Should I really get one?
I am not comfortable spending a lot of money on things that I cannot use at the moment. I usually use my money for my leisure. Most of the people that I know have insurance and keeps on telling me to get insurance while still young. But I cannot see the point of insurance if I have money to sustain myself.
Insurance is a great thing to have. Being secured for your future is a great idea that may help you and your family if ever something happened to you. But not everyone is convinced with insurance. Insurance is a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for the payment of a premium. So your family's money is secured if ever something happens to you.