Any tip or hack to save while earning the $80 cashback rebate on my OCBC 365 Card?

I fancy the OCBC 365 credit because it has cash rebate of $80, but only after you full fill their criteria. They require a minimum spending of $800 per month which in turn earns interest from different spending. This card suits me just fine being that I have broad spending habit and in the process it gives me $80 cash rebates every month. My only dislike is the rebate on the general spending which is 0.3%.

My card got hacked recently and I was prompted by the OCBC credit card fraud department that my credit card had been compromised. Fortunately the discovery by OCBC at the right time ensured that the transaction never got through. For security reasons, my card was suspended and I had to wait for my new card to arrive. This 365 card is really good in cash rebates and implement some promotion of 1 for 1 for dining.

I have used this card for many years and I agree that it used to be the best card among other banks, until when they increased the cap from $600 to $800. Their customer service used to be very poor, however over the years, I got to say that their customer services improved tremendously, especially solving customer dispute. I have recommend this card to my friends over the years and will continue to do so.

I realised that OCBC bank will assign a courier man to drop by your place and ask you to sign on the hardcopy form. I would say it is "very unique". It happens to my sister and my brother-in-law who eventually also applied OCBC 365 card. I think the bank officer call them to offer them, and then the officer fill up the form for them. Then it is understandable for a courier man is assigned to drop by and a signature on hardcopy form is requested.

This card gives rebate for dining, petrol and shopping. This card is widely accepted and has many promotions tied up with many merchants too which I find to be very convenient. With $80 maximum rebate per month, you can hit $960 per year which makes it one of the best cash back card available.

For me bill payment was easy and practically stress-less as it was done directly with my OCBC savings account. The App I found is pretty user friendly and avails all transactions there at a glance. They also have a ton of other promotions especially for dining and petrol which comes in handy with savings.

This is my first credit card and I was pleased with the process as the application was absolutely stress free and smooth with customer care service at top notch. I actually felt taken care of and it appeared I could rely on customer care service for virtually any issue. Plus they have a simple tracking system of cashback rewards, with a good App and web UI/UX.

The delivered on the promise of purchase Protection of up to 90 days when ensured reimbursement on an eligible online purchases I made with my Amex Express Gold Card. Irrespective where you buy online or shopping at the local supermarket, their Purchase Protection offers repair, replacement or reimbursement on eligible purchases made with the Card, that has been damaged or stolen within 90 days of purchase.

The welcome bonus with this card is quite mouth-watering. Simply spend S$1,500 in the first 3 months to receive 24,000 Membership Rewards points. That you will find to be enough points to redeem for S$110 cash credit. Plus you can see the points add up with 100% bonus points on all spend in your first 3 months of Card Membership. I have been using this card now for 6 months and am yet to find reasons to complain.

I am a fresh graduate and just started my first job, I signed up for this card due to the onetime $150 cash back reward for $800 spend within the first two months. However for its main monthly rewards, it is nothing to be pleasant about and the hotline is very bad, I even had to hold more than 20 minutes during non-peak hour.

I would recommend the card for use by people who frequently purchase clothing and electronics and also in particular from known on online merchants like AliExpress, Amazon, Lazada, Shopee and Taobao.You get 10X points when you shop at retails for babies and children's wear, clothes, bags and shoes, department stores, electronics and gadgets; which cover almost all retails. Also the OCBC Reward is a $10 rebate for 3600 points which I think is fare.

This card offers a few thrills if you are one for accumulating miles as you can earn 1.3 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases up to S$3,800 each month. On such purchases above S$3,800 each month, you can earn 2 KrisFlyer miles. Furthermore the card allows earnings of 1.3 KrisFlyer miles for every S$1 spent locally in Singapore dollars on eligible purchases up to S$3,800 each month. On such purchases above S$3,800 each month, earnings are 1.4 KrisFlyer miles. Highly recommended for those who seek to accumulate miles.