How much do I need tfor my retirement?
There would come a time when our bodies would not cooperte with us anymore and would tell us that it is our time to stop working and retire to enjoy the rest of our life that remains. Until such time comes we all strive to save enough or more for our retirement. How much money should I save for my retirement?
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There are countless models you can use to calculate the amount of money you need to retire comfortably in your golden years. I prefer the 300 rule where the average amount you spend every month and multiply by 300. The rule of 300 is based on the 4% rule in retirement. The 4% rule refers to your withdrawal rate: the annual percentage amount you withdraw from your investment portfolio when you retire.