This card will only work for you if you are a wealthy Singapore airlines customer

This card offers a few thrills if you are one for accumulating miles as you can earn 1.3 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases up to S$3,800 each month. On such purchases above S$3,800 each month, you can earn 2 KrisFlyer miles. Furthermore the card allows earnings of 1.3 KrisFlyer miles for every S$1 spent locally in Singapore dollars on eligible purchases up to S$3,800 each month. On such purchases above S$3,800 each month, earnings are 1.4 KrisFlyer miles. Highly recommended for those who seek to accumulate miles.

This card allows for users to earn KrisFlyer miles faster with 2 KrisFlyer miles for every $1 spent on singaporeair.com, silkair.com, KrisShop and at SilkAir SkyShop, both in-flight and online. I like that a lot as I am a frequent flyer. Additionally, you can earn 1.3 KrisFlyer miles for every $1 you spend on all purchases in Singapore and 1.4 KrisFlyer miles per $1 after you spend over $3,800 in a month.

This card has no conversion fee and every KrisFlyer mile you earn by using this card goes directly goes into your KrisFlyer account. There's no need to pay conversion fees or book your flights weeks in advance as all American Express and Singapore Airlines co-branded cards let you earn KrisFlyer miles automatically. Other miles credit cards like Citi PremierMiles Visa Card and UOB PRVI Miles Visa Card let you earn points which then have to be converted to Krisflyer miles plus you still need to pay a conversion fee.

The low point with this card is that it’s only for Singapore Airlines PPS Club members. Basically you will have to be a member of the Singapore Airlines PPS Club, and joining the club isn't as easy as you may assume. Essentially, you will have to make $25,000 net worth of travel bookings for suites, first class or business class on Singapore Airlines or SilkAir, within the space of one year.

This is my first credit card and I was pleased with the process as the application was absolutely stress free and smooth with customer care service at top notch. I actually felt taken care of and it appeared I could rely on customer care service for virtually any issue. Plus they have a simple tracking system of cashback rewards, with a good App and web UI/UX.