I got up to 6 miles per dollar on Expedia

First of all the card miles don't expire, and I got up to 6 miles per dollar on Expedia, I am a mile chaser although a rookie and would recommend thus card for any rookie miles chaser. The complimentary lounge excess was a fun experience for me plus the fact that you can choose to waive annual fees or pay it for 10,000 miles. Definitely not a bad deal especially if you are looking to redeem for business class and above.

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DBS Altitude VISA Signature

DBS Altitude Card: The fastest way to fly is for those consumers who want to avoid annual fees but still earning miles. The annual fee will be waived if every year you spend of S$25,000. Seeking a miles card with respectable rewards rates and a variety of travel perks but without an annual fee.

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DBS Bank

DBS Bank Ltd, earlier known as The Development Bank of Singapore Limited and "people's bank" respectively, is a multinational banking and financial services corporation. DBS Bank is a technological forward bank that beliefs in continuously reinventing itself to provide simple, fast and contextual banking solutions and experiences. DBS is highly acclaimed for its leadership in digital and has garnered more than 20 global accolades. It was titled "World's best bank" by Euromoney in 2019 and also won Global Bank of the year from The Banker and Best Bank in the world from the Global Finance in 2018. All these victories make it the first bank in the world to hold three of the most prestigious global best bank honors at the same time. DBS operates in 18 markets globally, including six priority markets in Asia, namely Singapore, Hong Kong, China, India, Indonesia, and Taiwan. Hence it is the only Asian bank which operates in the three key axes of growth - Southeast Asia, Greater China

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A rewardiing 0.5% rebate on all card spends

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Recommending Forums

I am newly graduated and planning for my wedding/ honeymoon in 18 months, should I go for a cashback or miles card?

It depends on your preferences and if you can hit the minimum spending requirement to enjoy the benefits they offer. I personally use the DBS Altitude card as it has absolutely no minimum spending, and I get free airport lounge access. The DBS Altitude miles also do not expire. Since you are fresh out of school I assume you earn about $3, 000 averagely and inn that case the best savings account would be the DBS Multiplier.

DBS Altitude VISA Signature

Would a Netflix and iTunes transactions count as overseas spending or a local spend for a DBS Altitude Visa Signature card?

Actually it’s a bit more technical as it depends on the payment gateway, which is hard to know, really. If a foreign company use a local bank to process our payments, it is a local spend, even though you seem to be paying in foreign currency. If they use a foreign bank to process the payment, then it is considered overseas spend. In my case I use my DBS Altitude Visa Signature card to subscribe to a New York Times and it is confirmed that the payment is processed by a foreign bank as I received the points for overseas spent.

DBS Altitude VISA Signature

Am I correct to believe that online transactions are part of the eligible local spend for the DBS Altitude card?

I hope my answer gets to shed more light on your question even as it brief and very to the point. Yes! Online transactions are eligible local spend and will net you DBS points. Basically all transactions to the card will give you points, other than excluded transactions particularly quoted in their T&Cs.

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How do I earn points using the DBS Altitude Card; The fastest way to fly?

You get to earn 1 DBS Point for every S$5 retail purchase charged to your DBS Credit Card, points are calculated on each transaction and rounded down to the nearest whole number. DBS Altitude Card members earn 3 DBS Points for every S$5 spent locally and earn 5 DBS Points for every S$5 spent on overseas transactions. Local spend is identified as card transactions posted in Singapore dollars. Overseas spend is identified as card transactions posted in foreign currencies.

DBS Altitude VISA Signature