They charge a joining fee and early redemption fee

Very high cash promotions for new to bank sign ups. 1.5% unlimited cashback with no minimum spend, quite a good choice for low spenders who don’t have to fulfil different category spending. Generally decent cash back, but worth it more if you spend in larger amounts that is $800 and above. The credit billing cycle is also rather confusing to locate in-app as well.

This card allows users to enjoy up to 10X rewards points for every S$1 spent in foreign currency on overseas retail, dining and travel transactions, with absolute no minimum spend required. I found this offer to be very rewarding on my last overseas vacation with my wife and kids with all the dining and shopping we engaged in.

As a Priority Banking clients, I can earn 360◦ Rewards Points on selected mortgage loans current and savings accounts, fixed deposits, and investments, as long as I spend S$500 per month on my Visa Infinite Credit Card. Even more, my points never expire as I can redeem my 360◦ Rewards Points for air miles, cashback and other products which I can find online.

I signed up for this card initially because it has no minimum spend and the application was generally quick and easy as compared to others however, it turns out that I had to reduce the usage of this card as I feel 1-2% cashback is too Low. There are more competitive cards outside if you can hit like at least 300 a month

The Prudential Platinum Card allows me to earn additional 4X Rewards Points per S$1 spent in local currency on qualifying dining transactions, and additional 9X Rewards Points per S$1 spent in foreign currency on qualifying foreign currency transactions. However such additional Rewards Points are subject to a cap of 20,000 Rewards Points per year.