Forum
Last updated: 

Who can recommend a card that is Preferred for use in China?

I am planning a trip to Beijing and I would like to hear which debit card I can use in China for convenience? I hope to do a lot of shopping and entertainment on the side and would prefer a card with good deals and benefits. I am grateful for your help.

User comments

  • user image

    No Name

    I can gladly recommend the BOC Zoabao Debit Card as you can enjoy ticketing privileges to selected events like forums, workshops, fairs and performances under SPH Chinese Media Group and its media brands with zero currency exchange fees for all RMB transactions through your RMB account. No transaction fee for your cash withdrawals at over 24,000 BOC ATMs in Mainland China, for a limited time only. Additionally you can enjoy payment convenience with UnionPay, the largest payment network in China. They also offer enhanced card protection with EMV chip to allow 24-hour SMS notification for your transactions. Furthermore there are no annual fees ever with the card with an efficient online banking system which allows you to view your transaction details, change daily transaction limits and activate overseas usage on your debit card via BOC Personal Online Banking.

    2019.08.01 5:16

Please leave your knowledge and opinion!

Related Forums

Who are the foreigner that would affected by the changes in the laws of borrowing money?

What are investments in Singapore that would provide guaranteed principal and returns?

What are thee companies that offer monthly investment plans and who are the individuals who should get these plans?

At what age can you get a landline in Singapore?

How do I notify my landline provider my change of address?

How do U apply for a telephone line in Singapore?

Related Reviews

This card gives me $80 cash rebates every month.

I fancy the OCBC 365 credit because it has cash rebate of $80, but only after you full fill their criteria. They require a minimum spending of $800 per month which in turn earns interest from different spending. This card suits me just fine being that I have broad spending habit and in the process it gives me $80 cash rebates every month. My only dislike is the rebate on the general spending which is 0.3%.

OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

American Express Personal Card membership rewards points do not expire

First of all, unlike other loyalty programmes, the American Express Personal Card membership rewards points do not expire. Furthermore, with no restriction on the number of points you can stand to accumulate, you just need to choose the reward you want and you'll have time to get it, pretty much the skies can be your limit as you can use the points the way you want from redeeming shopping, travel and entertainment rewards to offsetting purchases made on your Card.

American Express Personal Card / American Express International

Ease of use to accumulate on miles

The American Express Krisflyer Credit Card has an attractive sign up bonus and it is easy to use to accumulate on miles as no conversion into KF account is required, and monthly auto “sweeping” of miles help save in the conversion fee. I also have had good experiences with their customer care service as the call center service is absolutely awesome.

American Express Singapore Airlines KrisFlyer Credit Card / American Express International

Too bad it is not an unlimited cashback card

Unfortunately, the HSBC advance card is not an unlimited cashback card as they have a cap on the cashback per month, even for advance banking clients. Furthermore, if you are not an advance banking client, you would not get subsequent card fee waiver if you do not get to spend at least $12,000 in a year.

HSBC Advance Credit Card / HSBC Bank Singapore

Looking to maximize on the number of priority pass visits and other privileges

If you are like me an HSBC Premier client and also a frequent traveller that can maximize the number of priority pass visits, limo and meet-and-assist services as well as your supplementary cardholders too, then this is the card for you. The reduced general mile earn rate is worth the trade-off for the unlimited priority pass memberships, as well as the high number of limo and meet-and-assist services that you can use.

HSBC VISA Infinite Credit Card / HSBC Bank Singapore

Complimentary Night Stay a Success

Very impressed by the complimentary night stay I got after I made bookings for a five nights stay at a resort I spent my birthday at in Malaysia. Even more pleasing was the complimentary golf games at a high quality golf courses in Malaysia. As a matter of fact, I had as much as six complementary golf games.

Citi Cash Back Visa Card / Citibank Singapore