What is the auto-activation magstripe feature of the DBS Takashimaya Cards all about?

Although a 0.5% voucher rebate sounds like it’s not that exciting but when you consider that it is a 0.5% rebate on all card spend, that is all your shopping, dining and other card spend turned into voucher rebates to offset your shopping at Takashimaya Department Store, then it begins to make more sense as a deal. Plus you can redeem S$10 Takashimaya Shopping Voucher with every S$2000 spent outside Takashimaya Department Store per quarter.

With the DBS Takashimaya card you get to earn 2 Takashimaya bonus points for every $12 charged to this card at Takashimaya Department Stores, including at all its high-end designer boutiques. After charging $1,800 to your card you can accumulate 300 bonus points and can redeem $90 Takashimaya Gift Voucher which is equivalent to a 5% voucher rebate

I believe it is best to become a Takashimaya VIP member and enjoy an additional 10% discount at the Takashimaya department stores aside from basic 2 Takashimaya bonus points you earn for every $12 charged to the card at Takashimaya Department Stores store during selected sale events. You can equally enjoy a free $3 top-up to your Cash Card with a minimum purchase of $120 at the Takashimaya Department Store

I like this card for the 5% voucher rebates that come with using it and the offering to earn 2 Takashimaya Bonus Points with every $12 charged at Takashimaya Department Store, also because I can redeem $30 worth of Takashimaya Gift Vouchers with 100 Takashimaya Bonus Points. I must confess that I am addicted to deals and making the most of card benefits. I am currently still impressed by this cards deals.

With an additional 10% savings that you can achieve during selected sale events at Takashimaya Department Stores and an opportunity to receive $6 top-up to your CashCard when you charge a minimum amount of $250 to your DBS Takashimaya Card at Takashimaya Department Store. Every $5 charged anywhere gives you 1 DBS Point, you can then proceed to accumulate and exchange your DBS Points for more Takashimaya Gift Vouchers and shop for free.

The Citi SMRT card is a pretty decent card for spending but they unfortunately exclude travel related online merchants. This to me is the downside of the card and may be a reason to get another card for travel websites.

I fancy the OCBC 365 credit because it has cash rebate of $80, but only after you full fill their criteria. They require a minimum spending of $800 per month which in turn earns interest from different spending. This card suits me just fine being that I have broad spending habit and in the process it gives me $80 cash rebates every month. My only dislike is the rebate on the general spending which is 0.3%.

If you are like me an HSBC Premier client and also a frequent traveller that can maximize the number of priority pass visits, limo and meet-and-assist services as well as your supplementary cardholders too, then this is the card for you. The reduced general mile earn rate is worth the trade-off for the unlimited priority pass memberships, as well as the high number of limo and meet-and-assist services that you can use.

The American Express Krisflyer Credit Card has an attractive sign up bonus and it is easy to use to accumulate on miles as no conversion into KF account is required, and monthly auto “sweeping” of miles help save in the conversion fee. I also have had good experiences with their customer care service as the call center service is absolutely awesome.

I am a fresh graduate and just started my first job, I signed up for this card due to the onetime $150 cash back reward for $800 spend within the first two months. However for its main monthly rewards, it is nothing to be pleasant about and the hotline is very bad, I even had to hold more than 20 minutes during non-peak hour.

OCBC Voyage Card is perfect for well-off consumers with a shifting travel schedule, who want to earn high miles locally and overseas. Consumers earn 2.4 miles per S$1 spend overseas and 1.2 miles on general local spend, which aligns with similar cards. Consumers are most likely to benefit from OCBC voyage card if they spend most of their budget locally, with at least 25% of local spend on dining.