What do you think of the UOB YOLO for a student based on your personal experience?

If you refer to the requirements to earn the additional of 8% and 3% then you should simply spend a minimum amount of $600 in a statement month as total rebate is capped at S$60 per month. To answer your second question, there are transactions that do not earn rebate such as payment of funds to prepaid accounts, instalments payment plans, Charitable/religious organizations, government institutions and services, Balance/funds transfers, cash advances, fees, interests, finance charges, late payment charges, annual fee charges, reversals, other financial charges.

Hello there! The following transactions do not earn rebates and they include Payment of funds to prepaid accounts, Instalment payment plans, Charitable or religious organizations, government institutions and services, Balance/funds transfers, cash advances, fees, interests, finance charges, late payment charges, annual fee charges, reversals, other financial charges. The bank identifies transactions and their categories via codes assigned by Visa. These are not decided by the bank but rather by the merchants and their acquiring banks.

From my personal experience, they offer pretty attractive dining and entertainment offers, but only if you visit these places. Overall I think they are decent but not the best cashback program. Easy to use for the rebate on weekend and definitely a must for dining and entertainment. It appeals more if you are a youth but I use only mostly use when I dine with friends or watch the movies together, will try to use more next time , now paying minimum payment of $100 for $3000 spent till next pay check.

Mate I don’t think you need not worry about how it will benefit you just as long as that trading business of yours is still working but I don’t think It would be still ideal to keep holding onto it since it doesn't have its benefits, you will mainly have to liquidate your business if you choose to give up on that business, Cheers!

You can submit a change of address notification to your telephone provider online or yu could always call your phone provider's customer service for further inquiries about the change and charges: Procedures such as account closure and account transfer may have to take place at a customer service centre.

Identification or a residence card is required to apply for a telephone line. This must be presented with the completed application form of the chosen service provider. There are four ways to apply: Call the telephone provider, online application, visit the store or visit the customer service provider.

At first it might sound lika a hoax but since this is Singapore where possibilities are limitless. There is a company called Circles.Life that offers a free sim only plan. Their plan includes 1GB of data, 30min talk time and 10 SMS every month for S$0. This is perfect for someone who just needs a sim card for emergency purposes or someone who needs a line so they can be reached but does not use their phone much. TPG also offers one which includes 2G of data/day but you can;t use it for calls and SMS.

According to ValueChampion's findings, undergraduate programmes pertaining to computing, engineering, architecture, pharmacy and law tend to have the highest level of return on investment on their tuitions immediately upon graduation. In particular, a bachelor's degree in law stood out as having the 2nd highest median gross monthly wage* and the 5th highest full-time employment rate.

If you are looking for the best without thinking about how much it would cost you then you can try Singtel combo 3 where you not only get unlimited data but also unlimited calls and SMS wth a phone subsidy. It comes with a contract and costs S$108.80 but if you want the full package then this is the plan that you are looking for. If you are on a budget and only want mobile data then you should try Zero 1GB to Unlimited data however the speed will be throtted after 1 gb.