POSB Everyday Card

Last updated: 

POSB Everyday Card offers you up to 15% cash rebates for everyday essentials. POSB Everyday provides great benefits that will surely make you enjoy your spending. You can be fooled by its looks but don't be, it’s actually one of the best cashback credit cards for cash rebates at Sheng Siong, Watsons and SPC petrol kiosks.

DBS Bank

DBS Bank Ltd, earlier known as The Development Bank of Singapore Limited and "people's bank" respectively, is a multinational banking and financial services corporation. DBS Bank is a technological forward bank that beliefs in continuously reinventing itself to provide simple, fast and contextual banking solutions and experiences. DBS is highly acclaimed for its leadership in digital and has garnered more than 20 global accolades. It was titled "World's best bank" by Euromoney in 2019 and also won Global Bank of the year from The Banker and Best Bank in the world from the Global Finance in 2018. All these victories make it the first bank in the world to hold three of the most prestigious global best bank honors at the same time. DBS operates in 18 markets globally, including six priority markets in Asia, namely Singapore, Hong Kong, China, India, Indonesia, and Taiwan. Hence it is the only Asian bank which operates in the three key axes of growth - Southeast Asia, Greater China

Reviews of POSB Everyday Card

Cool card that is all about rebates and more rebates

This card is perfect for my everyday use, starting from the 15% cash rebates on dining, bus and MRT rides, the 5% cash rebates when I decide to shop at Sheng Siong and 3% cash rebates at Watsons. It is a good card to have overall and actually one of the best cashback credit cards for cash rebates at Sheng Siong, Watsons and SPC petrol kiosks.

POSB Everyday Card / DBS Bank

The POSB Everyday Card is a great option for moms and families who spend across a variety of categories

The POSB Everyday Card is a great option for moms and families who spend across a variety of categories. While rates may differ with different promotional offerings, cardholders are frequently rewarded with high rates for spend in essential categories. For example, consumers typically earn rebates of up to 15% on dining, groceries, transport, personal care and utilities, plus up to 20% in fuel savings. Even with its annual fee of S$192.6 waived the first year, average spenders can quickly recoup the cost while earning additional rewards for daily spend.

POSB Everyday Card / DBS Bank

POSB Everyday Card offers families and average spenders a convenient way to earn cashback for diversified spend

POSB Everyday Card offers families and average spenders a convenient way to earn cashback for diversified spend. Consumers earn rebates on dining, groceries, petrol, health and wellness, transport, and even recurring bills which are often excluded from cashback rates. Although some rates apply only to specific merchants, they are mostly big brands offering up to 20.1% petrol savings with SPC, 15% rebate with Parking.sg, 5% with Gojek, Ryde, & Comfort del Gro, 5% at Sheng Siong, and 3% on wellness products at Watsons. Consumers also earn 1% cash rebate on recurring bills with select merchants, but earnings are capped at just S$1 per month, which is quite low.

POSB Everyday Card / DBS Bank

POSB Everyday Card offers promotional rebates that are not merchant specific

POSB Everyday Card does offer promotional rebates that are not merchant specific were cardholders earn up to 15% cashback on online food delivery and public transport bus and MRT rides, as well as 5% at restaurants, cafes, and other dining outlets. One drawback is that these promotional rates are contingent on reaching a Personalised Spend Goal, which DBS assigns on a person-to-person basis according to average spending patterns. If a cardholder fails to meet this minimum, they will only be rewarded with a base rebate of 0.3%.

POSB Everyday Card / DBS Bank

Card proves an exceptional fit for those with a high volume of spend on daily essentials

While POSB Everyday Card is very versatile, category rewards rates may still be lower than some competitors. For instance some offer 10% cashback on dining, transport, medical spend and more, and OCBC 365 Card offers 3% cashback on recurring telco and electricity bills. Nonetheless, POSB Everyday Card often offers promotional rates in key categories like dining and transport that boost the card's value significantly. Overall, POSB Everyday Card proves an exceptional fit for those with a high volume of spend on daily essentials. While the annual fee of S$192.6 is waived for only the first year, the broad range of cashback opportunities allow average consumers to quickly recoup this cost while continuing to earn rewards.

