Has anyone tried Citi Premier Miles Travel Insurance by AXA, what would be your say about its efficiency and does it covers the basics?

I am going on foreign trip and bought my tickets on Citi Card however am not quite sure about AXA insurance at the very least.

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    No Name

    Yes it’s a good card. The App is very seamless, user friendly, fast, and convenient. Easy to use and good for beginner miles chaser. You can call it my everyday card for its efficiency and convenience. Citibank also has one of the most airline transfer partners so that is a major advantage.

    2019.08.01 2:21

    Please leave your knowledge and opinion!

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    In my opinion, this card is one of the best cards in the market especially as there are no expiry date to miles earned and an amazing 2 VIP airport lounge access. I love the fact that the card can be used for major big ticket items and to clock mileage. Redemption can be done easily without hassle and customer service staff are very helpful

    This used to be the best miles card around primarily because of the little to no restrictions on the types of transactions eligible for miles.

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    In my opinion, this used to be the best miles card around primarily because of the little to no restrictions on the types of transactions eligible for miles. Unfortunately this is no more based on the new card agreement on their site, a whole bunch of transactions are now excluded from earning miles. Excluded transactions include any top-ups or payment of funds to payment service providers, prepaid cards and any prepaid accounts and also bill payments will also be excluded.

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    The Pros that stand out for me with this card include the fact that the card is good for general spending while miles you accumulate with this card do not expire while there are many miles programs available for conversion. The card offers high miles per dollar for selected merchants with a free lounge pass yearly. Finally I just love that the card also comes with basic travel insurance. On the other hand the cons is that the card is not as fantastic if you are accumulating miles for large ticket items.

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    This is a good card and getting approval took me 2 days and was generally hassle-free. I like that the points with the card don’t expire and I am quite blown away by the many promotions and discounts for flight, hotel, dining and shopping. I don’t know if my mind will change in a few months down the line but at the moment, I have no complaints using this card.

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    Too bad that it takes such a long time to convert transactions to miles while some daily transactions like top-up Ezlink card won’t be converted to miles. I am really not crazy about miles but I am willing to hold on to this card for its renewal miles bonus of 10,000 miles - $1 to 50 miles. Best deal I must say and the miles do not expire. In conclusion they have a decent miles earning though not the best.

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