Forum
Last updated: 

What is the scope of those accident insurance?

My granddaughter was lifting up the thermos up the stairs. I just fill it up with the new boiling water that can be used for making coffee. While she was going up the stairs, the thermos broke, thus, accidentally soaked her feet with boiling water. She was crying so loud because her feet was all bloated. We rushed her to the hospital because we were afraid.

User comments

  • user image

    No Name

    There are a bunch of different kinds of insurances. In this situation, if she has medical insurance, it is covered by it. Having insurance is a good thing to have for emergencies like this. You can use your insurance most of the time in times of need. Having different kinds of insurance is not a big deal, it is just for your security.

    2020.03.24 15:44

Please leave your knowledge and opinion!

Related Forums

I got hit by a vehicle, I need my insurance from my country.

What is a Personal Accident Insurance?

Does term insurance have more worth than life insurance to you?

Who is/are eligible for a Personal Accident Insurance?

Can a baby that is blind get an insurance?

What are the insurances that are locally present?

Related Reviews

Enjoy the convinence of merging debts into one account with a fixed interest rate.

Debt consolidation loans from Citibank allow you to merge debts into one account with a fixed interest rate. Citibank bundles the debt consolidation loan into the Citibank Debt Consolidation Plan. This plan also provides you with a capped revolving credit facility, to be used as a payment method for daily expenses. If you need to get your debts organised, consider a debt consolidation plan from Citibank.

Citi Debt Consolidation Plan / Citibank Singapore

With interest rate as low as 0.59% per month and a repayment period up to 10 years

BOC Debt Consolidation Plan (DCP) helps you pay off high interest balances with interest rate as low as 0.59% per month and a repayment period up to 10 years. You can consolidate all your credit cards/unsecured loans balances with no tiered interest, no lock-in period for your funds and no monthly conditions to meet, you have flexibility on hand while your account balance expands.

BOC Debt Consolidation Plan / Bank of China

UOB's debt consolidation plan is an effective yet expensive alternative to other plans

UOB's debt consolidation plan is best viewed as an expensive alternative to other plans because the bank advertises interest rates that are higher than those of its competitors. Borrowers that have not previously used UOB's services are however eligible for slightly better rates but it is unclear what rates these borrowers will receive in due to the vague wording on the UOB's website

UOB Debt Consolidation Plan / United Overseas Bank

They charge a joining fee and early redemption fee

Debt consolidation loans from Standard Chartered are a part of a debt consolidation plan. The plan consists of the loan and a Platinum MasterCard. Effective interest rate of 7.70% and loan lengths can stretch from three years all the way through to ten years with regular fees for the Platinum MasterCard charged. They charge a joining fee of S$199 and S$250 for early redemption fee

Standard Chartered Debt Consolidation Plan / Standard Chartered Bank Singapore

Loans that allow borrowers to pay as little as half of their regular monthly instalments

UOB does not offer the cheapest car loans in Singapore, due to its higher than average interest rates. However, the bank can be a good source of financing for individuals that are unable to obtain less expensive loans.Additionally, UOB's HP50 car loans give borrowers added financial flexibility. This is because these loans allow borrowers to pay as little as half of their regular monthly instalments for the first 59 months of a 5-year loan. In the final month of this loan, borrowers can choose to either fully repay their loan with one final instalment, trade their current vehicle for a new car or enter a sell and lease back scheme with their dealer.

1st Credit Debts Consolidate Loan / 1st Credit SG

HSBC stands out as one of a few lenders that provides details regarding its interest rates

HSBC offers the lowest guaranteed flat and effective interest rates for debt consolidation loans in Singapore. Additionally, it is currently waiving its application fee for online applicants, which is normally S$88 or 1% of the loan amount. While other lenders advertise lower rates than HSBC, they use vague language such as "as low as" that indicates that borrowers may actually be offered substantially higher rates. For this reason, HSBC stands out as one of a few lenders that provides details regarding its interest rates. Additionally, it offers the lowest rates among banks that guarantee interest rates published online.

HSBC Debt Consolidation Loan / HSBC Bank Singapore