POSB Everyday Card / DBS Bank

In my opinion the best cashback for the POSB Everyday Card is for petrol at SPC 6% bonus cashback

The POSB Everyday Card probably owes its reputation to its key bonus rebates for Sheng Siong and Watsons, where you can earn 5% and 3% cashback respectively. For the former, cashback is capped at $50, which means you can spend up to $1,000 per month. In my opinion the best cashback for the POSB Everyday Card is for petrol at SPC 6% bonus cashback and a direct 15% discount when you use it with an SPC&U card.

POSB Everyday Card / DBS Bank

Forums mentioning POSB Everyday Card

Do I have to credit my POSB Everyday card to my Multiplier to fulfil its credit card component?

POSB Everyday Card

Should I auto top-up my travel card with my POSB Everyday card or do I rather use it as an Ez-link?

POSB Everyday Card

Hello everyone, how much percentage of cash rebates can I earn on daily essentials with the new POSB Everyday Card?

POSB Everyday Card

Other products by DBS Bank

DBS Bank

DBS Live Fresh Card

DBS Live Fresh Card

DBS Live Fresh Card lets you have a fresh start. You can experience fresh, look fresh, taste fresh, wander fresh with DBS Live Fresh Card. You can also get great rebate for all online shopping, including transactions made via Visa PayWave (Apply Pay, Samsung Pay, Google Pay).

3
5

DBS Bank

SAFRA DBS Card

SAFRA DBS Card

You'll enjoy the DBS SAFRA Card which is a credit card as well as a SAFRA Membership Card. SAFRA is not just another recreation club, it is the go-to destination for all social, recreational, sports and educational facilities for NSmen and their families.

4
3

DBS Bank

DBS Takashimaya VISA Card

DBS Takashimaya VISA Card

DBS Takashimaya Cards will indulge in your shopping spree with up to 6% voucher rebates & more at Takashimaya Department Store and Takashimaya Square. With DBS Takashimaya you will get an additional 10% savings during selected sale events at Takashimaya Department Store.

3
5

DBS Bank

DBS Esso Card

DBS Esso Card

DBS Esso Card offers drivers a great way to turn petrol purchases into fuel savings and rewards. You can get up to 21.2% fuel savings. With DBS Esso Card you can earn Smiles Points on all your card spend. You'll get a 0% interest-free Instalment Payment Plan for Motor Insurance and Road Tax.

3
1

DBS Bank

DBS Woman’s Card

DBS Woman’s Card

DBS Woman’s Card is for those who prefer to pay for purchases in installments. The card that knows what women want. The card also offers consumers discounts and gifts in beauty, wellness, and fashion.

2
1

DBS Bank

DBS Black VISA Card

DBS Black VISA Card

DBS Black Card gives you a 6% Cashback Promotion. You can be rewarded with up to 3X DBS Points. With Black card, you can avail their promotions that will surely guarantee your needs. Black card is for consumers seeking miles for contactless spend. It can be also for individuals who mostly shop locally and who makes big purchases & pay in installments.

3
1

DBS Bank

DBS NUS Alumni Card

DBS NUS Alumni Card

DBS NUS Alumni & DBS NUSS Cards is the only card that gives back to your alma mater. With DBS NUS Alumni & DBS NUSS Cards you can enjoy the convenience of a combined credit and membership card. You can even earn up to 2X DBS Points. You can find exclusive benefits on their page.

3
1

DBS Bank

DBS Altitude VISA Signature

DBS Altitude VISA Signature

DBS Altitude Card: The fastest way to fly is for those consumers who want to avoid annual fees but still earning miles. The annual fee will be waived if every year you spend of S$25,000. Seeking a miles card with respectable rewards rates and a variety of travel perks but without an annual fee.

4
1