American Express International Rating & Review 2024

This is my first credit card and I was pleased with the process as the application was absolutely stress free and smooth with customer care service at top notch. I actually felt taken care of and it appeared I could rely on customer care service for virtually any issue. Plus they have a simple tracking system of cashback rewards, with a good App and web UI/UX.

I find it very pleasant and rewarding the Platinum Wellness offerings of the AMEX Express Platinum Credit Card as I get to rest and replenish after a hard week at work. I treat myself to spa privileges that come with my Card Membership with spa vouchers from Adeva Spa, Spa Rael and The Ultimate. I do this one’s a week and enjoy up to 40% off à la carte spa services at Adeva Spa, Spa Rael and The Ultimate. Simply relaxing and feels good to be pampered.

Seldom would you find a card that has your best interest at heart as the AMEX Express Platinum Reserve Credit Card with its Emergency legal and medical assistance even when you are anywhere in the world. You can enjoy privileges around the globe with Live the World and American Express with all round protection against accidental damage or theft for your purchases.

I have held this card for quite a long time and one thing I like about the card is the fact that it is used for CapitaLand malls and they are almost everywhere. So I enjoy dining taking advantage of the 10x rewards merchants to accumulate the points faster. Imagine getting close to 6.5% rebates on dining. Not to forget their sign up bonus of $60 rebates in vouchers when you spend $1,500. That's a 4% rebate excluding the points you will earn which will convert into vouchers too.

The American Express Krisflyer Credit Card has an attractive sign up bonus and it is easy to use to accumulate on miles as no conversion into KF account is required, and monthly auto “sweeping” of miles help save in the conversion fee. I also have had good experiences with their customer care service as the call center service is absolutely awesome.

I have had this card for a long while. The good thing with the card is that AMEX have been waiving my annual fees which is probably why I still have the card. The pros with this card include – Great customer service officers that are friendly and will do their best to help you with prompt follow ups, direct credit of miles to your Krisflyer account, many small promos every few months with a fantastic sign up promo, no minimum spending and perfect for concert lovers as AMEX offers priority to provide tickets.

The AMEX Express Singapore Airlines Solitaire PPS Credit Card gives a First Year Fee Waiver for you to enjoy and also for your supplementary card members. In addition there are no transfer fees and all the KrisFlyer miles you can earn are directly transferred automatically to your KrisFlyer account with no transfer fee. I would recommend this card for these few reasons which could really make the difference.

This card offers a few thrills if you are one for accumulating miles as you can earn 1.3 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases up to S$3,800 each month. On such purchases above S$3,800 each month, you can earn 2 KrisFlyer miles. Furthermore the card allows earnings of 1.3 KrisFlyer miles for every S$1 spent locally in Singapore dollars on eligible purchases up to S$3,800 each month. On such purchases above S$3,800 each month, earnings are 1.4 KrisFlyer miles. Highly recommended for those who seek to accumulate miles.

The welcome bonus with this card is quite mouth-watering. Simply spend S$1,500 in the first 3 months to receive 24,000 Membership Rewards points. That you will find to be enough points to redeem for S$110 cash credit. Plus you can see the points add up with 100% bonus points on all spend in your first 3 months of Card Membership. I have been using this card now for 6 months and am yet to find reasons to complain.

First of all, unlike other loyalty programmes, the American Express Personal Card membership rewards points do not expire. Furthermore, with no restriction on the number of points you can stand to accumulate, you just need to choose the reward you want and you'll have time to get it, pretty much the skies can be your limit as you can use the points the way you want from redeeming shopping, travel and entertainment rewards to offsetting purchases made on your Card.

The delivered on the promise of purchase Protection of up to 90 days when ensured reimbursement on an eligible online purchases I made with my Amex Express Gold Card. Irrespective where you buy online or shopping at the local supermarket, their Purchase Protection offers repair, replacement or reimbursement on eligible purchases made with the Card, that has been damaged or stolen within 90 days of purchase.

I like the idea that I can receive 40,000 Membership Rewards points when I get to successfully refer any of my friends to the card. Even more so as my friends can also receive 40,000 Membership Rewards points upon spend of S$5,000 in the first 3 months of their Card Membership. I think that is pretty much a win-win situation.

As is the case with most unlimited cashback cards, the Amex True Cashback Card is a great cashback card for people who are making hugely expensive life transitions. For example paying for a 5-star hotel wedding banquet or moving into a new home type of purchases would fit perfectly with this card.

Before we get all excited, let’s first try to put the record straight, and that is that you cannot use your credit card to repay your home loan. I find this to be very unfortunately but irrespective, it pays to sign up for a credit card with very relaxed terms & conditions when you’re about to move in to your new home. That is because, apart from home loan repayments, you’re going to be paying for a lot of assorted items like furniture, appliances, renovations, an interior designer, etc. Many of these won’t fall into bonus cashback categories like online shopping, dining or groceries.

