How do I get to know if I have fully utilized the OCBC 365 credit card for cashback? Any tip or hack to save while earning the $80 cashback rebate?

Just curious to know if I have fully utilized the OCBC 365 credit card for cashback? And would there be any tip or hack to save while earning the cashback rebate?

Confused About Financial Products?

You can chat directly and receive the best offers from the experts.

  • user image

    No Name

    One tip I would love to share with you to maximise your cash rebate is to do a quick search on https://www.whatcard.sg/ to see if you get bonus cashback on OCBC365 card before spending. This has been very helpful for me to determine my cash back situation and I am sure it help you figure out how to best maximise credit card rewards.

    2019.08.01 3:23

    Please leave your knowledge and opinion!

    Recommending Reviews

    This card gives me $80 cash rebates every month.

    OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

    I fancy the OCBC 365 credit because it has cash rebate of $80, but only after you full fill their criteria. They require a minimum spending of $800 per month which in turn earns interest from different spending. This card suits me just fine being that I have broad spending habit and in the process it gives me $80 cash rebates every month. My only dislike is the rebate on the general spending which is 0.3%.

    OCBC credit card fraud department ensured that a fraudlent transaction never got through.

    OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

    My card got hacked recently and I was prompted by the OCBC credit card fraud department that my credit card had been compromised. Fortunately the discovery by OCBC at the right time ensured that the transaction never got through. For security reasons, my card was suspended and I had to wait for my new card to arrive. This 365 card is really good in cash rebates and implement some promotion of 1 for 1 for dining.

    I have got to say that their customer services has improved tremendously

    OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

    I have used this card for many years and I agree that it used to be the best card among other banks, until when they increased the cap from $600 to $800. Their customer service used to be very poor, however over the years, I got to say that their customer services improved tremendously, especially solving customer dispute. I have recommend this card to my friends over the years and will continue to do so.

    OCBC bank will assign a courier man to drop by your place and a have you to sign on hardcopy forms

    OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

    I realised that OCBC bank will assign a courier man to drop by your place and ask you to sign on the hardcopy form. I would say it is "very unique". It happens to my sister and my brother-in-law who eventually also applied OCBC 365 card. I think the bank officer call them to offer them, and then the officer fill up the form for them. Then it is understandable for a courier man is assigned to drop by and a signature on hardcopy form is requested.

    You can hit $960 per year which makes it one of the best cash back card available.

    OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

    This card gives rebate for dining, petrol and shopping. This card is widely accepted and has many promotions tied up with many merchants too which I find to be very convenient. With $80 maximum rebate per month, you can hit $960 per year which makes it one of the best cash back card available.

    The App is very user friendly and avails all transactions there at a glance

    OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

    For me bill payment was easy and practically stress-less as it was done directly with my OCBC savings account. The App I found is pretty user friendly and avails all transactions there at a glance. They also have a ton of other promotions especially for dining and petrol which comes in handy with savings.

    Recommending Forums

    Any tip or hack to save while earning the $80 cashback rebate on my OCBC 365 Card?

    OCBC 365 Credit Card

    Can someone enlighten me on how I can get to know if I have fully utilized the OCBC 365 credit card for cashback?

    OCBC 365 Credit Card

    What is excluded from the computation of the minimum S$800 monthly spend on the OCBC 365 Credit Card?

    OCBC 365 Credit Card

    Related Forums

    What are the different SmartPhone devices that I need to start a business using my smartphone?

    How do I notify my landline provider my change of address?

    WHat is the best way to invest my money on?

    Which University Majors in Singapore has the highest return on Investments?

    Are there free sim plans in Singapore?

    I can't stop spending, I need to invest now.

    Related Reviews

    Looking to maximize on the number of priority pass visits and other privileges

    HSBC VISA Infinite Credit Card / HSBC Bank Singapore

    If you are like me an HSBC Premier client and also a frequent traveller that can maximize the number of priority pass visits, limo and meet-and-assist services as well as your supplementary cardholders too, then this is the card for you. The reduced general mile earn rate is worth the trade-off for the unlimited priority pass memberships, as well as the high number of limo and meet-and-assist services that you can use.

    Poor and upleasant hotline

    HSBC Revolution Credit Card / HSBC Bank Singapore

    I am a fresh graduate and just started my first job, I signed up for this card due to the onetime $150 cash back reward for $800 spend within the first two months. However for its main monthly rewards, it is nothing to be pleasant about and the hotline is very bad, I even had to hold more than 20 minutes during non-peak hour.

    Protection of up to 90 days for online purchases

    American Express Gold Card / American Express International

    The delivered on the promise of purchase Protection of up to 90 days when ensured reimbursement on an eligible online purchases I made with my Amex Express Gold Card. Irrespective where you buy online or shopping at the local supermarket, their Purchase Protection offers repair, replacement or reimbursement on eligible purchases made with the Card, that has been damaged or stolen within 90 days of purchase.

    American Express Personal Card membership rewards points do not expire

    American Express Personal Card / American Express International

    First of all, unlike other loyalty programmes, the American Express Personal Card membership rewards points do not expire. Furthermore, with no restriction on the number of points you can stand to accumulate, you just need to choose the reward you want and you'll have time to get it, pretty much the skies can be your limit as you can use the points the way you want from redeeming shopping, travel and entertainment rewards to offsetting purchases made on your Card.

    Fantastic Rewards

    HSBC VISA Platinum Credit Card

    A 5% cash rebate on fuel purchases and a 16% instant discount is a great deal for me I must say, the HSBC VISA Platinum Credit Card indeed makes driving more fun for me as i always look forward to the 16% instant discount plus 5% cash rebate on all fuel spend at Caltex and Shell stations

    When I apply via MyInfoget I get to use my card instantly

    OCBC Robinsons Group Credit Card / Oversea-Chinese Banking Corporation

    So it is really convenient that I can get and use my card instantly when I apply via MyInfo. And the cards instant digital card that can be used for mobile wallets, online and mobile app purchases. Now aside from the same day physical credit card issuance for online applications you also get S$50 cash rebate upon approval with no minimum spend required. However that is only for new OCBC Credit Card applications.

    Confused About Financial Products?

    You can chat directly and receive the best offers from the experts.