Forum
Last updated: 

My son just turned 21 years, what are the highlights of an NTUC/OCBC Plus! Visa Credit Cards? My husband and I want to gift him one.

My husband and I want to gift our son who just turned 21 with the credit card in addition to the birthday car gift he received. Would this card be good for him?

User comments

  • user image

    No Name

    The highlights include a 12% off everything at Fairprice with salary credit and up to 18.5% fuel savings which should be perfect for him considering the car your husband bought for him but note that aside from being 21 years to be eligible, he needs to have above $30,000 annual income. The interest rate for NTUC/OCBC Plus! Visa Credit Cards is 26.76% per annum and if they dont receive full payment by the due date, there will follow a minimum charge of $2.50 a month, calculated from the transaction date.

    2019.08.01 2:55

Please leave your knowledge and opinion!

Recommending Reviews

I can enjoy Interest rates starting from 5.80% p.a.

I love that I can enjoy Interest rates starting from 5.80% p.a. (EIR 11.38% p.a.) on their 12-month instalment plan which allows for fixed monthly repayments.The monthly repayment for your Cash-on-Instalments is fixed, allowing you to manage your finances with ease of mind. That works perfect for me as it helps me to be more organized and I give them thumbs up.

NTUC Plus! Visa Credit Card / Oversea-Chinese Banking Corporation

I get great discounts when I do grocery shopping at the supermarket

I get great discounts when I do grocery shopping at the supermarket and would like to recommend this card to others to give it a try. I encourage you to look out for the usually good rebates, discounts and promotions. Basically numerous benefits that suit different people and lifestyles.

NTUC Plus! Visa Credit Card / Oversea-Chinese Banking Corporation

A very important card for folks like me who frequent AMK hub NTUC Extra.

I like this card as I can earn rebate from NTUC all at the same time. I hope and look out to more rebates from them for this card in the near future. Usually they have a lot of discounts, link points and rebates when use in Fairprice supermarkets. A very important card for folks like me who frequent AMK hub NTUC Extra.

NTUC Plus! Visa Credit Card / Oversea-Chinese Banking Corporation

The perks are extremely good for working adults

With the NTUC Plus! Visa Credit Card you need to spend a minimum of S$400 monthly anywhere outside of FairPrice to qualify for it and up to 12% off at FairPrice Stores, Unity and Warehouse Club and up to 8% off at FairPrice. The perks are extremely good for working adults. I highly recommend this credit card especially also as overdue payments can be easily waived with just a phone call away.

NTUC Plus! Visa Credit Card / Oversea-Chinese Banking Corporation

Recommending Forums

What are the additional rebate benefit provided by OCBC?

NTUC Plus! Visa Credit Card

Will I enjoy all the discounts and privileges offered by OCBC and Esso service stations if I pay and earn Smiles points using this card?

NTUC Plus! Visa Credit Card

Who can be a NTUC Plus! Visa Credit Card STACK member?

NTUC Plus! Visa Credit Card

Related Forums

What is HSBC's personal loan in brief?

HSBC Personal Loan

How do U apply for a telephone line in Singapore?

Which University Majors in Singapore has the highest return on Investments?

Who are the foreigner that would affected by the changes in the laws of borrowing money?

WHat is the cheapest unlimited mobile data plan in Singapore?

I'm looking for an unlimited mobile data plan that is cheap and reliable. I already have one which offers me Unlimited data and unlimited call and SMS but I'm currently on a budget and I don;t really call or send SMS so I'm looking for a low priced but reliable unlimited mobile data plan with adequate speed.

What are bond and how do they work?

Related Reviews

Pleasant Rewards

In my opinion, this card is one of the best cards in the market especially as there are no expiry date to miles earned and an amazing 2 VIP airport lounge access. I love the fact that the card can be used for major big ticket items and to clock mileage. Redemption can be done easily without hassle and customer service staff are very helpful

Citi PremierMiles Visa Card / Citibank Singapore

Complimentary Night Stay a Success

Very impressed by the complimentary night stay I got after I made bookings for a five nights stay at a resort I spent my birthday at in Malaysia. Even more pleasing was the complimentary golf games at a high quality golf courses in Malaysia. As a matter of fact, I had as much as six complementary golf games.

Citi Cash Back Visa Card / Citibank Singapore

Protection of up to 90 days for online purchases

The delivered on the promise of purchase Protection of up to 90 days when ensured reimbursement on an eligible online purchases I made with my Amex Express Gold Card. Irrespective where you buy online or shopping at the local supermarket, their Purchase Protection offers repair, replacement or reimbursement on eligible purchases made with the Card, that has been damaged or stolen within 90 days of purchase.

American Express Gold Card / American Express International

This card gives me $80 cash rebates every month.

I fancy the OCBC 365 credit because it has cash rebate of $80, but only after you full fill their criteria. They require a minimum spending of $800 per month which in turn earns interest from different spending. This card suits me just fine being that I have broad spending habit and in the process it gives me $80 cash rebates every month. My only dislike is the rebate on the general spending which is 0.3%.

OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

Poor Customer Service

I am quite very disappointed with this card as I have never received the vouchers for all the points I have accumulated so far. I have on several occasions made complaints via the phone and even in person, but all to no avail. I would not recommend this card to anyone for this reason, i have to say unfortunately.

Citi Rewards Card / Citibank Singapore

Great customer service officers

I have had this card for a long while. The good thing with the card is that AMEX have been waiving my annual fees which is probably why I still have the card. The pros with this card include – Great customer service officers that are friendly and will do their best to help you with prompt follow ups, direct credit of miles to your Krisflyer account, many small promos every few months with a fantastic sign up promo, no minimum spending and perfect for concert lovers as AMEX offers priority to provide tickets.

American Express Singapore Airlines KrisFlyer Ascend Credit Card / American Express International