How does the Rewards Cap of 20,000 Rewards Points work for the Prudential Platinum Card?

No, you are not particularly required to make any minimum spend amount to qualify for the new additional Rewards Points under the Promotion. The Rewards Cap of 50,000 Rewards Points applies for a full year from the approval date of your Prudential Visa Signature Credit Card and will be reset every anniversary of the approval date.

The Prudential Platinum Card charges cash advance fee per transaction of 6% on the Cash Advance, which is subject to a minimum fee of $15 plus Finance Charges at 0.077% per day on the amount withdrawn from the date of the transaction until the date of full payment. A late payment charge of S$80 is charged if minimum payment due is not received by the due date. The EIR applicable on your credit card and funds transfer account(s) will be adjusted to 28% per annum if the minimum payment due is not received by the due date. If you have only missed one payment, it will be reinstated to the prevailing EIR once minimum payment due is made in full. If however your account has been twice or more past due on a consecutive basis, the EIR will only revert to 26.9% once minimum payment due for the relevant consecutive months where your account was past due is made in full.

A bond is debt instrument that a government or a company issues to raise money.. Bonds are low-risk, stable and predictable investment. Investors earn from this because the investors act as a lender and the government acts as the borrower.

At first it might sound lika a hoax but since this is Singapore where possibilities are limitless. There is a company called Circles.Life that offers a free sim only plan. Their plan includes 1GB of data, 30min talk time and 10 SMS every month for S$0. This is perfect for someone who just needs a sim card for emergency purposes or someone who needs a line so they can be reached but does not use their phone much. TPG also offers one which includes 2G of data/day but you can;t use it for calls and SMS.

There are many ways to invest your money. You could invest it by opening a high yeild savings account for emergency purposes or you could invest all of it on CPF. There is also an option of dividing the money and putting half of it in your savings account and putting half in CPF. Eitherway it all depends on your current financial status and necessities.

There are four main companies in Singapore that offers business plans. We have OCBC, Maybank, POSB and Philip Share. This plan is great for individuals who just started working and have little capital to invest, people who don't want to spend time analysing stocks and people who dislike market volitility.

There are a lot of cheap plans but the best that provides what you are looking for are StarHubGiga and M1 which offers, 1,000 SMS, 1,000 min of calls and 25-30GB of data for only S$25.but if you're looking for something cheaper but still somewhat decent, you could try Zero1 though you will encounter speed reduction after 1GB of mobile data use.

Bond market is similar to the stock market however the bond market is a larger market. You bdon;t have to hold onto the bond until it matures before selling it. There are a few terms that you should know when buying and selling bonds. You should always be familiar with the market price. You should sell your bonds at a premium to earn from your bonds. There are times when you really have to sell your bond at a discount to avoid further loses however avoid it if it is avoidable.