Get $300 limit on delays, $300 for missed connections and another $500 for diversions

The FWD policy wording doesn’t mention any sporting exclusions, with the exception of competitive sports and hiking/trekking above 3,000m. Considering that most outdoor activities are covered, their lowest tier plan (Premium) is very good value for money. For the basic plan, FWD Premium has quite a high trip cancellation claim limit of $7,500 which applies for haze-related cancellation or infectious diseases like Zika and dengue too. Where FWD loses out is in the below-average travel inconvenience benefits. For example, for travel delays, you get $300 limit on delays, another $300 for missed connections and another $500 for “diversions”. It is very hard to claim the full benefit.

Products mentioned by this review

FWD Travel Insurance First

FWD Travel Insurance First provides an easy application process and competitive rates. FWD gives you a decent coveragfe for your safe travel at any destnation, they also provide specialized plans for higher-risk trips.

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Providers mentioned by this review

FWD Singapore

FWD is a trusted and reliable insurance company based in Quarry Bay, Hong Kong which beliefs in making insurance as simple as possible. It came into existence in 2013 with a focus on forging a delightful and convenient customer experience substantially backed by digital technology. FWD Groups are distinguished across Asia with its key markets being Hong Kong & Macau, Thailand, Indonesia, the Philippines, Singapore, Vietnam, and Japan providing a vast range of specialized services such as Life insurance, General Insurance, Employee Benefits, Financial Planning, Group Insurance, Broker Management, Bancassurance, Tied Agency, Alternative Distribution, digital commerce, insurance tech, intermediaries, travel insurance. The company aspires to be a leading Pan-Asian insurer and reconstruct the way people view insurance through its customer-friendly approach and easy to use products. It has a staff strength of about 5,000.

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Generally FWD offers decent coverage for a safe travel destination

I must say that the FWD Travel Insurance Premium is very easy to apply and also avails competitive rates as well. Generally FWD offers decent coverage for a safe travel destination however if you’re going somewhere with a higher risk involved like a ski trip for instance, you might want to consider specialized plans. But generally, the application process and ease of getting a quote upfront is great with competitive prices too.

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$18 for the cheapest one week coverage plan in ASEAN countries.

This is definitely one of the affordable brands and their prices are often competitive with ongoing promos particularly if you’re travelling beyond Southeast Asia. Don’t you think that $27 for a week’s coverage in expensive countries like Australia and New Zealand is really quite a good deal? Now with such low prices you’d think they’d hold out on discounts but not at all, as they currently offer 20% off with the promo code TRAVEL20. That’s $18 for the cheapest one week coverage plan in ASEAN countries.

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