Will I enjoy all the discounts and privileges offered by OCBC and Esso service stations if I pay and earn Smiles points using this card?

The highlights include a 12% off everything at Fairprice with salary credit and up to 18.5% fuel savings which should be perfect for him considering the car your husband bought for him but note that aside from being 21 years to be eligible, he needs to have above $30,000 annual income. The interest rate for NTUC/OCBC Plus! Visa Credit Cards is 26.76% per annum and if they dont receive full payment by the due date, there will follow a minimum charge of $2.50 a month, calculated from the transaction date.

I am a current user of the NTUC Plus! Visa Credit Card and I know that at FairPrice you will be eligible to earn 3% additional rebate for incremental spends above SGD100 in a single receipt at FairPrice On, FairPrice, FairPrice Finest, FairPrice Xtra, Unity stores and Warehouse Club. This additional rebate is capped at SGD5 per transaction. On Grab Rides you will be eligible to earn 5% additional rebate on Grab rides in the month after completing 5 non-discounted rides. The 5 qualifying rides must be non-discount rides on all services except GrabCycle, GrabHitch, GrabShuttle, GrabShuttlePlus, GrabCoach, and must be charged to the NTUC/OCBC Plus! Visa Cards. The additional rebate is capped at SGD10 per customer per calendar month.

Very simply everyone with a valid Singapore registered mobile number can become a STACK member but if you wish to perform rewards points exchange from one rewards programme to another, you then have to be a member of at least 2 of the cards participating rewards partner programmes. If you wish to redeem any deals and rewards on the STACK Marketplace, you do have to be a member of at least one of the participating loyalty partner programmes.

Bond market is similar to the stock market however the bond market is a larger market. You bdon;t have to hold onto the bond until it matures before selling it. There are a few terms that you should know when buying and selling bonds. You should always be familiar with the market price. You should sell your bonds at a premium to earn from your bonds. There are times when you really have to sell your bond at a discount to avoid further loses however avoid it if it is avoidable.

Just like in any country, there aren't many investments that guarantee your principal as well as returns in Singapore but of those that do, you should be very careful of scams. One other thing to understand is that when you get to enjoy such safety in your investments and visibility in your cashflows, you need to be prepared to accept a rate of return that is close to the risk-free rate. Your first bet is to invest on Singapore Government Treasury bills and/or Singapore Government Bonds. You can also try investing on saving plans or fixed deposits but the returns are low. If you want higher returns then you really need to invest on high risk investments.

If you are a tourist then you don't need to worry because it will not apply to those with a temporary presence in Singapore, It will only apply to foreigners who are holders of Work Passes, Long Term Visit Passes, Short Term Visit Passes, Dependant's Passes and Student Passes.

You need not worry about using your credit cards when buying your medical supplements here in Singapore. There are big pharmacies that accepts credit card transactions .You can just go directly to the local pharmacy, show your medical perscription i your medication needs one and just ask them to swipe your credit card and then you're good to go.

At first it might sound lika a hoax but since this is Singapore where possibilities are limitless. There is a company called Circles.Life that offers a free sim only plan. Their plan includes 1GB of data, 30min talk time and 10 SMS every month for S$0. This is perfect for someone who just needs a sim card for emergency purposes or someone who needs a line so they can be reached but does not use their phone much. TPG also offers one which includes 2G of data/day but you can;t use it for calls and SMS.

There are many ways to invest your money. You could invest it by opening a high yeild savings account for emergency purposes or you could invest all of it on CPF. There is also an option of dividing the money and putting half of it in your savings account and putting half in CPF. Eitherway it all depends on your current financial status and necessities.