Is it a wise move to go for the Amex Platinum Credit Card over an Amex Cash back card considering the high annual fee?

I find it very pleasant and rewarding the Platinum Wellness offerings of the AMEX Express Platinum Credit Card as I get to rest and replenish after a hard week at work. I treat myself to spa privileges that come with my Card Membership with spa vouchers from Adeva Spa, Spa Rael and The Ultimate. I do this one’s a week and enjoy up to 40% off à la carte spa services at Adeva Spa, Spa Rael and The Ultimate. Simply relaxing and feels good to be pampered.

I have been an AMEX platinum card holder for a while now and I sometimes receive complimentary hotel stay, invitation to pre-launch events as well as a complimentary AMEX reserve card, however you will need to apply for it separately but is complimentary. Furthermore, on top of the usual benefits that comes with the AMEX platinum card, you get the additional benefits offered by AMEX Reserve card.

The annual fee is too hefty I think and there is no doubt about it. However the benefits with this card are not only enjoyed by myself, but by my friends and family too. The most valuable treat I enjoy the most is the unlimited lounge access for me and my two supplementary card holders inclusive of their guests.

Even as not all merchants accept the Amex card, whenever I have the chance to use the Amex I go right ahead and take up the opportunity. The rewards are worth the spending however with a great lounge at the airport and great vouchers that they mail me regularly on hotels and business class tickets. Additionally, lots of restaurants offer great deals too on Amex.

I recommend this card for its complimentary access into Tower Club as users of the platinum Card are given access to this elite, members-only Tower Club Singapore. This Club is situated in a serene and breath-taking location and affords members privileges such as the use of all the dining and conference facilities, as well as invitations to all club events and activities.

Seldom would you find a card that has your best interest at heart as the AMEX Express Platinum Reserve Credit Card with its Emergency legal and medical assistance even when you are anywhere in the world. You can enjoy privileges around the globe with Live the World and American Express with all round protection against accidental damage or theft for your purchases.

OCBC Voyage Card is perfect for well-off consumers with a shifting travel schedule, who want to earn high miles locally and overseas. Consumers earn 2.4 miles per S$1 spend overseas and 1.2 miles on general local spend, which aligns with similar cards. Consumers are most likely to benefit from OCBC voyage card if they spend most of their budget locally, with at least 25% of local spend on dining.

If you are like me an HSBC Premier client and also a frequent traveller that can maximize the number of priority pass visits, limo and meet-and-assist services as well as your supplementary cardholders too, then this is the card for you. The reduced general mile earn rate is worth the trade-off for the unlimited priority pass memberships, as well as the high number of limo and meet-and-assist services that you can use.

The welcome bonus with this card is quite mouth-watering. Simply spend S$1,500 in the first 3 months to receive 24,000 Membership Rewards points. That you will find to be enough points to redeem for S$110 cash credit. Plus you can see the points add up with 100% bonus points on all spend in your first 3 months of Card Membership. I have been using this card now for 6 months and am yet to find reasons to complain.

Even as the OCBC Plus! Visa is not a cashback card, thus there is no cap, or "maximum" cash back, you get to still earn rebates in the form of cash rebates and LinkPoints by shopping at NTUC. However do note that there is a minimum spend of $500 in places outside NTUC before the full range of rebates and LinkPoints can be unlocked.

Very impressed by the complimentary night stay I got after I made bookings for a five nights stay at a resort I spent my birthday at in Malaysia. Even more pleasing was the complimentary golf games at a high quality golf courses in Malaysia. As a matter of fact, I had as much as six complementary golf games.