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Can I meet with debt settlement companies to negotiate my dad's debt repayment?

I am trying to pay off my dad's loan of more than $20,000 borrowed to finance his HDB flat purchase. Are there any downsides to joining a debt repayment scheme?

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    Usually, the debt consolidation scheme is for very serious cases of debts. But you can give it a try at the various banks and see if the interest rates are lower.

    2019.08.01 18:0

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