$199 cashback for loans of $1,000 and above if you apply through MoneySmart

Products mentioned by this review

Standard Chartered CashOne Personal Loan

Standard Chartered personal loan boasts a competitve interest rate amongst the ranks. Instant cash is also possible and you may get up to S$1,0888 cashback on your approved loan and you may also get S$160 Anniversary Cashback (Anniversary Cashback is only valid up until December 31, 2019)

2 reviews

Rates and Fees

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Providers mentioned by this review

Standard Chartered Bank Singapore

Standard Chartered Bank in Singapore is an integral part of an international Banking group as it is where the bank opened its first branch in 1859. After about 150 years, the bank is still adherent to its purpose which was to drive commerce and prosperity through its unique diversity. In October 1999, Standard Chartered Bank was amongst the first international banks to receive a Qualifying Full Bank (QFB) license which is an endorsement of the Group's long-standing commitment to its commitment in the business. The Bank has won numerous accolades in the financial sector including the Singapore Quality Class (SQC) certification and certification for Innovation and Service which represents its sustainable business performance and robust management system. Standard Chartered banking system is present in 60 markets having has 1,026 branches worldwide and employ more than 86,000 people around the world. It is also among the top 100 largest companies listed on the London Stock Exchange and also listed on two of Asia's largest stock exchanges.

24 reviews

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Recommending Forums

I am Self-employed, how do I qualify for CashOne Personal Loan?

Standard Chartered CashOne Personal Loan

It is very straight forward actually as you must be between 21 and 65 years of age with a minimum annual income of $20,000 for Singapore Citizens and Permanent Residents. So it does not matter if you are employed or self-employed but will need documents like a copy of your latest Income Tax Notice of Assessment and must be have been in business for a minimum of two years. You will also be required to provide your latest Utility bills, latest Bank or Credit Card statements e-statement inclusive, a copy of rental agreements showing your address, latest mobile phone statements / pay TV statement.

I'm a principal Standard Chartered Bank (Singapore) Limited Credit Card Cardholder. Do I have to provide any documents to apply for the CashOne Personal Loan?

Standard Chartered CashOne Personal Loan

If you already have a credit card with the bank you don’t need not submit any documents however, if you have recently experienced a change in income, you will need to submit your latest income documents during the application, so that they can review your credit limit and your CashOne Personal Loan application accordingly. For annual income of S$20,000 to less than S$30,000; 1-year loan tenor: 9.80% p.a. (EIR 27.56% p.a.), 2-year loan tenor: 9.80% p.a. (EIR 23.14% p.a.), 3-year loan tenor: 10.80% p.a. (EIR 22.99% p.a.), 4-year loan tenor: 10.80% p.a. (EIR 21.80% p.a.), 5-year loan tenor: 10.80% p.a. (EIR 20.92% p.a.). Interest is calculated based on the ‘front-end add-on’ method by multiplying the principal loan amount by the specified annual Applied Rate for the full tenor of the plan. The interest charged per month is not spread equally throughout the tenor.