Forum
Last updated: 

How do I get to know if I have fully utilized the OCBC 365 credit card for cashback? Any tip or hack to save while earning the $80 cashback rebate?

Just curious to know if I have fully utilized the OCBC 365 credit card for cashback? And would there be any tip or hack to save while earning the cashback rebate?

User comments

    Please leave your knowledge and opinion!

    Recommending Reviews

    Investment

    This card gives me $80 cash rebates every month.

    I fancy the OCBC 365 credit because it has cash rebate of $80, but only after you full fill their criteria. They require a minimum spending of $800 per month which in turn earns interest from different spending. This card suits me just fine being that I have broad spending habit and in the process it gives me $80 cash rebates every month. My only dislike is the rebate on the general spending which is 0.3%.

    OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

    Investment

    OCBC credit card fraud department ensured that a fraudlent transaction never got through.

    My card got hacked recently and I was prompted by the OCBC credit card fraud department that my credit card had been compromised. Fortunately the discovery by OCBC at the right time ensured that the transaction never got through. For security reasons, my card was suspended and I had to wait for my new card to arrive. This 365 card is really good in cash rebates and implement some promotion of 1 for 1 for dining.

    OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

    Investment

    I have got to say that their customer services has improved tremendously

    I have used this card for many years and I agree that it used to be the best card among other banks, until when they increased the cap from $600 to $800. Their customer service used to be very poor, however over the years, I got to say that their customer services improved tremendously, especially solving customer dispute. I have recommend this card to my friends over the years and will continue to do so.

    OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

    Investment

    OCBC bank will assign a courier man to drop by your place and a have you to sign on hardcopy forms

    I realised that OCBC bank will assign a courier man to drop by your place and ask you to sign on the hardcopy form. I would say it is "very unique". It happens to my sister and my brother-in-law who eventually also applied OCBC 365 card. I think the bank officer call them to offer them, and then the officer fill up the form for them. Then it is understandable for a courier man is assigned to drop by and a signature on hardcopy form is requested.

    OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

    Investment

    You can hit $960 per year which makes it one of the best cash back card available.

    This card gives rebate for dining, petrol and shopping. This card is widely accepted and has many promotions tied up with many merchants too which I find to be very convenient. With $80 maximum rebate per month, you can hit $960 per year which makes it one of the best cash back card available.

    OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

    Investment

    The App is very user friendly and avails all transactions there at a glance

    For me bill payment was easy and practically stress-less as it was done directly with my OCBC savings account. The App I found is pretty user friendly and avails all transactions there at a glance. They also have a ton of other promotions especially for dining and petrol which comes in handy with savings.

    OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

    Recommending Forums

    Investment

    Any tip or hack to save while earning the $80 cashback rebate on my OCBC 365 Card?

    OCBC 365 Credit Card

    Investment

    Can someone enlighten me on how I can get to know if I have fully utilized the OCBC 365 credit card for cashback?

    OCBC 365 Credit Card

    Investment

    What is excluded from the computation of the minimum S$800 monthly spend on the OCBC 365 Credit Card?

    OCBC 365 Credit Card

    Related Forums

    Investment

    Should I invest on properties in Singapore?

    Investment

    Why did the MOM decide to change the money lending laws for foreigners?

    Investment

    What are investments in Singapore that would provide guaranteed principal and returns?

    Investment

    I'm investing on a farm abroad by using my credit card.I got scammed

    Investment

    What is the best unlimited mobile data plan in Singapore?

    Investment

    What are bond and how do they work?

    Related Reviews

    Investment

    Spend S$1,500 in the first 3 months to receive 24,000 Membership Rewards points

    The welcome bonus with this card is quite mouth-watering. Simply spend S$1,500 in the first 3 months to receive 24,000 Membership Rewards points. That you will find to be enough points to redeem for S$110 cash credit. Plus you can see the points add up with 100% bonus points on all spend in your first 3 months of Card Membership. I have been using this card now for 6 months and am yet to find reasons to complain.

    American Express Rewards Card / American Express International

    Investment

    OCBC Frank Card offers young adults a great, no-fee way to earn cashback from social and online spend

    OCBC Frank Card stands out for its low minimum spend requirement and annual fee waiver however, it’s not a great match for consumers seeking everyday cashback. Online spend on utilities, recurring bills, and school and hospital payments are all not eligible for rebate. Dining, groceries, and other categories are also not rewarded. Ultimately, OCBC Frank Card offers young adults a great, no-fee way to earn cashback from social and online spend. OCBC Frank Card is definitely worth consideration.

    FRANK Credit Card / Oversea-Chinese Banking Corporation

    Investment

    American Express Personal Card membership rewards points do not expire

    First of all, unlike other loyalty programmes, the American Express Personal Card membership rewards points do not expire. Furthermore, with no restriction on the number of points you can stand to accumulate, you just need to choose the reward you want and you'll have time to get it, pretty much the skies can be your limit as you can use the points the way you want from redeeming shopping, travel and entertainment rewards to offsetting purchases made on your Card.

    American Express Personal Card / American Express International

    Investment

    When I apply via MyInfoget I get to use my card instantly

    So it is really convenient that I can get and use my card instantly when I apply via MyInfo. And the cards instant digital card that can be used for mobile wallets, online and mobile app purchases. Now aside from the same day physical credit card issuance for online applications you also get S$50 cash rebate upon approval with no minimum spend required. However that is only for new OCBC Credit Card applications.

    OCBC Robinsons Group Credit Card / Oversea-Chinese Banking Corporation

    Investment

    Zero Travel Related Online Merchants

    The Citi SMRT card is a pretty decent card for spending but they unfortunately exclude travel related online merchants. This to me is the downside of the card and may be a reason to get another card for travel websites.

    Citi Prestige Card / Citibank Singapore

    Investment

    Great customer service officers

    I have had this card for a long while. The good thing with the card is that AMEX have been waiving my annual fees which is probably why I still have the card. The pros with this card include – Great customer service officers that are friendly and will do their best to help you with prompt follow ups, direct credit of miles to your Krisflyer account, many small promos every few months with a fantastic sign up promo, no minimum spending and perfect for concert lovers as AMEX offers priority to provide tickets.

    American Express Singapore Airlines KrisFlyer Ascend Credit Card / American Express International