My wife always does demand expensive things like the diamond necklace and ring clothes etc. But my salary is out of the demand for her. Because I can't buy expensive things. So how should I keep happy her?

Technically, there is still debt left and you owe money to the loan shark. One of your relative will stand as your guarantor and he or she will be the one responsible for your unpaid debts. Make sure to let them know so that they are always prepared whatever happens. Also, it is better to pay in full amount because it will not increase if there is nothing left, no interest will be added since there is no more unpaid debt.

Most financial institutions would usually do a background check but there is no need to fear. If you just go discharged this year then it might be hard but it doesn't mean that you'll never be able to get a housing loan. Financial institutions will consider approving your housing loan but you wil need to be discharged from bankruptcy for at least a year or two.

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It's a very difficult and dangerous situation for you. Because your whole life is going to turn into a dark night. But you must need to control yourself with patience. And ahead, you've not to do anything at this moment. Because some such moment does in our life. At that moment, we've to stay totally silent which to better for us. Okay then, let's talk about your situation, you shut up totally, don't lose control of yourself, don't take tension. You get became relaxed and cool. Because it will help in fighting your situation. Again let's talk about what will happen next. First of all, if your girlfriend does true love with you so she will stay with you. Otherwise, she will go by leaving you. And in a few moments, you'll come on land from the sky. Where on you'll have to alone again as before. But everyone and everything can leave you. But one thing can't leave you on any turn and nor in any situation. That is. Your experience, your will power your goals and your mindset. Which these things will go ahead by taking you. Because you're forgetting that you did start from the same situation. Hence you can start again from here.

There are a lot of agencies in Sinapore that lends you money at a low rate than the banks. You can find them online, and they are acknowledge by the authorities of Singapore. There are times that when they mistakenly gives you the wrong loan that you requested. It can be that it is low or high. It is a mistake that may happen to anyone. You must report to the agency when it happens to you because they can trace which transaction went wrong.

Actually, you must need to be a Singaporean/PR aged 21-62. And you must have a minimum income of $12,000 p.a. Your parents or a sponsor can apply for a loan (for you) ... And your loan guarantor (if applicable) must have a minimum income of $30,000. But as like you told that you're from a poor family. From my idea, whose of home income will not $12,000. Hence it's a big problem to take loans for study. But don't worry, I've an awesome idea for you. Listen to me carefully. You can take the support of your any best friend and from my idea, you'll have to best friend whose income will be good who could help you. If you don't have any friends so you need to search who could finish your problem. When you get best friend so you can get loans through him. And then when you get succeed so you've to paid that loans.