Can someone enlighten me on how I can get to know if I have fully utilized the OCBC 365 credit card for cashback?
If I am not able to have my cash rebate for the OCBC 365 Credit Card to hit the $80 mark even as every month I spend $800 on the individual category that OCBC has pointed out. Should I consider changing to a lower tier credit card to hit my OCBC 360 criteria?
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My friend if you are only spending $800/month on the OCBC365 card then unfortunately you may not be able to hit the cashback cap of $80 (which is a 10% cashback in the actual sense) since the OCBC365 rebate categories only give 3-6% cashback. You should however consider the $80 as the upper limit on what OCBC will give you, which is really only applicable if you spend much more than 800/month on the card. Finally, the 0.3% bonus interest rate on OCBC360 account is not considered part of the $80 cashback. Unfortunately again. All the best my friend.