I realise I have been spending more than my maximum cashback limit on the UOB One Card recently. Would it be a good idea to get another miles card as a secondary card?

Very true there online services are terrible and card applications very bad experience too. In my case I tried to apply for the UOB one card for about 3 weeks. I first tried to apply through internet banking account, got rejected because I had to upload all my documents. I uploaded my documents and applied. Then began the series of excuses and unprofessionalism which resulted in getting a solution after one long week.

Yes it does, take a second glance at the quarterly cash rebate and you will notice that there is a total minimum spending of at least $500 monthly for three consecutive months to qualify for benefits.

I too have a joint one account with my partner and based on our experience, the supplementary card does not count towards the $500 minimum spend as we were made aware of this reality a few months into it. You can try to request another card for the main card holder making it two debit cards under the main holders name but say a MasterCard and one Visa. It will probably help both spending counts to hit the tier.

Well you definitely can as you should understand that a bank account is only one type of product the bank offers from very many. For me personally I have credit cards with both DBN and CITI but I have no bank accounts with them. Be rest assured they will give you an iBanking account to access the credit card rewards portal.

If you don’t have a payment slip, you can submit your Income tax statement as that works too but they will require about two years’ worth of it and a minimum annual income of S$30,000 OR a Fixed Deposit collateral of at least S$10,000. If you are able to automate payments of at least $500 to the card, it will get you 3% cash rebate. Also, you will have privileges to UOB promotions as well.

Investing on property would take you a long way because unlike investing on stock markets, investing on a property is unique because it contains utility value. It is an asset that you can use and enjoy while capturing gains. You can also rent the place out to other people and still hope that the rental rates would increase as the rise in the prices of property also increase.

According to ValueChampion's findings, undergraduate programmes pertaining to computing, engineering, architecture, pharmacy and law tend to have the highest level of return on investment on their tuitions immediately upon graduation. In particular, a bachelor's degree in law stood out as having the 2nd highest median gross monthly wage* and the 5th highest full-time employment rate.

You can submit a change of address notification to your telephone provider online or yu could always call your phone provider's customer service for further inquiries about the change and charges: Procedures such as account closure and account transfer may have to take place at a customer service centre.

If you got scammed online, you can contact the authorities to help you out. Always background check on what investments your gonna go through. You can easily contact people across the globe with the use of internet. Always check their status before involving within them. But as much as possible get help with the authorites.

If you are a tourist then you don't need to worry because it will not apply to those with a temporary presence in Singapore, It will only apply to foreigners who are holders of Work Passes, Long Term Visit Passes, Short Term Visit Passes, Dependant's Passes and Student Passes.

A bond is debt instrument that a government or a company issues to raise money.. Bonds are low-risk, stable and predictable investment. Investors earn from this because the investors act as a lender and the government acts as the borrower.