Has anyone tried Citi Premier Miles Travel Insurance by AXA, what would be your say about its efficiency and does it covers the basics?

In my opinion, this card is one of the best cards in the market especially as there are no expiry date to miles earned and an amazing 2 VIP airport lounge access. I love the fact that the card can be used for major big ticket items and to clock mileage. Redemption can be done easily without hassle and customer service staff are very helpful

In my opinion, this used to be the best miles card around primarily because of the little to no restrictions on the types of transactions eligible for miles. Unfortunately this is no more based on the new card agreement on their site, a whole bunch of transactions are now excluded from earning miles. Excluded transactions include any top-ups or payment of funds to payment service providers, prepaid cards and any prepaid accounts and also bill payments will also be excluded.

The Pros that stand out for me with this card include the fact that the card is good for general spending while miles you accumulate with this card do not expire while there are many miles programs available for conversion. The card offers high miles per dollar for selected merchants with a free lounge pass yearly. Finally I just love that the card also comes with basic travel insurance. On the other hand the cons is that the card is not as fantastic if you are accumulating miles for large ticket items.

This is a good card and getting approval took me 2 days and was generally hassle-free. I like that the points with the card don’t expire and I am quite blown away by the many promotions and discounts for flight, hotel, dining and shopping. I don’t know if my mind will change in a few months down the line but at the moment, I have no complaints using this card.

Too bad that it takes such a long time to convert transactions to miles while some daily transactions like top-up Ezlink card won’t be converted to miles. I am really not crazy about miles but I am willing to hold on to this card for its renewal miles bonus of 10,000 miles - $1 to 50 miles. Best deal I must say and the miles do not expire. In conclusion they have a decent miles earning though not the best.

I like the idea that I can receive 40,000 Membership Rewards points when I get to successfully refer any of my friends to the card. Even more so as my friends can also receive 40,000 Membership Rewards points upon spend of S$5,000 in the first 3 months of their Card Membership. I think that is pretty much a win-win situation.

Very impressed by the complimentary night stay I got after I made bookings for a five nights stay at a resort I spent my birthday at in Malaysia. Even more pleasing was the complimentary golf games at a high quality golf courses in Malaysia. As a matter of fact, I had as much as six complementary golf games.

If you target to spend on major event tickets and high price items with the plan to split by instalment then this card is for you. However I notice that if you have an existing OCBC saving account, it makes bill payments much more seamless. And aside from being able to split payment into monthly instalments interest free, you can earn up to 1% rebate on your purchase. Only few cards in the market that allow auto convert spending into interest free instalment and still be entitled to 0.5% or 1% cash rebate.

My family had a really fun time with the 10% off Siam Adventure Club Family Package Booking which came with breakfast for 2 adults and up to 2 kids with a Kids room setup in room and full access to kids activities. We even enjoyed daily evening drinks for whole family on selected menu from 5pm to 6pm.

Even as the OCBC Plus! Visa is not a cashback card, thus there is no cap, or "maximum" cash back, you get to still earn rebates in the form of cash rebates and LinkPoints by shopping at NTUC. However do note that there is a minimum spend of $500 in places outside NTUC before the full range of rebates and LinkPoints can be unlocked.

I find it very pleasant and rewarding the Platinum Wellness offerings of the AMEX Express Platinum Credit Card as I get to rest and replenish after a hard week at work. I treat myself to spa privileges that come with my Card Membership with spa vouchers from Adeva Spa, Spa Rael and The Ultimate. I do this one’s a week and enjoy up to 40% off à la carte spa services at Adeva Spa, Spa Rael and The Ultimate. Simply relaxing and feels good to be pampered.