Forum
Last updated: 

I am newly graduated and planning for my wedding/ honeymoon in 18 months, should I go for a cashback or miles card?

Most university graduates like me prefer a cashback card because it can help with cash flow and savings but what if my aim is for a wedding/honeymoon for example in 18 months’ time then would a miles card be a better option?

User comments

  • user image

    No Name

    It depends on your preferences and if you can hit the minimum spending requirement to enjoy the benefits they offer. I personally use the DBS Altitude card as it has absolutely no minimum spending, and I get free airport lounge access. The DBS Altitude miles also do not expire. Since you are fresh out of school I assume you earn about $3, 000 averagely and inn that case the best savings account would be the DBS Multiplier.

    2019.08.01 2:46

Please leave your knowledge and opinion!

Recommending Forums

Would a Netflix and iTunes transactions count as overseas spending or a local spend for a DBS Altitude Visa Signature card?

DBS Altitude VISA Signature

Am I correct to believe that online transactions are part of the eligible local spend for the DBS Altitude card?

DBS Altitude VISA Signature / GrabPay

How do I earn points using the DBS Altitude Card; The fastest way to fly?

DBS Altitude VISA Signature

Related Forums

I'm investing on a farm abroad by using my credit card.I got scammed

How do I notify my landline provider my change of address?

How much can foreigners borrow under the amendments to the Moneylenders Act?

Should I invest on properties in Singapore?

Why should I invest my money in Singapore?

What are investments in Singapore that would provide guaranteed principal and returns?

Related Reviews

When I apply via MyInfoget I get to use my card instantly

So it is really convenient that I can get and use my card instantly when I apply via MyInfo. And the cards instant digital card that can be used for mobile wallets, online and mobile app purchases. Now aside from the same day physical credit card issuance for online applications you also get S$50 cash rebate upon approval with no minimum spend required. However that is only for new OCBC Credit Card applications.

OCBC Robinsons Group Credit Card / Oversea-Chinese Banking Corporation

Looking to maximize on the number of priority pass visits and other privileges

If you are like me an HSBC Premier client and also a frequent traveller that can maximize the number of priority pass visits, limo and meet-and-assist services as well as your supplementary cardholders too, then this is the card for you. The reduced general mile earn rate is worth the trade-off for the unlimited priority pass memberships, as well as the high number of limo and meet-and-assist services that you can use.

HSBC VISA Infinite Credit Card / HSBC Bank Singapore

Consumers earn 2.4 miles per S$1 spend overseas and 1.2 miles on general local spend

OCBC Voyage Card is perfect for well-off consumers with a shifting travel schedule, who want to earn high miles locally and overseas. Consumers earn 2.4 miles per S$1 spend overseas and 1.2 miles on general local spend, which aligns with similar cards. Consumers are most likely to benefit from OCBC voyage card if they spend most of their budget locally, with at least 25% of local spend on dining.

OCBC VOYAGE Card / Oversea-Chinese Banking Corporation

Spend S$1,500 in the first 3 months to receive 24,000 Membership Rewards points

The welcome bonus with this card is quite mouth-watering. Simply spend S$1,500 in the first 3 months to receive 24,000 Membership Rewards points. That you will find to be enough points to redeem for S$110 cash credit. Plus you can see the points add up with 100% bonus points on all spend in your first 3 months of Card Membership. I have been using this card now for 6 months and am yet to find reasons to complain.

American Express Rewards Card / American Express International

Spa privileges that come with card membership

I find it very pleasant and rewarding the Platinum Wellness offerings of the AMEX Express Platinum Credit Card as I get to rest and replenish after a hard week at work. I treat myself to spa privileges that come with my Card Membership with spa vouchers from Adeva Spa, Spa Rael and The Ultimate. I do this one’s a week and enjoy up to 40% off à la carte spa services at Adeva Spa, Spa Rael and The Ultimate. Simply relaxing and feels good to be pampered.

American Express Platinum Credit Card / American Express International

American Express Personal Card membership rewards points do not expire

First of all, unlike other loyalty programmes, the American Express Personal Card membership rewards points do not expire. Furthermore, with no restriction on the number of points you can stand to accumulate, you just need to choose the reward you want and you'll have time to get it, pretty much the skies can be your limit as you can use the points the way you want from redeeming shopping, travel and entertainment rewards to offsetting purchases made on your Card.

American Express Personal Card / American Express International