Will I enjoy all the discounts and privileges offered by OCBC and Esso service stations if I pay and earn Smiles points using this card?

The highlights include a 12% off everything at Fairprice with salary credit and up to 18.5% fuel savings which should be perfect for him considering the car your husband bought for him but note that aside from being 21 years to be eligible, he needs to have above $30,000 annual income. The interest rate for NTUC/OCBC Plus! Visa Credit Cards is 26.76% per annum and if they dont receive full payment by the due date, there will follow a minimum charge of $2.50 a month, calculated from the transaction date.

I am a current user of the NTUC Plus! Visa Credit Card and I know that at FairPrice you will be eligible to earn 3% additional rebate for incremental spends above SGD100 in a single receipt at FairPrice On, FairPrice, FairPrice Finest, FairPrice Xtra, Unity stores and Warehouse Club. This additional rebate is capped at SGD5 per transaction. On Grab Rides you will be eligible to earn 5% additional rebate on Grab rides in the month after completing 5 non-discounted rides. The 5 qualifying rides must be non-discount rides on all services except GrabCycle, GrabHitch, GrabShuttle, GrabShuttlePlus, GrabCoach, and must be charged to the NTUC/OCBC Plus! Visa Cards. The additional rebate is capped at SGD10 per customer per calendar month.

Very simply everyone with a valid Singapore registered mobile number can become a STACK member but if you wish to perform rewards points exchange from one rewards programme to another, you then have to be a member of at least 2 of the cards participating rewards partner programmes. If you wish to redeem any deals and rewards on the STACK Marketplace, you do have to be a member of at least one of the participating loyalty partner programmes.

Your interpretations are correct but we can look deeper into its characteristics. A bond has a face value which is the amount the bond will be worth at maturity and the amount the bond issuer uses when calculating interest payments. A bond has a coupon rate which is similar to interest rates. A bond shouls always have a maturity date which is self explanatory. Probobly the most important characteristic is the issue price which is the original price the issuer sells the bond.

There are many ways to invest your money. You could invest it by opening a high yeild savings account for emergency purposes or you could invest all of it on CPF. There is also an option of dividing the money and putting half of it in your savings account and putting half in CPF. Eitherway it all depends on your current financial status and necessities.

In a joint statement, the Ministry of Law (MinLaw) and Ministry of Manpower (MOM) said that foreigners living in Singapore will be subject to new aggregate loan caps and the self-exclusion framework for borrowing from licensed moneylenders just like Singaporeian citizens. This just implies that this will better protect foreigners such as yourself residing here and your/their employers from the effects of over-borrowing.

An inescapable path to becoming a successful investor is to learn how to become a lifelong student. Learn from other investor's success and mistakes. Learn how they made the money, not how they spent it. Place value on value, buy assets that you know are underpriced and sell them for a higher value. Always have healthy Skpeticism which is very hard to acquire as the world is full of malice. Lastly but not the least is to sharpen your analytical ability as being able to analyze what is going on is very crucial to becoming a good investor.

A stock is a share in the ownership of a company. The person who owns share is called stockholder and he is entitled to the company’s assets and earnings in the form of dividends in accordance to the percentage of stake he holds. There are two ways to earn. One way is through dividend income and the other one is throught Caoital gain.

Singapore is known to be one of the safest countries in the world. Age restrictions are part of Singapore's safety measure so the answer to your question is "Yes" there are age restrictions in getting a landline in Singapore. You need to be at least 17 if you are a Singaporean Citizen and you need to be at least 21 if you're not a citizen.