy 0% activity installment layout and by using offering a 1% flat rebate after S$1,000 monthly spend.
FRANK Credit Card
FRANK Credit Card is good for young adults who want to spend and get rebates. Easy to apply for new applicants. OCBC FRANK Card also offers excellent rewards. If you want an accessible, no-fee cashback, no need to look for another, OCBC FRANK Card is for you.
OCBC VOYAGE Card
OCBC VOYAGE Card is more beneficial for those who travel a lot. It is for affluent consumers with a shifting travel schedule, who want to earn high miles locally and overseas. By using OCBC VOYAGE Card, you are opening a lot of privileges in your way.
OCBC Plus! VISA Credit Card
OCBC Plus! Visa Credit Card calls themselves as Singapore’s card of choice at FairPrice and more because you can enjoy up to 12% rebate on your FairPrice and Unity spend and save even more with NTUC/OCBC Plus! Visa Credit Cards. OCBC Plus! gives you key benefits that will satisfy your qualities of wants. You can save a lot by using this card.
NTUC Plus! Visa Credit Card
NTUC Plus! Visa Credit Card calls themselves as Singapore’s card of choice at FairPrice and more because you can enjoy up to 12% rebate on your FairPrice and Unity spend and save even more with NTUC/OCBC Plus! Visa Credit Cards. NTUC Plus! gives you key benefits that will satisfy your qualities of wants. You can save a lot by using this card. (for NTUC Union members)
OCBC Robinsons Group Credit Card
OCBC Robinsons Group Credit Card gives you unlimited 5% rebate on all your purchases over 10 retail brands. You can also enjoy 10% rebate at Robinsons and/or Marks & Spencer. With OCBC Robinsons Group Credit Card you can get more exclusive cardmember perks with it.
OCBC Arts Credit Card
OCBC Arts Credit Card gives you great discounts and priority booking for the latest art sceneries. OCBC Arts is well to be used for art classes and art galleries, ticket discounts, and priority bookings to concerts, events, shows and you can enjoy bonus points and redeem.
OCBC Platinum Credit Card
OCBC Platinum Credit Card is great to be used within the family. You can get exciting Platinum Card promotions. Travel, relax and unwind with them, you can even get dining deals for every occasion. With this card, you can schedule activities for family fun. And of course, you can get their health and wellness benefits.
OCBC BEST Denki Credit Card
With OCBC BEST Denki Credit Card you can buy your electronic goods and household appliances. You can get the best privileges with BEST Denki. Get for as much as 12% BEST rewards for in-store purchases.
OCBC FRANK Debit Card
The Frank Debit Card is your passport to the world of FRANK. Provided by OCBC, you save when you spend on the things that you aready love. It provides a 1% rebate when you shop, eat and ride and with various designs you can choose from!
OCBC YES! Debit Card
OCBC's YES debit card gives you access to several rebates for transport, online transactions, convenience stores and even fast food chains. It is an EMV-ready card that gives an extra layer of security for you when transacting either online or in-store.
OCBC Plus! VISA Debit Card
With the OCBC Plus! Visa Card, it gives you a world full of rewards and rebates. It has an instan approval and instant use feature which you can perform or apply through the MyInfo and enjoy S$20 cash credit for the deposit account that is opened along with your debit card.
NTUC Plus! VISA Debit Card
With the NTUC/Plus! Visa Card, it gives you a world full of rewards and rebates. It has an instan approval and instant use feature which you can perform or apply through the MyInfo and enjoy S$20 cash credit for the deposit account that is opened along with your debit card.
OCBC ExtraCash Loan
OCBC offers a diverse type of loans which can range from Cash Loans, Student Loans, and similar types of financing. Not to be looked down, but OCBC is very ideal low-income individuals as it provides a justified interest rate and also offers fixed payment and flexible payment options.
OCBC Car Financing
Ocbc Car financing offers the cheapest car loan refinancing option in Singapore. The bank additionally presents loans for the purchase of new and used cars. The bank allows borrowers to refinance their existing car loans for a very competitive rate.
