Would I be getting good benefits with the Citi PremierMiles Visa card?

In my opinion, this card is one of the best cards in the market especially as there are no expiry date to miles earned and an amazing 2 VIP airport lounge access. I love the fact that the card can be used for major big ticket items and to clock mileage. Redemption can be done easily without hassle and customer service staff are very helpful

In my opinion, this used to be the best miles card around primarily because of the little to no restrictions on the types of transactions eligible for miles. Unfortunately this is no more based on the new card agreement on their site, a whole bunch of transactions are now excluded from earning miles. Excluded transactions include any top-ups or payment of funds to payment service providers, prepaid cards and any prepaid accounts and also bill payments will also be excluded.

The Pros that stand out for me with this card include the fact that the card is good for general spending while miles you accumulate with this card do not expire while there are many miles programs available for conversion. The card offers high miles per dollar for selected merchants with a free lounge pass yearly. Finally I just love that the card also comes with basic travel insurance. On the other hand the cons is that the card is not as fantastic if you are accumulating miles for large ticket items.

This is a good card and getting approval took me 2 days and was generally hassle-free. I like that the points with the card don’t expire and I am quite blown away by the many promotions and discounts for flight, hotel, dining and shopping. I don’t know if my mind will change in a few months down the line but at the moment, I have no complaints using this card.

Too bad that it takes such a long time to convert transactions to miles while some daily transactions like top-up Ezlink card won’t be converted to miles. I am really not crazy about miles but I am willing to hold on to this card for its renewal miles bonus of 10,000 miles - $1 to 50 miles. Best deal I must say and the miles do not expire. In conclusion they have a decent miles earning though not the best.

The AMEX Express Singapore Airlines Solitaire PPS Credit Card gives a First Year Fee Waiver for you to enjoy and also for your supplementary card members. In addition there are no transfer fees and all the KrisFlyer miles you can earn are directly transferred automatically to your KrisFlyer account with no transfer fee. I would recommend this card for these few reasons which could really make the difference.

My family had a really fun time with the 10% off Siam Adventure Club Family Package Booking which came with breakfast for 2 adults and up to 2 kids with a Kids room setup in room and full access to kids activities. We even enjoyed daily evening drinks for whole family on selected menu from 5pm to 6pm.

For me nothing beats the 5% year-round cash rebates on dining, groceries, petrol and transport (that is taxis, ride hailing, trains and buses inclusive), locally and overseas when you spend minimum S$600 per month. And the cash rebate is capped at S$150 per month. So if you don’t drive, not to worry as you can enjoy 5% cash rebate for your transportation needs, be it a taxi ride, a booking made via ride hailing apps, or trains/buses.

A 5% cash rebate on fuel purchases and a 16% instant discount is a great deal for me I must say, the HSBC VISA Platinum Credit Card indeed makes driving more fun for me as i always look forward to the 16% instant discount plus 5% cash rebate on all fuel spend at Caltex and Shell stations

Unfortunately, the HSBC advance card is not an unlimited cashback card as they have a cap on the cashback per month, even for advance banking clients. Furthermore, if you are not an advance banking client, you would not get subsequent card fee waiver if you do not get to spend at least $12,000 in a year.

This is my first credit card and I was pleased with the process as the application was absolutely stress free and smooth with customer care service at top notch. I actually felt taken care of and it appeared I could rely on customer care service for virtually any issue. Plus they have a simple tracking system of cashback rewards, with a good App and web UI/UX.