Can I loan money for our house damaged by a typhoon?
My family and I are on a vacation in out of the town. We stayed there for two weeks. Yet in our hometown there is a typhoon that we didn't know that will come. So we stayed out of town to keep safe as per the authorities, we cannot go home yet. After the week of typhoon, we went home and found some of the parts of our house damaged and broken due to the strong winds and rain.
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If you need funds for your renovations, you should get a renovation loan instead of getting a personal loan. While a personal loan does the same job as that of renovation loans, banks and moneylenders check a person's credit risk and where they will use the money to determine if they should lend you money.