If I decide to hold on to both my MANHATTAN Card as well as a regular credit card, will card features such as credit limit still be the same?

In my humble opinion, I will have to say MANHATTAN $500 card as they let you hang loose with a cool $500 credit limit and Cashback on all your spends. You earn 0.25% Cashback on everything you spend and Cashback is awarded monthly and reflected on your monthly statements. Cashback is applicable only for retail spending and is not awarded on payment for annual fees, late fees and such other similar forms of payment. The Bank reserves the right to amend any terms of the Cashback, including its percentage, at its sole discretion without notice. And they offer a waiver for the first year annual fee of about $32.

Just like in any country, there aren't many investments that guarantee your principal as well as returns in Singapore but of those that do, you should be very careful of scams. One other thing to understand is that when you get to enjoy such safety in your investments and visibility in your cashflows, you need to be prepared to accept a rate of return that is close to the risk-free rate. Your first bet is to invest on Singapore Government Treasury bills and/or Singapore Government Bonds. You can also try investing on saving plans or fixed deposits but the returns are low. If you want higher returns then you really need to invest on high risk investments.

There are four main companies in Singapore that offers business plans. We have OCBC, Maybank, POSB and Philip Share. This plan is great for individuals who just started working and have little capital to invest, people who don't want to spend time analysing stocks and people who dislike market volitility.

You can submit a change of address notification to your telephone provider online or yu could always call your phone provider's customer service for further inquiries about the change and charges: Procedures such as account closure and account transfer may have to take place at a customer service centre.

If you are a tourist then you don't need to worry because it will not apply to those with a temporary presence in Singapore, It will only apply to foreigners who are holders of Work Passes, Long Term Visit Passes, Short Term Visit Passes, Dependant's Passes and Student Passes.

You need not worry about using your credit cards when buying your medical supplements here in Singapore. There are big pharmacies that accepts credit card transactions .You can just go directly to the local pharmacy, show your medical perscription i your medication needs one and just ask them to swipe your credit card and then you're good to go.

Bond market is similar to the stock market however the bond market is a larger market. You bdon;t have to hold onto the bond until it matures before selling it. There are a few terms that you should know when buying and selling bonds. You should always be familiar with the market price. You should sell your bonds at a premium to earn from your bonds. There are times when you really have to sell your bond at a discount to avoid further loses however avoid it if it is avoidable.