How can I apply for the Debt Consolidation Plan and who is eligible for it?

Well it has been a fairly good experience with CIMB Platinum MasterCard I must say and not meaning to praise them more than is needful but what beats a 10% Cashback On Wine & Dine? I am a family man and it makes me feel good to be able to treat my family to scrumptious dinners or embracing the nightlife to the fullest. Basically your card will give you an incredible 10% cashback on your expenses even when you use your card for taxi rides and petrol. 10% Cashback on Travel in Foreign Currency when you purchase your flights and hotel stays in foreign currency. They even offer a 10% Cashback on Health & Medicals like getting your eyes checked at an optician or visiting the dentist. And if you are a gadget freak, then consider that they give 10% Cashback on Electronic & Furnishing at Selected Merchants like Harvey Norman, Best Denki, Challenger, Ikea, Courts or Parisilk. Finally you can transit with ease with SimplyGo and save on the hassle of carrying a separate transit card or topping up stored-value transit cards, as you can use SimpleGo to tap & Go with your card for your bus and train rides.

Instarting a business using your SmartPhone, You should invest on a goo pair of bluetooth earphones and microphone so that communication can be made easier even when in transit. The next thing you should invest on is a bluetooth keyboard so that you would be able to type longer and detailed messages. A credit card reader and a mobile projector would come in handy for presentations and transactions. SmartPhones can only last for so long until it runs out of battery so a powerbank would be useful in emergency situations.

There are many ways to invest your money. You could invest it by opening a high yeild savings account for emergency purposes or you could invest all of it on CPF. There is also an option of dividing the money and putting half of it in your savings account and putting half in CPF. Eitherway it all depends on your current financial status and necessities.

According to ValueChampion's findings, undergraduate programmes pertaining to computing, engineering, architecture, pharmacy and law tend to have the highest level of return on investment on their tuitions immediately upon graduation. In particular, a bachelor's degree in law stood out as having the 2nd highest median gross monthly wage* and the 5th highest full-time employment rate.

Singapore is known to be one of the safest countries in the world. Age restrictions are part of Singapore's safety measure so the answer to your question is "Yes" there are age restrictions in getting a landline in Singapore. You need to be at least 17 if you are a Singaporean Citizen and you need to be at least 21 if you're not a citizen.

Those with an annual income of less than S$20,000 may borrow up to S$3,000 from all moneylenders combined and those who earn more thanS $20,000 a year may borrow up to six times their monthly income from all moneylenders combined. Meanwhile, for foreigners residing in Singapore, a lower aggregate loan cap of S$1,500 will be imposed on those who earn less than S$10,000 annually. Foreigners who earn between $10,000 and $20,000 a year can borrow up to $3,000, and those who earn at least $20,000 can borrow six times their monthly income.

Your interpretations are correct but we can look deeper into its characteristics. A bond has a face value which is the amount the bond will be worth at maturity and the amount the bond issuer uses when calculating interest payments. A bond has a coupon rate which is similar to interest rates. A bond shouls always have a maturity date which is self explanatory. Probobly the most important characteristic is the issue price which is the original price the issuer sells the bond.