Forum
Last updated: 

Any tip or hack to save while earning the $80 cashback rebate on my OCBC 365 Card?

How do I know I have fully utilized the OCBC 365 credit card for cashback as my cash rebate did not hit the $80 mark? I spend $850 on the individual category that OCBC has indicated for cash Rebate.

User comments

  • user image

    No Name

    Unfortunately if you are only spending $800/month on the OCBC365 card it is not possible at all to hit the cashback cap of $80 which is a 10% cashback since the OCBC365 rebate categories only give 3-6% cashback. You should think of the $80 as the upper limit on what OCBC will give, which is really only relevant if you spend much more than 800/month on the card. I hope that helps out?

    2019.08.01 2:32

Please leave your knowledge and opinion!

Recommending Reviews

Investment

This card gives me $80 cash rebates every month.

I fancy the OCBC 365 credit because it has cash rebate of $80, but only after you full fill their criteria. They require a minimum spending of $800 per month which in turn earns interest from different spending. This card suits me just fine being that I have broad spending habit and in the process it gives me $80 cash rebates every month. My only dislike is the rebate on the general spending which is 0.3%.

OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

Investment

OCBC credit card fraud department ensured that a fraudlent transaction never got through.

My card got hacked recently and I was prompted by the OCBC credit card fraud department that my credit card had been compromised. Fortunately the discovery by OCBC at the right time ensured that the transaction never got through. For security reasons, my card was suspended and I had to wait for my new card to arrive. This 365 card is really good in cash rebates and implement some promotion of 1 for 1 for dining.

OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

Investment

I have got to say that their customer services has improved tremendously

I have used this card for many years and I agree that it used to be the best card among other banks, until when they increased the cap from $600 to $800. Their customer service used to be very poor, however over the years, I got to say that their customer services improved tremendously, especially solving customer dispute. I have recommend this card to my friends over the years and will continue to do so.

OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

Investment

OCBC bank will assign a courier man to drop by your place and a have you to sign on hardcopy forms

I realised that OCBC bank will assign a courier man to drop by your place and ask you to sign on the hardcopy form. I would say it is "very unique". It happens to my sister and my brother-in-law who eventually also applied OCBC 365 card. I think the bank officer call them to offer them, and then the officer fill up the form for them. Then it is understandable for a courier man is assigned to drop by and a signature on hardcopy form is requested.

OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

Investment

You can hit $960 per year which makes it one of the best cash back card available.

This card gives rebate for dining, petrol and shopping. This card is widely accepted and has many promotions tied up with many merchants too which I find to be very convenient. With $80 maximum rebate per month, you can hit $960 per year which makes it one of the best cash back card available.

OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

Investment

The App is very user friendly and avails all transactions there at a glance

For me bill payment was easy and practically stress-less as it was done directly with my OCBC savings account. The App I found is pretty user friendly and avails all transactions there at a glance. They also have a ton of other promotions especially for dining and petrol which comes in handy with savings.

OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

Recommending Forums

Investment

How do I get to know if I have fully utilized the OCBC 365 credit card for cashback? Any tip or hack to save while earning the $80 cashback rebate?

Just curious to know if I have fully utilized the OCBC 365 credit card for cashback? And would there be any tip or hack to save while earning the cashback rebate?

OCBC 365 Credit Card

Investment

Can someone enlighten me on how I can get to know if I have fully utilized the OCBC 365 credit card for cashback?

OCBC 365 Credit Card

Investment

What is excluded from the computation of the minimum S$800 monthly spend on the OCBC 365 Credit Card?

OCBC 365 Credit Card

Related Forums

Investment

Are there free sim plans in Singapore?

Investment

How do I notify my landline provider my change of address?

Investment

What are investments in Singapore that would provide guaranteed principal and returns?

Investment

What are the different types of stock?

Investment

How do I buy and sell my bonds?

Investment

What are the different SmartPhone devices that I need to start a business using my smartphone?

Related Reviews

Investment

Family Package Rewards

My family had a really fun time with the 10% off Siam Adventure Club Family Package Booking which came with breakfast for 2 adults and up to 2 kids with a Kids room setup in room and full access to kids activities. We even enjoyed daily evening drinks for whole family on selected menu from 5pm to 6pm.

HSBC VISA Platinum Credit Card / HSBC Bank Singapore

Investment

Looking to maximize on the number of priority pass visits and other privileges

If you are like me an HSBC Premier client and also a frequent traveller that can maximize the number of priority pass visits, limo and meet-and-assist services as well as your supplementary cardholders too, then this is the card for you. The reduced general mile earn rate is worth the trade-off for the unlimited priority pass memberships, as well as the high number of limo and meet-and-assist services that you can use.

HSBC VISA Infinite Credit Card / HSBC Bank Singapore

Investment

American Express Personal Card membership rewards points do not expire

First of all, unlike other loyalty programmes, the American Express Personal Card membership rewards points do not expire. Furthermore, with no restriction on the number of points you can stand to accumulate, you just need to choose the reward you want and you'll have time to get it, pretty much the skies can be your limit as you can use the points the way you want from redeeming shopping, travel and entertainment rewards to offsetting purchases made on your Card.

American Express Personal Card / American Express International

Investment

Close to 6.5% rebates on dining

I have held this card for quite a long time and one thing I like about the card is the fact that it is used for CapitaLand malls and they are almost everywhere. So I enjoy dining taking advantage of the 10x rewards merchants to accumulate the points faster. Imagine getting close to 6.5% rebates on dining. Not to forget their sign up bonus of $60 rebates in vouchers when you spend $1,500. That's a 4% rebate excluding the points you will earn which will convert into vouchers too.

American Express CapitaCard / American Express International

Investment

Earnings of 1.3 KrisFlyer miles for every S$1 spent locally

This card offers a few thrills if you are one for accumulating miles as you can earn 1.3 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases up to S$3,800 each month. On such purchases above S$3,800 each month, you can earn 2 KrisFlyer miles. Furthermore the card allows earnings of 1.3 KrisFlyer miles for every S$1 spent locally in Singapore dollars on eligible purchases up to S$3,800 each month. On such purchases above S$3,800 each month, earnings are 1.4 KrisFlyer miles. Highly recommended for those who seek to accumulate miles.

American Express Singapore Airlines PPS Club Credit Card / American Express International

Investment

5% year-round cash rebates on dining, groceries, petrol and more

For me nothing beats the 5% year-round cash rebates on dining, groceries, petrol and transport (that is taxis, ride hailing, trains and buses inclusive), locally and overseas when you spend minimum S$600 per month. And the cash rebate is capped at S$150 per month. So if you don’t drive, not to worry as you can enjoy 5% cash rebate for your transportation needs, be it a taxi ride, a booking made via ride hailing apps, or trains/buses.

HSBC Premier MasterCard / HSBC Bank Singapore