4X Rewards Points per S$1 spent in local currency

The Rewards cap of 20,000 Rewards Points is only applicable to the additional 360° Rewards Points awarded on Qualifying Dining Transactions and Qualifying Foreign Currency Transactions. But once you reach the cap, you may continue to earn 1X Reward Point per S$1 (or its equivalent for spends that are not made in Singapore Dollars, as the case may be) spent on the card on all eligible Prudential Card Transactions. Additional Rewards Points are for all Qualifying Dining Transactions, where you will earn additional 4X Reward Points for every S$1 spent in Singapore Dollars; and for every Qualifying Foreign Currency, you will earn additional 9X Reward Points for every S$1 spent in foreign currency (spends that are not made in Singapore Dollars).

No, you are not particularly required to make any minimum spend amount to qualify for the new additional Rewards Points under the Promotion. The Rewards Cap of 50,000 Rewards Points applies for a full year from the approval date of your Prudential Visa Signature Credit Card and will be reset every anniversary of the approval date.

The Prudential Platinum Card charges cash advance fee per transaction of 6% on the Cash Advance, which is subject to a minimum fee of $15 plus Finance Charges at 0.077% per day on the amount withdrawn from the date of the transaction until the date of full payment. A late payment charge of S$80 is charged if minimum payment due is not received by the due date. The EIR applicable on your credit card and funds transfer account(s) will be adjusted to 28% per annum if the minimum payment due is not received by the due date. If you have only missed one payment, it will be reinstated to the prevailing EIR once minimum payment due is made in full. If however your account has been twice or more past due on a consecutive basis, the EIR will only revert to 26.9% once minimum payment due for the relevant consecutive months where your account was past due is made in full.