Forum
Last updated: 

My credit card has been used by other person, what can I do to retrieve my money back?

Me and my girlfriend likes to go out on dates and we buy a lot of stuffs. We buy each other stuffs. I know how much the costs that I have using up. I am sure that I maintain myself in a limit that would not exceed my budget. I got a call from the bank that they saw my transtions have an unfamiliar transactions under my credit card name. I figured that someone is using a fake credit card under my name

User comments

  • user image

    No Name

    There are a lot of cases not only in Singapore but all over the world. Identity theft is an illegal thing to do. Being someone who is not you is against all the laws in the world. Usually things like this happens to banks. You can easily prove yourself that you are not the one who is using your credit card at that time and the bank can locate where the transaction is made.

    2020.03.24 15:44

Please leave your knowledge and opinion!

Related Forums

Lending my credit card

should I use mine or should I avoid all completely

Am I required to have a credit card?

Denied credit card

How do I block my credit card?

My bestfriend is sick

Related Reviews

On both occasions the customer service has been phenominal

Even as it was my first time dealing with them the customer service staff were very friendly and helpful delivering on a fast and smooth transaction processing time. On my second time using them I was not disappointed too as I had a very pleasant transaction and would gladly recommend them to my friends and family. Trusted dealer!

Asia Carz Credit Car Loan / Asia Carz Credit

Apply for a loan in just 3 minutes

What makes Auto Credit Express unique is that they have created one of the largest networks of auto dealers that specialize in financing auto loans for different types of credit profiles. You can get an auto loan for a new or used car by getting funding within a few days by applying for a loan in 3 minutes and enjoy phone support is fast and friendly

U Credit Car Loan / U Credit

Lowest rates for new and used car loans in Singapore

DBS charges interest rate of 2.28% for its car loans to individuals that apply online and that is the lowest rate offered for both new and used car loans in Singapore. In my opinion this makes DBS the most affordable option for those that require financing in order to purchase a vehicle. It is also worth noting that DBS is currently offering an even lower rate for the purchase of used cars (1.99% p.a.) in a promotion.

DBS Car Loan / DBS Bank

Car loan calculator that allows for the calculation of monthly payments

The Standard Chartered car loan calculator allows for the calculation of monthly payments you’ll need to make if you take up a car loan. Simply indicate the car type, enter the required loan amount, loan term and click “Calculate”. You should remember to always consider if you’ll be financially comfortable to meet up payment for the projected monthly instalments while still meeting your basic needs before committing to a car purchase.

Standard Chartered Auto Financing / Standard Chartered Bank Singapore

Islamic auto financing

Maybank charges a much higher interest rate of 3.25% for its car loans than other lenders in Singapore, making it a less affordable option however, borrowers that are unable to obtain a car loan from other banks may want to keep Maybank in mind as a an alternative to other lenders. It is also worth noting that Maybank offers Islamic auto financing, which may be of interest to prospective borrowers.

Maybank Car Loans Singapore / Maybank Singapore

A no-no for individuals seeking the cheapest car loan

This car loan is a no-no for individuals seeking the cheapest car loan or borrowers seeking to refinance their existing car loan as interest rates of 2.78% and 2.98% don’t come cheap. Irrespective, UOB could be a good backup source of car financing for individuals that are not approved for loans from other banks. Additionally, the bank is unique because it offers flexible car loan repayment schemes and Certificate of Entitlement (COE) loans for used cars.

UOB Car Loan / United Overseas Bank