What are the Key Benefits of the American Express Personal Card?

My experience with card security has not been a pleasant one in the past as my card got compromised at a point, so I wonder if the American Express Personal Card provides World-class security Services?

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    From my personal experience you can enjoy peace of mind from your travels and shopping as protection is included with your Card to offers you repairs, replacement or reimbursement on eligible purchases made with your Card, which has either been damaged or stolen within 90 days of purchase. With coverages up to S$8,000 per item and up to a maximum of S$80,000 per calendar year per Card Member Account. And in the case of unexpected happenings when you travel overseas, you can receive immediate advice with the cards 24/7 global helpline, free referrals to an English-speaking doctor, lawyer or relevant professional, and assistance on passport replacement, missing luggage and more. You also get to receive free accidental death and dismemberment insurance while travelling on a public conveyance for up to S$200,000. This is exclusively eligible for Card Member, there spouse and dependent children under 23 years old.

    2019.08.01 5:40

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    American Express Personal Card membership rewards points do not expire

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    First of all, unlike other loyalty programmes, the American Express Personal Card membership rewards points do not expire. Furthermore, with no restriction on the number of points you can stand to accumulate, you just need to choose the reward you want and you'll have time to get it, pretty much the skies can be your limit as you can use the points the way you want from redeeming shopping, travel and entertainment rewards to offsetting purchases made on your Card.

    Membership Rewards points with the AMEX express personal card never expire

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    Unlike with other competing loyalty programmes, the Membership Rewards points with the AMEX express personal card never expire and furthermore, with no restriction on the number of points you can accumulate, you only just need to choose the reward you want and you'll have time to get it as pretty much the sky's the limit.

    Use points to redeem shopping, travel and entertainment rewards

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    With this card you can use points the way you want, right from redeeming shopping, travel and entertainment rewards to offsetting purchases made on your Card. So I encourage you to try it and use your membership rewards points the way you want to use it. Visit the membership rewards page to find out more ways you can use your points.

    Coverage up to S$8,000 per item and up to a max of S$80,000 per calendar year

    American Express Personal Card / American Express International

    With their Purchase Protection whether you're buying online or shopping at your local supermarket, the Purchase Protection offers you repair, replacement or reimbursement on eligible purchases made with your Card that has been damaged or stolen within 90 days of purchase. With coverage up to S$8,000 per item and up to a maximum of S$80,000 per calendar year per Card Member Account.

    You earn 2 Membership Rewards points for every S$1.60 spent

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    With the membership rewards programme, you earn 2 Membership Rewards points for every S$1.60 spent. Enrolment into the Membership Rewards Programme is required for points to be awarded however and you may choose to enrol either as a non-frequent traveller option of $10 you earn membership rewards points towards redeeming dining and shopping rewards OR the frequent traveller option of $40 you earn Membership Rewards points towards redeeming dining & shopping rewards, flights and hotel stays.

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