My mum just recently retired from a long career and is eager to make some decent investments. I would appreciate any suggestions but most importantly sound and proven investments please!
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HSBC VISA Infinite Credit Card / HSBC Bank Singapore
I fancy the OCBC 365 credit because it has cash rebate of $80, but only after you full fill their criteria. They require a minimum spending of $800 per month which in turn earns interest from different spending. This card suits me just fine being that I have broad spending habit and in the process it gives me $80 cash rebates every month. My only dislike is the rebate on the general spending which is 0.3%.
OCBC 365 Credit Card / Oversea-Chinese Banking Corporation
I like the idea that I can receive 40,000 Membership Rewards points when I get to successfully refer any of my friends to the card. Even more so as my friends can also receive 40,000 Membership Rewards points upon spend of S$5,000 in the first 3 months of their Card Membership. I think that is pretty much a win-win situation.
American Express Platinum Card / American Express International
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American Express Rewards Card / American Express International
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American Express Platinum Credit Card / American Express International
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American Express Gold Card / American Express International
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Hi there! First and foremost, the time frame needs to be ascertained. However I would recommend an annuity. An annuity is simply a contract between one and an insurance company whereby you make a lump sum deposit or series of deposits and periodically receive in return disbursements which according to the agreed terms initiate either immediately or at some point in the future. Obviously, the goal here will be to provide your mum a steady stream of income during her retirement. I hope this helps.