
OCBC 365 Credit Card gives you an offer to an earn cashback 7 days a week, 365 days a year, everywhere. OCBC 365 Credit Card is one of the best everyday cashback cards on the market for average shoppers spending about S$2,000/month.
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Unfortunately if you are only spending $800/month on the OCBC365 card it is not possible at all to hit the cashback cap of $80 which is a 10% cashback since the OCBC365 rebate categories only give 3-6% cashback. You should think of the $80 as the upper limit on what OCBC will give, which is really only relevant if you spend much more than 800/month on the card. I hope that helps out?