Is it a smart move to upgrade a current Amex Platinum Credit Card to Amex Platinum Charge Card?

I find it very pleasant and rewarding the Platinum Wellness offerings of the AMEX Express Platinum Credit Card as I get to rest and replenish after a hard week at work. I treat myself to spa privileges that come with my Card Membership with spa vouchers from Adeva Spa, Spa Rael and The Ultimate. I do this one’s a week and enjoy up to 40% off à la carte spa services at Adeva Spa, Spa Rael and The Ultimate. Simply relaxing and feels good to be pampered.

I have been an AMEX platinum card holder for a while now and I sometimes receive complimentary hotel stay, invitation to pre-launch events as well as a complimentary AMEX reserve card, however you will need to apply for it separately but is complimentary. Furthermore, on top of the usual benefits that comes with the AMEX platinum card, you get the additional benefits offered by AMEX Reserve card.

The annual fee is too hefty I think and there is no doubt about it. However the benefits with this card are not only enjoyed by myself, but by my friends and family too. The most valuable treat I enjoy the most is the unlimited lounge access for me and my two supplementary card holders inclusive of their guests.

Even as not all merchants accept the Amex card, whenever I have the chance to use the Amex I go right ahead and take up the opportunity. The rewards are worth the spending however with a great lounge at the airport and great vouchers that they mail me regularly on hotels and business class tickets. Additionally, lots of restaurants offer great deals too on Amex.

I recommend this card for its complimentary access into Tower Club as users of the platinum Card are given access to this elite, members-only Tower Club Singapore. This Club is situated in a serene and breath-taking location and affords members privileges such as the use of all the dining and conference facilities, as well as invitations to all club events and activities.

The delivered on the promise of purchase Protection of up to 90 days when ensured reimbursement on an eligible online purchases I made with my Amex Express Gold Card. Irrespective where you buy online or shopping at the local supermarket, their Purchase Protection offers repair, replacement or reimbursement on eligible purchases made with the Card, that has been damaged or stolen within 90 days of purchase.

For me nothing beats the 5% year-round cash rebates on dining, groceries, petrol and transport (that is taxis, ride hailing, trains and buses inclusive), locally and overseas when you spend minimum S$600 per month. And the cash rebate is capped at S$150 per month. So if you don’t drive, not to worry as you can enjoy 5% cash rebate for your transportation needs, be it a taxi ride, a booking made via ride hailing apps, or trains/buses.

Unfortunately, the HSBC advance card is not an unlimited cashback card as they have a cap on the cashback per month, even for advance banking clients. Furthermore, if you are not an advance banking client, you would not get subsequent card fee waiver if you do not get to spend at least $12,000 in a year.

Very impressed by the complimentary night stay I got after I made bookings for a five nights stay at a resort I spent my birthday at in Malaysia. Even more pleasing was the complimentary golf games at a high quality golf courses in Malaysia. As a matter of fact, I had as much as six complementary golf games.

So it is really convenient that I can get and use my card instantly when I apply via MyInfo. And the cards instant digital card that can be used for mobile wallets, online and mobile app purchases. Now aside from the same day physical credit card issuance for online applications you also get S$50 cash rebate upon approval with no minimum spend required. However that is only for new OCBC Credit Card applications.

This card offers a few thrills if you are one for accumulating miles as you can earn 1.3 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases up to S$3,800 each month. On such purchases above S$3,800 each month, you can earn 2 KrisFlyer miles. Furthermore the card allows earnings of 1.3 KrisFlyer miles for every S$1 spent locally in Singapore dollars on eligible purchases up to S$3,800 each month. On such purchases above S$3,800 each month, earnings are 1.4 KrisFlyer miles. Highly recommended for those who seek to accumulate miles.