I want to apply for a renovation loan.

Entering the business world is a tough thing to do. You have a lot of competitors that might be pulling you down. One of the problems of some people who want to start a business is the capital. You can start a business without a capital, but mostly it is more advantageous to start a business with a capital. You can loan money from banks and they will give you some advices too. You can loan money from other people too.

Just as long as the interest rates are not that high and that loan isn't going to be lasting long without it being paid, then I say it is a matter of priority of whether you should get a loan because if all else fails and you fail to pay the loan immediately, the interest rates will get you otherwise and you will be under twice the amount of debt that you started with, ofcourse it can be helped just as long as you responsibly find out the set backs of having a personal loan and if you are able to handle of paying the said loan when the need arrives

Actually, you must need to be a Singaporean/PR aged 21-62. And you must have a minimum income of $12,000 p.a. Your parents or a sponsor can apply for a loan (for you) ... And your loan guarantor (if applicable) must have a minimum income of $30,000. But as like you told that you're from a poor family. From my idea, whose of home income will not $12,000. Hence it's a big problem to take loans for study. But don't worry, I've an awesome idea for you. Listen to me carefully. You can take the support of your any best friend and from my idea, you'll have to best friend whose income will be good who could help you. If you don't have any friends so you need to search who could finish your problem. When you get best friend so you can get loans through him. And then when you get succeed so you've to paid that loans.

I don't think most credit cards provide the ability to transfer funds to a bank account. However, I think it is possible to withdraw cash with cash advance.

It's a very difficult and dangerous situation for you. Because your whole life is going to turn into a dark night. But you must need to control yourself with patience. And ahead, you've not to do anything at this moment. Because some such moment does in our life. At that moment, we've to stay totally silent which to better for us. Okay then, let's talk about your situation, you shut up totally, don't lose control of yourself, don't take tension. You get became relaxed and cool. Because it will help in fighting your situation. Again let's talk about what will happen next. First of all, if your girlfriend does true love with you so she will stay with you. Otherwise, she will go by leaving you. And in a few moments, you'll come on land from the sky. Where on you'll have to alone again as before. But everyone and everything can leave you. But one thing can't leave you on any turn and nor in any situation. That is. Your experience, your will power your goals and your mindset. Which these things will go ahead by taking you. Because you're forgetting that you did start from the same situation. Hence you can start again from here.

Starting a business is a great idea but has a lot of risks. When your business has reached its limit, it will go to bankruptcy. It will surely go to liquidation to compensate the debts that has been occured to the creditors. Now, you can still open a business even though you have debts. It depends on the business you are planning.