should I use mine or should I avoid all completely
Me and the wife have been talking about using this credit card that was issued to me last year and I havent used it for the fear of debt and interest, but I really need the money would it be worth it to swipe it or should I just completely forget about it, not really familiar with these kinds of concepts, but please I need information
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You just need to way out if it would be a priority to spend the money now and pay for it later, its all about answering the question of it being necessary? Because if it isnt then it I strongly suggest that you put the credit card down and just save up, credit cards pile up with interest but I dont think the interest that you expect is as big as you think, especially if you are able to pay for it in the span of months.