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With this card you can get cash back by charging to the card and also get rebates or discounts

Best card ever! I have been using their Citibank Credit Cards since 8 years ago. They are probably the pioneers of cashback cards in Singapore essentially changing from their Dividend card to Cashback card. I would like to point out that with this card you can get cash back by charging to the card and also get rebates or discounts for Lazada purchases and Petrol station top up too.

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    Complimentary Night Stay a Success

    Very impressed by the complimentary night stay I got after I made bookings for a five nights stay at a resort I spent my birthday at in Malaysia. Even more pleasing was the complimentary golf games at a high quality golf courses in Malaysia. As a matter of fact, I had as much as six complementary golf games.

    Citi Cash Back Visa Card / Citibank Singapore

    Earn additional bonus cashback with minimum spending of $888 in the statement month

    Generally speaking, I find this card to be pretty good card as quite a number of the merchants that they partner with for the promotions are those whom I visit frequently to earn a decent cash rebate from my purchases and overall spending. And not until recently did I realize that one can get to earn additional bonus cashback with minimum spending of $888 in the statement month, so therefore with proper planning on all your bigger purchase it can help you gain more cash rebates faster.

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    The card charges me interest every month despite me ensuring to pay up the full figure

    This card has not been pleasant for me, as a matter of fact I am having regrets about it. The card charges me interest every month despite me ensuring to pay up the full figure. I am left to assume that maybe these monthly interest were incurred due to lead-time of requesting them to rectify the previous error. Whatever the reasons may be, I just know that I am not happy with this card presently.

    Citi Cash Back Visa Card / Citibank Singapore

    Very bad customer service is making it difficult for me to continue holding this card

    Even as all forms of customer service is done online one would expect that they would make the online customer service seamless however bad customer service is making it difficult for me to commute when problems arises. I even went further to send emails through my account asking them to return my call back, but received none till date save for tons of calls from their marketing department promoting their loans and other services

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    I have to say this is not a good system and there are better cashback cards out there

    In respect to the cashback, I was informed that we need to accumulate 50 points before we can redeem it out. This prompted me to be using the card very frequent, but still the percentage of cashback was so low that I only succeeded in reaching 30 points. I have to say this is not a good system and there are better cashback cards out there.

    Citi Cash Back Visa Card / Citibank Singapore

    Recommending Forums

    Can I make a dispute over a transaction if I am not satisfied with the quality of the product/service provided by the merchant?

    Actually your ability to dispute a transaction due to poor or unsatisfactory product quality will depend on the sales agreement between the cardholder and the merchant. For example, you purchased a pair of sneakers from a physical store and the terms of sale stated a no-return policy which you have sighted, signed and acknowledged. If so, you will have no rights to dispute the transaction. However, if you made an online purchase like you say and the merchandise you received was not as described or it arrived damaged, you can file a dispute as you have a right to do so. In such a case, you should first make efforts to contact and resolve the dispute with the merchant to either get an exchange or a refund upon returning the merchandise. If the merchant refuses, you can then file a dispute with your card-issuing bank. You will however need to provide documentary proof that the wrong or defective product was delivered in order for the bank to initiate a chargeback.

    Citi Cash Back Visa Card

    What are the rewards and highlights of referring a friend to the Citi Cash Back Visa Card?

    You get rewarded when your friends apply as new Citi Card members and spend 62,500 Points when they apply as a new Citi Prestige Card member by S$50 + Up to S$1,500 Bonus cash when your friends successfully apply as a new card member. You basically generate your unique referral link and share your unique referral link with your friends, your friends have to click on the unique referral link and complete a credit card application online. You can get up to S$1,500 Bonus cash when you refer up to your 15th referral.

    Citi Cash Back Visa Card

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