No minimum spend and a quick and easy application

I signed up for this card initially because it has no minimum spend and the application was generally quick and easy as compared to others however, it turns out that I had to reduce the usage of this card as I feel 1-2% cashback is too Low. There are more competitive cards outside if you can hit like at least 300 a month

Products mentioned by this review

Standard Chartered Spree Credit Card

The Spree Credit Card provides you unresistible privileges It covers the features of SC Easybill, Credit Card Credit Limit Review, Temporary Credit Limit Increase, Fund Transfer, EasyPay, Credit Card Payments, 0% Interest Installment Plan, Live The Good Life every day, Mobile Payments, Tap-and-Pay Payments, and Card Safe Guarantee.

3

1

Providers mentioned by this review

Standard Chartered Bank Singapore

Standard Chartered Bank in Singapore is an integral part of an international Banking group as it is where the bank opened its first branch in 1859. After about 150 years, the bank is still adherent to its purpose which was to drive commerce and prosperity through its unique diversity. In October 1999, Standard Chartered Bank was amongst the first international banks to receive a Qualifying Full Bank (QFB) license which is an endorsement of the Group's long-standing commitment to its commitment in the business. The Bank has won numerous accolades in the financial sector including the Singapore Quality Class (SQC) certification and certification for Innovation and Service which represents its sustainable business performance and robust management system. Standard Chartered banking system is present in 60 markets having has 1,026 branches worldwide and employ more than 86,000 people around the world. It is also among the top 100 largest companies listed on the London Stock Exchange and also listed on two of Asia's largest stock exchanges.

no reviews

5

Please leave your knowledge and opinion!

Recommending Reviews

1.5% unlimited cashback with no minimum spend

Very high cash promotions for new to bank sign ups. 1.5% unlimited cashback with no minimum spend, quite a good choice for low spenders who don’t have to fulfil different category spending. Generally decent cash back, but worth it more if you spend in larger amounts that is $800 and above. The credit billing cycle is also rather confusing to locate in-app as well.

Standard Chartered Unlimited Cashback Credit Card / Standard Chartered Bank Singapore

10X rewards points for every S$1 spent in foreign currency

This card allows users to enjoy up to 10X rewards points for every S$1 spent in foreign currency on overseas retail, dining and travel transactions, with absolute no minimum spend required. I found this offer to be very rewarding on my last overseas vacation with my wife and kids with all the dining and shopping we engaged in.

Standard Chartered Rewards+ Credit Card / Standard Chartered Bank Singapore

Earn 360◦ Rewards Points on selected mortgage loans

As a Priority Banking clients, I can earn 360◦ Rewards Points on selected mortgage loans current and savings accounts, fixed deposits, and investments, as long as I spend S$500 per month on my Visa Infinite Credit Card. Even more, my points never expire as I can redeem my 360◦ Rewards Points for air miles, cashback and other products which I can find online.

Standard Chartered VISA Infinite / Standard Chartered Bank Singapore

4X Rewards Points per S$1 spent in local currency

The Prudential Platinum Card allows me to earn additional 4X Rewards Points per S$1 spent in local currency on qualifying dining transactions, and additional 9X Rewards Points per S$1 spent in foreign currency on qualifying foreign currency transactions. However such additional Rewards Points are subject to a cap of 20,000 Rewards Points per year.

Standard Chartered Prudential Platinum Card / Standard Chartered Bank Singapore

You can earn up to 300 additional Rewards Points per month

With the Standard Chartered VISA you can earn up to 300 additional Rewards Points per month on your other banking relationships in deposits, mortgages, investments and online transactions, when you charge $250 to your Platinum Credit Card in that particular calendar month. In addition you can receive up to 3% cashback on your eligible MasterCard debit Card transactions, subject to monthly overall cashback cap of S$200.

Standard Chartered VISA Platinum / Standard Chartered Bank Singapore

Recommending Forums

Would you consider SCB Spree cards efficient for utility payments?

SCB Spree has no exclusion and can be used for virtually all utility payments e.g. internet and phone bills plus you still get 1.5% cashback. Personally I find that efficient but depending on your needs I suggest you take a look at each retailer's website offer with the banks, so that you aim for the best deal.

Standard Chartered Spree Credit Card

In terms of utility payments is the SCB Singpost/Spree Card a good deal?

In terms of Utility payment, it is best to look for each retailer's website offer with the banks, so that you aim for the best deal as they have partnership that may offer better deals however if the retailers of your choice has no other deal, SCB Spree has no exclusion, so you can use it for anything inclusive of phone/internet bills and still get the 1.5% cashback.

Standard Chartered Spree Credit Card

What are the guarantees for Digital Online Shopping Protection and Online Price Guarantee with the Spree Credit Card?

The Spree Credit Cardholders Digital Online Shopping Protection ensures that in the event that a Spree Credit Cardholder buys goods online for personal use that turns out to be a “Non-delivery of the goods” or “Non-compliant goods”, insurance cover of up to S$1,000 during the Period of Insurance is provided, subject to the Allianz Cyber Insurance Master Policy and Conditions. As for Online Price Guarantee, If a Spree Credit Cardholder purchases a Covered Item online, pays for it in full, using the SCB Spree Credit Card and within 14 calendar days of the date of purchase, finds the exact item being offered at a lower price on another website, Allianz will reimburse the price difference up to S$1,000 per Covered Item, subject to the Allianz Cyber Insurance Master Policy and Conditions.

Standard Chartered Spree Credit Card