Is it a smart move to upgrade a current Amex Platinum Credit Card to Amex Platinum Charge Card?

I find it very pleasant and rewarding the Platinum Wellness offerings of the AMEX Express Platinum Credit Card as I get to rest and replenish after a hard week at work. I treat myself to spa privileges that come with my Card Membership with spa vouchers from Adeva Spa, Spa Rael and The Ultimate. I do this one’s a week and enjoy up to 40% off à la carte spa services at Adeva Spa, Spa Rael and The Ultimate. Simply relaxing and feels good to be pampered.

I have been an AMEX platinum card holder for a while now and I sometimes receive complimentary hotel stay, invitation to pre-launch events as well as a complimentary AMEX reserve card, however you will need to apply for it separately but is complimentary. Furthermore, on top of the usual benefits that comes with the AMEX platinum card, you get the additional benefits offered by AMEX Reserve card.

The annual fee is too hefty I think and there is no doubt about it. However the benefits with this card are not only enjoyed by myself, but by my friends and family too. The most valuable treat I enjoy the most is the unlimited lounge access for me and my two supplementary card holders inclusive of their guests.

Even as not all merchants accept the Amex card, whenever I have the chance to use the Amex I go right ahead and take up the opportunity. The rewards are worth the spending however with a great lounge at the airport and great vouchers that they mail me regularly on hotels and business class tickets. Additionally, lots of restaurants offer great deals too on Amex.

I recommend this card for its complimentary access into Tower Club as users of the platinum Card are given access to this elite, members-only Tower Club Singapore. This Club is situated in a serene and breath-taking location and affords members privileges such as the use of all the dining and conference facilities, as well as invitations to all club events and activities.

I find it very pleasant and rewarding the Platinum Wellness offerings of the AMEX Express Platinum Credit Card as I get to rest and replenish after a hard week at work. I treat myself to spa privileges that come with my Card Membership with spa vouchers from Adeva Spa, Spa Rael and The Ultimate. I do this one’s a week and enjoy up to 40% off à la carte spa services at Adeva Spa, Spa Rael and The Ultimate. Simply relaxing and feels good to be pampered.

Unfortunately, the HSBC advance card is not an unlimited cashback card as they have a cap on the cashback per month, even for advance banking clients. Furthermore, if you are not an advance banking client, you would not get subsequent card fee waiver if you do not get to spend at least $12,000 in a year.

The delivered on the promise of purchase Protection of up to 90 days when ensured reimbursement on an eligible online purchases I made with my Amex Express Gold Card. Irrespective where you buy online or shopping at the local supermarket, their Purchase Protection offers repair, replacement or reimbursement on eligible purchases made with the Card, that has been damaged or stolen within 90 days of purchase.

I have held this card for quite a long time and one thing I like about the card is the fact that it is used for CapitaLand malls and they are almost everywhere. So I enjoy dining taking advantage of the 10x rewards merchants to accumulate the points faster. Imagine getting close to 6.5% rebates on dining. Not to forget their sign up bonus of $60 rebates in vouchers when you spend $1,500. That's a 4% rebate excluding the points you will earn which will convert into vouchers too.

In my opinion, this card is one of the best cards in the market especially as there are no expiry date to miles earned and an amazing 2 VIP airport lounge access. I love the fact that the card can be used for major big ticket items and to clock mileage. Redemption can be done easily without hassle and customer service staff are very helpful

The Citi SMRT card is a pretty decent card for spending but they unfortunately exclude travel related online merchants. This to me is the downside of the card and may be a reason to get another card for travel websites.