OCBC Debt Consolidation Plan
OCBC Debt Consolidation Plan simplifies your finances under one repayment plan which allows individuals 21 years old and above to apply. It would help you manage your finances with a simple Debt Consolidation Plan to consolidate your outstanding balances from all your credit cards and personal loans across multiple financial institutions into one fixed monthly repayment with OCBC Bank
OCBC Bonus+ Savings Account
With the OCBC Bonus+ Savings Account you can earn up to 1.45% per year for months when you save and make no withdrawals. It enables you to maximise your savings with an account that earns higher interest on your entire account balance with just a minimum deposit of S$500
OCBC Monthly Savings Account
The OCBC Monthly Savings Account or also known as MSA allows you to earn higher interest when you save regulary with no initial deposit needed. There is however, a S$500 minimum average daily balance for the month with a fell below fee of S$2 which is waived for the first year.
OCBC Pay Anyone
OCBC Pay Anyone has a vast content that provides a satisfaction of consumer. It's easy to use for beginners. You can pay a lot using OCBC Pay Anyone. You can pay your portion with the new “bill splitting” option.
Reviews of Oversea-Chinese Banking Corporation
You get 10X points when you shop at retails for babies and children's wear
OCBC Titanium Rewards Credit Card / Oversea-Chinese Banking Corporation
I would recommend the card for use by people who frequently purchase clothing and electronics and also in particular from known on online merchants like AliExpress, Amazon, Lazada, Shopee and Taobao.You get 10X points when you shop at retails for babies and children's wear, clothes, bags and shoes, department stores, electronics and gadgets; which cover almost all retails. Also the OCBC Reward is a $10 rebate for 3600 points which I think is fare.
This card gives me $80 cash rebates every month.
OCBC 365 Credit Card / Oversea-Chinese Banking Corporation
I fancy the OCBC 365 credit because it has cash rebate of $80, but only after you full fill their criteria. They require a minimum spending of $800 per month which in turn earns interest from different spending. This card suits me just fine being that I have broad spending habit and in the process it gives me $80 cash rebates every month. My only dislike is the rebate on the general spending which is 0.3%.
Earn up to 1% rebate on your purchase
OCBC Cashflo Credit Card / Oversea-Chinese Banking Corporation
If you target to spend on major event tickets and high price items with the plan to split by instalment then this card is for you. However I notice that if you have an existing OCBC saving account, it makes bill payments much more seamless. And aside from being able to split payment into monthly instalments interest free, you can earn up to 1% rebate on your purchase. Only few cards in the market that allow auto convert spending into interest free instalment and still be entitled to 0.5% or 1% cash rebate.
OCBC Frank Card offers young adults a great, no-fee way to earn cashback from social and online spend
FRANK Credit Card / Oversea-Chinese Banking Corporation
OCBC Frank Card stands out for its low minimum spend requirement and annual fee waiver however, it’s not a great match for consumers seeking everyday cashback. Online spend on utilities, recurring bills, and school and hospital payments are all not eligible for rebate. Dining, groceries, and other categories are also not rewarded. Ultimately, OCBC Frank Card offers young adults a great, no-fee way to earn cashback from social and online spend. OCBC Frank Card is definitely worth consideration.
Consumers earn 2.4 miles per S$1 spend overseas and 1.2 miles on general local spend
OCBC VOYAGE Card / Oversea-Chinese Banking Corporation
OCBC Voyage Card is perfect for well-off consumers with a shifting travel schedule, who want to earn high miles locally and overseas. Consumers earn 2.4 miles per S$1 spend overseas and 1.2 miles on general local spend, which aligns with similar cards. Consumers are most likely to benefit from OCBC voyage card if they spend most of their budget locally, with at least 25% of local spend on dining.
Earn rebates in the form of cash rebates and LinkPoints by shopping at NTUC
OCBC Plus! VISA Credit Card / Oversea-Chinese Banking Corporation
Even as the OCBC Plus! Visa is not a cashback card, thus there is no cap, or "maximum" cash back, you get to still earn rebates in the form of cash rebates and LinkPoints by shopping at NTUC. However do note that there is a minimum spend of $500 in places outside NTUC before the full range of rebates and LinkPoints can be unlocked.