The only downside is the increased minimum spending to get cashback
It was very easy to apply for this card, I did the online application and it was rather fast. No issues and I received my card quite fast. Being that this is my main card, I get bonus interest on my OCBC account after hitting the minimum spending. The only downside is the increased minimum spending to get cashback. This I believe is now $800 minimum spending and cashback capped at $80. For a young adult, this card suits my spending needs and habits so I am satisfied with the experience.
Providers mentioned by this review
Oversea-Chinese Banking Corporation
Oversea-Chinese Banking Corporation, Limited (OCBC), is consistently ranked amongst the World's Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker, was formed in 1932 by the merger of three local banks, oldest of which was founded in 1912. It is one of the highest-ranked banks as it is the second-largest financial services group in Southeast Asia by assets and is recognized for its financial strength and stability. OCBC Bank and its subsidiaries are widely acclaimed all throughout Singapore, Malaysia, Indonesia, and Greater China. It has more than 560 branches and representative offices in 19 countries and regions. OCBC Bank and its subsidiaries offer a comprehensive range of specialist financial and wealth management services and are listed on the SGT-ST as one of the largest listed companies in Singapore by market capitalization. It is also one of the largest listed banks in Southeast Asia by market capitalization and has more than 29,000 employees globally.no reviews5