Forum
Last updated: 

Can someone enlighten me on how I can get to know if I have fully utilized the OCBC 365 credit card for cashback?

If I am not able to have my cash rebate for the OCBC 365 Credit Card to hit the $80 mark even as every month I spend $800 on the individual category that OCBC has pointed out. Should I consider changing to a lower tier credit card to hit my OCBC 360 criteria?

User comments

  • user image

    No Name

    My friend if you are only spending $800/month on the OCBC365 card then unfortunately you may not be able to hit the cashback cap of $80 (which is a 10% cashback in the actual sense) since the OCBC365 rebate categories only give 3-6% cashback. You should however consider the $80 as the upper limit on what OCBC will give you, which is really only applicable if you spend much more than 800/month on the card. Finally, the 0.3% bonus interest rate on OCBC360 account is not considered part of the $80 cashback. Unfortunately again. All the best my friend.

    2019.08.01 5:44

Please leave your knowledge and opinion!

Recommending Reviews

This card gives me $80 cash rebates every month.

I fancy the OCBC 365 credit because it has cash rebate of $80, but only after you full fill their criteria. They require a minimum spending of $800 per month which in turn earns interest from different spending. This card suits me just fine being that I have broad spending habit and in the process it gives me $80 cash rebates every month. My only dislike is the rebate on the general spending which is 0.3%.

OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

OCBC credit card fraud department ensured that a fraudlent transaction never got through.

My card got hacked recently and I was prompted by the OCBC credit card fraud department that my credit card had been compromised. Fortunately the discovery by OCBC at the right time ensured that the transaction never got through. For security reasons, my card was suspended and I had to wait for my new card to arrive. This 365 card is really good in cash rebates and implement some promotion of 1 for 1 for dining.

OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

I have got to say that their customer services has improved tremendously

I have used this card for many years and I agree that it used to be the best card among other banks, until when they increased the cap from $600 to $800. Their customer service used to be very poor, however over the years, I got to say that their customer services improved tremendously, especially solving customer dispute. I have recommend this card to my friends over the years and will continue to do so.

OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

OCBC bank will assign a courier man to drop by your place and a have you to sign on hardcopy forms

I realised that OCBC bank will assign a courier man to drop by your place and ask you to sign on the hardcopy form. I would say it is "very unique". It happens to my sister and my brother-in-law who eventually also applied OCBC 365 card. I think the bank officer call them to offer them, and then the officer fill up the form for them. Then it is understandable for a courier man is assigned to drop by and a signature on hardcopy form is requested.

OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

You can hit $960 per year which makes it one of the best cash back card available.

This card gives rebate for dining, petrol and shopping. This card is widely accepted and has many promotions tied up with many merchants too which I find to be very convenient. With $80 maximum rebate per month, you can hit $960 per year which makes it one of the best cash back card available.

OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

The App is very user friendly and avails all transactions there at a glance

For me bill payment was easy and practically stress-less as it was done directly with my OCBC savings account. The App I found is pretty user friendly and avails all transactions there at a glance. They also have a ton of other promotions especially for dining and petrol which comes in handy with savings.

OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

Recommending Forums

Any tip or hack to save while earning the $80 cashback rebate on my OCBC 365 Card?

OCBC 365 Credit Card

How do I get to know if I have fully utilized the OCBC 365 credit card for cashback? Any tip or hack to save while earning the $80 cashback rebate?

Just curious to know if I have fully utilized the OCBC 365 credit card for cashback? And would there be any tip or hack to save while earning the cashback rebate?

OCBC 365 Credit Card

What is excluded from the computation of the minimum S$800 monthly spend on the OCBC 365 Credit Card?

OCBC 365 Credit Card

Related Forums

Why did the MOM decide to change the money lending laws for foreigners?

What is Singapore's main landline provider?

How do U apply for a telephone line in Singapore?

Is it true that foreigners would be subjected to aggregate loan caps?

What is the best unlimited mobile data plan in Singapore?

Are there free sim plans in Singapore?

Related Reviews

OCBC Frank Card offers young adults a great, no-fee way to earn cashback from social and online spend

OCBC Frank Card stands out for its low minimum spend requirement and annual fee waiver however, it’s not a great match for consumers seeking everyday cashback. Online spend on utilities, recurring bills, and school and hospital payments are all not eligible for rebate. Dining, groceries, and other categories are also not rewarded. Ultimately, OCBC Frank Card offers young adults a great, no-fee way to earn cashback from social and online spend. OCBC Frank Card is definitely worth consideration.

FRANK Credit Card / Oversea-Chinese Banking Corporation

Poor and upleasant hotline

I am a fresh graduate and just started my first job, I signed up for this card due to the onetime $150 cash back reward for $800 spend within the first two months. However for its main monthly rewards, it is nothing to be pleasant about and the hotline is very bad, I even had to hold more than 20 minutes during non-peak hour.

HSBC Revolution Credit Card / HSBC Bank Singapore

Complimentary Night Stay a Success

Very impressed by the complimentary night stay I got after I made bookings for a five nights stay at a resort I spent my birthday at in Malaysia. Even more pleasing was the complimentary golf games at a high quality golf courses in Malaysia. As a matter of fact, I had as much as six complementary golf games.

Citi Cash Back Visa Card / Citibank Singapore

You get 10X points when you shop at retails for babies and children's wear

I would recommend the card for use by people who frequently purchase clothing and electronics and also in particular from known on online merchants like AliExpress, Amazon, Lazada, Shopee and Taobao.You get 10X points when you shop at retails for babies and children's wear, clothes, bags and shoes, department stores, electronics and gadgets; which cover almost all retails. Also the OCBC Reward is a $10 rebate for 3600 points which I think is fare.

OCBC Titanium Rewards Credit Card / Oversea-Chinese Banking Corporation

Zero Travel Related Online Merchants

The Citi SMRT card is a pretty decent card for spending but they unfortunately exclude travel related online merchants. This to me is the downside of the card and may be a reason to get another card for travel websites.

Citi Prestige Card / Citibank Singapore

Family Package Rewards

My family had a really fun time with the 10% off Siam Adventure Club Family Package Booking which came with breakfast for 2 adults and up to 2 kids with a Kids room setup in room and full access to kids activities. We even enjoyed daily evening drinks for whole family on selected menu from 5pm to 6pm.

HSBC VISA Platinum Credit Card / HSBC Bank Singapore