I realise I have been spending more than my maximum cashback limit on the UOB One Card recently. Would it be a good idea to get another miles card as a secondary card?

I recently started travelling more for work related reasons and in the process started to gain Krisflyer miles although in small amounts due to the constant flights. This has inspired the idea of getting a miles card as a secondary card. Do you think this is a good idea?

Confused About Financial Products?

You can chat directly and receive the best offers from the experts.

  • user image

    No Name

    In my opinion, I think you can charge your expenses to the company then look into more cash back cards or get a miles card, however If your income is high enough then look into the higher tier cards, that is those with an income of $120,000 and above that offer free lounge access as this will make your travel more comfortable. So if you expect to be spending consistently more than the max cashback limit, then no harm looking for another card to accumulate more point. Good luck!

    2019.08.01 6:6

    Please leave your knowledge and opinion!

    Recommending Forums

    Is it just me or UOB One online card application services are just so bad?

    UOB One Card

    In respect to the minimum requirement of five transactions per month for the UOB One card does each GRAB ride count as one transaction? For the minimum 5 transactions per month for the UOB one card, does each GRAB ride count as 1 transaction?

    UOB One Card

    I wonder why the UOB One supplementary card cannot be used together with the main card to hit the minimum spend?

    UOB One Card

    Can one apply for a UOB One Card from UOB without having a bank account with the bank?

    UOB One Card

    How does a self-employed apply for UOB one card?

    UOB One Card

    Related Forums

    What exactly does liquidation do for me and why would I ever consider?

    I'm investing on a farm abroad by using my credit card.I got scammed

    I can't stop spending, I need to invest now.

    Are there free sim plans in Singapore?

    Who are the foreigner that would affected by the changes in the laws of borrowing money?

    How do U apply for a telephone line in Singapore?

    Related Reviews

    Consumers earn 2.4 miles per S$1 spend overseas and 1.2 miles on general local spend

    OCBC VOYAGE Card / Oversea-Chinese Banking Corporation

    OCBC Voyage Card is perfect for well-off consumers with a shifting travel schedule, who want to earn high miles locally and overseas. Consumers earn 2.4 miles per S$1 spend overseas and 1.2 miles on general local spend, which aligns with similar cards. Consumers are most likely to benefit from OCBC voyage card if they spend most of their budget locally, with at least 25% of local spend on dining.

    I can enjoy Interest rates starting from 5.80% p.a.

    NTUC Plus! Visa Credit Card / Oversea-Chinese Banking Corporation

    I love that I can enjoy Interest rates starting from 5.80% p.a. (EIR 11.38% p.a.) on their 12-month instalment plan which allows for fixed monthly repayments.The monthly repayment for your Cash-on-Instalments is fixed, allowing you to manage your finances with ease of mind. That works perfect for me as it helps me to be more organized and I give them thumbs up.

    When I apply via MyInfoget I get to use my card instantly

    OCBC Robinsons Group Credit Card / Oversea-Chinese Banking Corporation

    So it is really convenient that I can get and use my card instantly when I apply via MyInfo. And the cards instant digital card that can be used for mobile wallets, online and mobile app purchases. Now aside from the same day physical credit card issuance for online applications you also get S$50 cash rebate upon approval with no minimum spend required. However that is only for new OCBC Credit Card applications.

    Fantastic Rewards

    HSBC VISA Platinum Credit Card

    A 5% cash rebate on fuel purchases and a 16% instant discount is a great deal for me I must say, the HSBC VISA Platinum Credit Card indeed makes driving more fun for me as i always look forward to the 16% instant discount plus 5% cash rebate on all fuel spend at Caltex and Shell stations

    You get 10X points when you shop at retails for babies and children's wear

    OCBC Titanium Rewards Credit Card / Oversea-Chinese Banking Corporation

    I would recommend the card for use by people who frequently purchase clothing and electronics and also in particular from known on online merchants like AliExpress, Amazon, Lazada, Shopee and Taobao.You get 10X points when you shop at retails for babies and children's wear, clothes, bags and shoes, department stores, electronics and gadgets; which cover almost all retails. Also the OCBC Reward is a $10 rebate for 3600 points which I think is fare.

    Poor Customer Service

    Citi Rewards Card / Citibank Singapore

    I am quite very disappointed with this card as I have never received the vouchers for all the points I have accumulated so far. I have on several occasions made complaints via the phone and even in person, but all to no avail. I would not recommend this card to anyone for this reason, i have to say unfortunately.

    Confused About Financial Products?

    You can chat directly and receive the best offers from the experts.