It is worthy to note that you can benefit even more from the True Cashback Card when you travel overseas. You get to enjoy an additional 1% cashback on all foreign currency spending with no minimum spending requirements, even through your Welcome Bonus period. In order to enjoy the additional 1% cashback, existing and new card members must register online at amex.co/tcbfcs.

Generally this is a cashback card as you get to enjoy 3% cashback on everything you spend on in the first 6 months up to $5,000. Subsequently, you get 1.5% cashback. At first glance, the cashback rate of 1.5% may not be impressive especially when other cards are offering cashback rates as high as 6% to 9%. But upon closer inspection, cards that offer very high cashback rates usually only do so subject to two conditions; spending in certain categories, and that you satisfy their minimum spending requirements.

While certain cards might limit their generous cashback rate to specific categories for e.g. online purchases only, and/or require you to spend at least $600 a month to qualify for the cashback. In that respect therein lies the American Express True Cashback Card’s real strength, which is their 1.5% cashback rate is offered with no strings attached.

I have been an AMEX platinum card holder for a while now and I sometimes receive complimentary hotel stay, invitation to pre-launch events as well as a complimentary AMEX reserve card, however you will need to apply for it separately but is complimentary. Furthermore, on top of the usual benefits that comes with the AMEX platinum card, you get the additional benefits offered by AMEX Reserve card.

The annual fee is too hefty I think and there is no doubt about it. However the benefits with this card are not only enjoyed by myself, but by my friends and family too. The most valuable treat I enjoy the most is the unlimited lounge access for me and my two supplementary card holders inclusive of their guests.

Even as not all merchants accept the Amex card, whenever I have the chance to use the Amex I go right ahead and take up the opportunity. The rewards are worth the spending however with a great lounge at the airport and great vouchers that they mail me regularly on hotels and business class tickets. Additionally, lots of restaurants offer great deals too on Amex.

I recommend this card for its complimentary access into Tower Club as users of the platinum Card are given access to this elite, members-only Tower Club Singapore. This Club is situated in a serene and breath-taking location and affords members privileges such as the use of all the dining and conference facilities, as well as invitations to all club events and activities.

The Pros with this card from my observations include the fact that high membership Rewards points earn rate at specific merchants including a 50% savings at many high end restaurants, an attractive signup offer for 2 nights stay at the hotel. The Cons include a non-waivable annual fee and a High minimum spend to qualify for signup rewards

I like the shopping benefits that come with this card starting with the opportunity to earn 2X Membership Rewards points with your Credit Card for every $1.60 you spend and with EXTRA from Membership Rewards, you stand to earn a total of 10 Membership Rewards points for every $1.60 spent at Platinum EXTRA Partners. You can be assured of peace of mind when you shop with your card with the cards 90-Day Purchase Protection and 90-Day Return Guarantee

I am still trying to take advantage of the all year-round savings of up to 50% at over 60 restaurants and hotels dining island wide with the cards love dining privileges. So much to choose from don’t you think so? Plus you can save up to 50% savings with American Express Selects at a wide selection of restaurants in Singapore

With this card what I enjoy in particular the Petrol Stations Benefits which allows one to enrol the card to enjoy 7.1% savings via statement credit on your net petrol purchases at SPC and up to 21% savings with the rebate (15% onsite + 6.04% savings via statement credit) at SPC.

The American express CapitaCard is my first credit card and I find the sign up bonus attractive as I received $20 CapitaVouchers, which come in the form of STAR$ after being referred by my friend while my friend would receive S$30 CapitaVouchers also in the form of STAR$ after referring to me. Besides that, you can get to earn STAR$ points when shopping at Capitalmalls.

I feel this card is only worth its onions because of the sign up bonus. However subsequently, it might be good for families that spend most of their time in capitaland mall for the "free carpark". Pretty much this card offers features that revolve your life around capitaland malls and if you are not excited by that then you could try other cards. By the way this is the only credit card that can be used to purchase capita vouchers

It feels quite good to receive a lot of capitastar points when spending with this card, but still it is not really worth it to convert points to capitamall vouchers and other in-app deals are more value for money. I actually held this card for close to one year when Amex decided to charge me annual fee for second year and couldn't waive it because my spending wasn't high enough to justify the waiver, I converted it to the true cashback card.

The Amex KrisFlyer card is probably the best-known of all American Express credit cards in Singapore, and this may have to do with it being the official co-branded credit card of Singapore Airlines. I feel the main benefit is that you earn KrisFlyer miles directly with everything you charge to this card, unlike someother miles cards, where you earn in the bank’s rewards points, which then takes money and time to convert to actual miles.

With the American express Singapore Airlines KrisFlyer credit card, although you earn rates they are very minimal and as low as 1.1 miles per $1 spent locally, which when compared to as much as 1.5 miles with other credit cards. Also their 2 miles per $1 spent overseas packages appears to be only valid in June & December.